Common use of Code of Banking Practice Clause in Contracts

Code of Banking Practice. The relevant provisions of the Code of Banking Practice may apply to this facility agreement. The Code of Banking Practice applies to banking services provided to customers who are individuals or small businesses, each as defined in it. We will comply with the Code of Banking Practice, where it applies to the banking services we provide to you. Details of interest rates referred to in either the Facility Details or these General Conditions are available on our website ▇▇▇.▇▇▇.▇▇▇.▇▇ or may be requested from us. Even if you do not end up borrowing money under this facility, the application fee and any fees and charges that we have spent will be non-refundable. You will only be refunded advance payments if we consent. We can consent or refuse for any reason. Break costs may be payable if a break cost event is taken to have occurred on your fixed rate business term loan. These General Conditions (together with the Business Banking Guide to Fees and Charges) provide details of when break costs may be payable and how they are calculated). Please read them carefully as break costs can be many thousands of dollars. Note: Words in italics have special meanings - see Part 22