Common use of Coma Clause in Contracts

Coma. State of complete unconsciousness, without reaction or response to external stimuli or internal needs, persisting continuously for at least ninety-six (96) hours, giving rise to permanent neurological damage. The diagnosis must be confirmed by a medical specialist and through an accredited hospital report. The neurological deficit must be clinically documented for a period of at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:

Coma. State A state of complete unconsciousness, without unconsciousness with no reaction or response to external stimuli or internal needsneeds persisting continuously, persisting continuously for at least ninety-six (96) hourswith the use of life support systems, giving rise to permanent neurological damage. The diagnosis must be confirmed by a medical specialist and through an accredited hospital report. The neurological deficit must be clinically documented for a period of at least ninety six (96) hours and resulting in permanent neurological deficit. Diagnosis has to be confirmed by a Specialist acceptable to the Company and neurological deficit has to be medically documented for at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:Coma secondary to alcohol or drug misuse is not covered.

Coma. State A state of complete unconsciousness, without unconsciousness with no reaction or response to external stimuli or internal needsneeds persisting continuously, persisting continuously for at least ninety-six (96) hourswith the use of life support systems, giving rise to permanent neurological damage. The diagnosis must be confirmed by a medical specialist and through an accredited hospital report. The neurological deficit must be clinically documented for a period of at least 96 hours and resulting in permanent neurological deficit. Diagnosis has to be confirmed by a specialist and neurological deficit has to be medically documented for at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:Coma secondary to alcohol or drug misuse is not covered.

Coma. State of complete unconsciousness, without reaction or response to external stimuli or internal needs, persisting continuously for at least ninety-six (96) hours, giving rise to permanent neurological damage. The diagnosis must be confirmed by a medical specialist and through an accredited hospital report. The neurological deficit must be clinically documented for a period of at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:: - Coma caused by alcohol or drug abuse is not covered.

Coma. State A state of complete unconsciousness, without unconsciousness with no reaction or response to external stimuli or internal needsneeds persisting continuously, persisting continuously with the use of life support systems, for a period of at least ninety-ninety six (96) hours, giving rise to hours and resulting in permanent neurological damagedeficit. The diagnosis must Diagnosis has to be confirmed by a medical specialist Specialist acceptable to the Company and through an accredited hospital report. The neurological deficit must has to be clinically medically documented for a period of at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:Coma secondary to alcohol or drug misuse is not covered.

Coma. State A state of complete unconsciousness, without unconsciousness with no reaction or response to external stimuli or internal needsneeds persisting continuously, persisting continuously for at least ninety-six (96) hourswith the use of life support systems, giving rise to permanent neurological damage. The diagnosis must be confirmed by a medical specialist and through an accredited hospital report. The neurological deficit must be clinically documented for a period of at least 96 hours and resulting in permanent neurological deficit. Diagnosis has to be confirmed by a specialist acceptable to the Company and neurological deficit has to be medically documented for at least three (3) months. During the period of unconsciousness, life-support means must have been used, including assisted respiration. Exclusions:Coma secondary to alcohol or drug misuse is not covered.