Calculators Clause Samples

Calculators. The Numbrs App provides a variety of calculators, for example a loan calculator, a savings calculator, a smoking calculator, etc. These calculators serve as a tool to support you with your saving strategy to achieve your personal financial goals. The Numbrs App and Numbrs do not provide any lending, financial, legal, tax, investment or other advice, neither should any information provided be relied upon as such or be considered in any way a substitute for such services. You must consult your advisors before making any decisions. The calculators and all of the information it contains are provided “as is”, without warranty of any kind, whether express or implied. Numbrs assumes no responsibility for errors or omissions and will not be liable for any direct, or indirect losses based on your use of the calculators. This does not affect your legal rights in relation to faulty or mis-described products.

Calculators. At present Years 3 and 5 students may not use calculators. Calculators are allowed in one of the two test papers at Years 7 and 9. During the test students are allowed to use the calculator with which they are most familiar, including graphics calculators. The NAEP categorises usefulness of a calculator in responding to an item in the following ways:  a calculator inactive item – the solution neither requires nor suggests the use of a calculator  a calculator neutral item – a calculator is not necessary for solving, however, given the option, some students might choose to use one  a calculator active item – a calculator is necessary or very helpful in solving; a student would find it very difficult to solve the problem without the aid of a calculator. All three types of item are suitable for the calculator section, but the percentage of calculator inactive items in this section should be kept to a minimum. Calculator active items must not be included in the non-calculator section. In the calculator section, it is recommended that:  items that allow students to check which answer is correct as their strategy should generally not be included  the nature of the calculator does not affect the quality of students’ responses  attention is given to requiring students to demonstrate a sense of the reasonableness of an expected answer. No items designed for the non-calculator section should be constructed so that their solution is dependent on the use of a calculator. However, items in the non-calculator section may refer to calculators, effectively using them as a ―context‖. For example, requiring students to identify the arithmetic operation necessary to solve a problem by having them identify the required calculator button is a way of testing mathematical understanding. No item used in the Year 7 calculator test should be used as a link to the Year 5 test, regardless of its calculator (active, neutral or inactive) status.