Common use of Charges or Fees Clause in Contracts

Charges or Fees. As a participant on the Internet/Mobile Bill Pay Service you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves the right to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, and territories. Please note: Your MECU loan accounts may not be paid by using the Internet/Mobile Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Home Banking service or by automatic transfer from your MECU Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECU’s Rate & Fee Schedule, which can be found on the MECU web site. You agree to pay such fees and charges and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's established and published fees. Further, you also agree that an NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Bill Pay service you agree that MECU has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.

Charges or Fees. As a participant on in the Internet/Mobile Internet Bill Pay Service you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves the right according to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, our Rate and territoriesFee Schedule. Please note: Your MECU Diversified Credit Union loan accounts may not be paid by using the Internet/Mobile Internet Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Diversified Credit Union Home Banking service or by automatic transfer from your MECU Diversified Credit Union Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Non- Sufficient Funds or Stop Payment Fees) are specified in MECUDiversified Credit Union’s Rate & Fee Schedule, Schedule which can be found on the MECU web siteDiversified Credit Union’s website. If you opt to utilize the expedited payment services, you will be charged $4.95 per electronic payment and $24.95 per overnight check. You agree to pay such fees and charges charges, and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's Diversified Credit Union’s established and published fees. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Internet Bill Pay service you agree that MECU Diversified Credit Union has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.

Charges or Fees. As a participant on in the Internet/Mobile Bill Pay Service you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves the right according to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, our Rate and territoriesFee Schedule. Please note: Your MECU Memorial Credit Union loan accounts may not be paid by using the Internet/Mobile Bill Pay Internet Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Memorial Credit Union Internet Home Banking service or by automatic transfer from your MECU Memorial Credit Union Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECU’s Memorial Credit Unions Rate & Fee Schedule, Schedule which can be found on the MECU web siteMemorial Credit Union website. If you opt to utilize the expedited payment services, you will be charged $9.95 per electronic payment and $30.00 per overnight check. You agree to pay such fees and charges and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet internet service fees that may be assessed by your telephone utility and/or Internet Service Providerinternet service provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to that we make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's established and published feesMemorial Credit Unions Rate & Fee Schedule. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. In the event your account is NSF, the account will be blocked for 3 days. No new payments can be scheduled while the Xxxx Pay account is blocked and any payments scheduled to debit during the block period will not process and must be rescheduled manually. Recurring payments will debit as scheduled in the next payment cycle. By enrolling for and using this Internet/Mobile Bill Pay service Service you agree that MECU has we have the right right, but not the obligation, to transfer funds from your available balance on your line of line-of-credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and or your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.

Charges or Fees. As a participant on in the Internet/Mobile Bill Prime Xxxx Pay Service service, you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves understand that we reserve the right to refuse enrollment charge a basic fee per month for unlimited transactions as listed in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, and territories. Please note: Your MECU loan accounts may not be paid by using the Internet/Mobile Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Home Banking service or by automatic transfer from your MECU Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECU’s Rate & Fee Schedule, which can be found on the MECU web site. You agree to pay such fees and charges and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the ServicePrime Xxxx Pay service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking Prime Online service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's established and published feesFee Schedule. Further, you also agree that an NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Bill the Prime Xxxx Pay service service, you agree that MECU Prime Financial Credit Union has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this . This includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner. Termination or Discontinuation In the event you wish to discontinue the Prime Xxxx Pay service, you must contact Prime Financial Credit Union within ten (10) days prior to the actual service discontinuation date. You must request the Prime Xxxx Pay service discontinuation in writing, sign it and send to: Prime Financial Credit Union 0000 X. Xxxxxxx Ave. Cudahy, WI 53110 Prime Financial Credit Union may terminate Service to any individual at any time with cause, but without advance notice. Neither termination nor discontinuation shall affect your liability or obligation under this Prime Xxxx Pay Agreement. Information Authorization Through your enrollment in the Prime Xxxx Pay Service, you agree that Prime Financial Credit Union reserves the right to obtain financial information regarding your account from a merchant or financial institution to resolve payment-posting problems.

Charges or Fees. As a participant on in the Internet/Mobile Bill Prime Xxxx Pay Service service, you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves understand that we reserve the right to refuse enrollment charge a basic fee per month for unlimited transactions as listed in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, and territories. Please note: Your MECU loan accounts may not be paid by using the Internet/Mobile Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Home Banking service or by automatic transfer from your MECU Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECU’s Rate & Fee Schedule, which can be found on the MECU web site. You agree to pay such fees and charges and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the ServicePrime Xxxx Pay service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking Prime Online service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's established and published feesFee Schedule. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Bill the Prime Xxxx Pay service service, you agree that MECU Prime Financial Credit Union has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this . This includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner. Termination or Discontinuation In the event you wish to discontinue the Prime Xxxx Pay service, you must contact Prime Financial Credit Union within ten (10) days prior to the actual service discontinuation date. You must request the Prime Xxxx Pay service discontinuation in writing, sign it and send to: Prime Financial Credit Union 0000 X. Xxxxxxx Ave. Cudahy, WI 53110 Prime Financial Credit Union may terminate Service to any individual at any time with cause, but without advance notice. Neither termination nor discontinuation shall affect your liability or obligation under this Prime Xxxx Pay Agreement. Information Authorization Through your enrollment in the Prime Xxxx Pay Service, you agree that Prime Financial Credit Union reserves the right to obtain financial information regarding your account from a merchant or financial institution to resolve payment-posting problems.

Charges or Fees. As a participant on in the Internet/Mobile Internet Bill Pay Service you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves the right according to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, our Rate and territoriesFee Schedule. Please note: Your MECU Citizens State Bank loan accounts may not be paid by using the Internet/Mobile Internet Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Home Citizens State Bank Online Banking service or by automatic transfer from your MECU Citizens State Bank Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECUCitizens State Bank’s Rate & Fee Schedule, Schedule which can be found on the MECU Citizens State Bank’s web site. If you opt to utilize the expedited payment services, you will be charged $5.00 per electronic payment and $35.00 per overnight check. You agree to pay such fees and charges charges, and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's Citizens State Bank’s established and published fees. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Internet Bill Pay service you agree that MECU Citizens State Bank has the right to transfer funds from your available balance on your ready reserve line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.

Charges or Fees. As a participant on in the Internet/Mobile Bill GHS Online Banking Xxxx Pay Service Service, you will not be charged a fee. • For rush payments, there is a $38 overnight basic fee assessed. MECU reserves the right to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, and territoriesfor unlimited transactions. Please note: Your MECU GHS loan accounts may not be paid by using the Internet/Mobile Bill Online Banking Xxxx Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile GHS Online Banking Home Banking service or by automatic transfer from your MECU Checking GHS checking (sharedraft) account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECUthe credit union’s Rate & Fee Schedule, Schedule of Fees which can be found on the MECU GHS web sitesite xxx.xxxxxx.xxx. You agree to pay such fees and charges charges, and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet Online Banking service fees that may be assessed by your telephone utility and/or Internet Online Banking Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, instances you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home GHS Online Banking serviceService. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit unionfinancial institution's established and published fees. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Bill Online Banking Xxxx Pay service Service you agree that MECU GHS has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.

Charges or Fees. As a participant on in the Internet/Mobile Bill Pay Service you will not be charged a fee. • For rush paymentsHowever, there is after 90 days of inactivity on your Internet/Mobile Bill Pay Service, your authorization will be removed. You will be required to complete a $38 overnight fee assessednew Enrollment Request for the Internet/Mobile Bill Pay Service. MECU reserves the right to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or COCo-OPOp/E-COMeCom. Included in this criterion criteria is a requirement that subscribers to this service must live within the United States, its possessions, and territories. Please note: Your MECU loan accounts may not be paid by using the Internet/Mobile Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Home Banking service or by automatic transfer from your MECU Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECU’s Rate & Fee Schedule, which can be found on the MECU web site. You agree to pay such fees and charges charges, and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit union's established and published fees. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Bill Pay service you agree that MECU has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.

Charges or Fees. As a participant on in the Internet/Mobile Internet Bill Pay Service you will not be charged a fee. • For rush payments, there is a $38 overnight fee assessed. MECU reserves the right according to refuse enrollment in the Internet/Mobile Bill Pay Service to any member who does not meet the Internet/Mobile Bill Pay Service criteria which has been established by MECU and/or CO-OP/E-COM. Included in this criterion is a requirement that subscribers to this service must live within the United States, its possessions, our Rate and territoriesFee Schedule. Please note: Your MECU Midwest Community loan accounts may not be paid by using the Internet/Mobile Internet Bill Pay Service, but instead may be paid by using the transfer/payment option on the MECU Internet/Mobile Home Banking MC Online service or by automatic transfer from your MECU Midwest Community Checking account at no charge. Additionally, charges for other transactions and optional services (e.g., Non-Sufficient Funds or Stop Payment Fees) are specified in MECUMidwest Community’s Rate & Fee Schedule, Schedule which can be found on the MECU Midwest Community’s web site. If you opt to utilize the expedited payment services, you will be charged $8.00 per same day electronic payment and $25.00 per overnight check. You agree to pay such fees and charges charges, and authorize the Service to charge your designated Payment Account for these amounts and any additional charges that may be incurred by you. Any fees associated with your savings or loan accounts will continue to apply. You are responsible for any and all telephone access fees or Internet service fees that may be assessed by your telephone utility and/or Internet Service Provider. In the Event a Service Transaction Is Returned and/or Overdraws Your Payment Account In using the Service, you are requesting the system to make payments for you from your Payment Account. If we are unable to complete the transaction for any reason associated with your Payment Account (for example, there are not sufficient funds in your Payment Account to cover the transaction), the transaction may not be completed. In some instances, you will receive a return notice by secure electronic message via the MECU Internet/Mobile Home Banking service. In these cases, you agree that a non-sufficient funds (NSF) fee will be charged in accordance with the credit unionMidwest Community's established and published fees. Further, you also agree that an a NSF fee may be charged to your account even if the payment is not returned but is paid and overdraws your Payment Account. By enrolling for and using this Internet/Mobile Internet Bill Pay service you agree that MECU Midwest Community has the right to transfer funds from your available balance on your line of credit account as well as from all of your share accounts to recover funds for all payments that have been requested to be paid by you and your authorized user: this includes accounts on which you are the primary member-owner, as well as accounts on which you are the joint owner.