Common use of Charging an Account Clause in Contracts

Charging an Account. FSB may deduct fees, overdrafts, and other amounts you owe to FSB from your accounts with FSB or from your accounts with FSB’s affiliates. FSB may make such deductions at any time and without prior notice to you or request from you. If there are not enough funds in the account to cover amounts owed to FSB, FSB may overdraw your account. You agree to pay immediately all amounts you owe FSB. FSB may use deposits you or others make to your account, including any Federal or state benefit payments that you choose to deposit in any account (including direct deposit of Social Security benefits) to pay fees, overdrafts, and other amounts you owe FSB. You understand and agree that if you do not want your benefits applied in this way, you may change your direct deposit instructions to the benefits payor at any time. This provision does not apply to any consumer credit accessed by a credit card. Closing an Account FSB may close your account at any time without advance notice. FSB may require you to give a minimum of seven days advance written notice when you intend to close your account by withdrawing your funds. If your account has a zero balance, we may consider your account closed. This Agreement continues to govern your account even after your account closes. If you or FSB close your account, FSB may return deposits, checks and other items received after closing the account, or FSB may reopen the account and accept the deposits or debits, even if doing so overdraws your account, without being liable to you. FSB will notify you if it reopens your account. You agree to pay immediately all amounts you owe to FSB. FSB will return any balance in your account, less any fees, service charges, claims, setoffs or other amounts you owe FSB, if applicable.

Charging an Account. FSB may deduct fees, overdrafts, and other amounts you owe to FSB from your accounts with FSB or from your accounts with FSB’s affiliates's affiliates. FSB may make such deductions at any time and without prior notice to you or request from you. If there are not enough funds in the account to cover amounts owed to FSB, FSB may overdraw your account. You agree to pay immediately all amounts you owe FSB. FSB may use deposits you or others make to your account, including any Federal or state benefit benefit payments that you choose to deposit in any account (including direct deposit of Social Security benefitsbenefits) to pay fees, overdrafts, and other amounts you owe FSB. You understand and agree that if you do not want your benefits benefits applied in this way, you may change your direct deposit instructions to the benefits benefits payor at any time. This provision does not apply to any consumer credit accessed by a credit card. Closing an Account FSB may close your account at any time without advance notice. FSB may require you to give a minimum of seven days advance written notice when you intend to close your account by withdrawing your funds. If your account has a zero balance, we may consider your account closed. This Agreement continues to govern your account even after your account closes. If you or FSB close your account, FSB may return deposits, checks and other items received after closing the account, or FSB may reopen the account and accept the deposits or debits, even if doing so overdraws your account, without being liable to you. FSB will notify you if it reopens your account. You agree to pay immediately all amounts you owe to FSB. FSB will return any balance in your account, less any fees, service charges, claims, setoffs or other amounts you owe FSB, if applicable.

Charging an Account. FSB may deduct fees, overdrafts, and other amounts you owe to FSB from your accounts with FSB or from your accounts with FSB’s affiliatesaffiliates. FSB may make such deductions at any time and without prior notice to you or request from you. If there are not enough funds in the account to cover amounts owed to FSB, FSB may overdraw your account. You agree to pay immediately all amounts you owe FSBFSB . FSB may use deposits you or others make to your account, including any Federal or state benefit benefit payments that you choose to deposit in any account (including direct deposit of Social Security benefitsbenefits) to pay fees, overdrafts, and other amounts you owe FSB. You understand and agree that if you do not want your benefits benefits applied in this way, you may change your direct deposit instructions to the benefits benefits payor at any time. This provision does not apply to any consumer credit accessed by a credit card. Closing an Account FSB may close your account at any time without advance notice. FSB may require you to give a minimum of seven days advance written notice when you intend to close your account by withdrawing your funds. If your account has a zero balance, we may consider your account closedclosed . This Agreement continues to govern your account even after your account closescloses . If you or FSB close your account, FSB may return deposits, checks and other items received after closing the account, or FSB may reopen the account and accept the deposits or debits, even if doing so overdraws your account, without being liable to youyou . FSB will notify you if it reopens your accountaccount . You agree to pay immediately all amounts you owe to FSBFSB . FSB will return any balance in your account, less any fees, service charges, claims, setoffs or other amounts you owe FSB, if applicable.