Common use of BUNDLED PRODUCTS AND SERVICES Clause in Contracts

BUNDLED PRODUCTS AND SERVICES. The above asset fees cover a comprehensive bundle of products and services. The following products and services are not covered by the asset fees and will continue to be billed separately using the current rates, subject to current allowable periodic increases: * AWD License Fees * Escheatment * Programming * FANMail * Vision EXHIBIT B, p.2 Additional products and services not currently utilized would be priced separately and would be billed in addition to the asset fees. *Computer/Technical Personnel (2000 Rates): Business Analyst/Tester: Dedicated - $79,040 per year On Request - $72.80 per hour COBOL Programmer: Dedicated - $129,480 per year On Request - $100.88 per hour Workstation Programmer: Dedicated - $157,040 per year On Request - $128.96 per hour *Full Service Support (2000 Rates): Senior Staff Support - $70.00 per hour Staff Support - $50.00 per hour Clerical Support - $40.00 per hour RATE ADJUSTMENT TRIGGERS: The above asset fees would be adjusted monthly based on the following triggers: Should either "Average Assets per Account" or "Average Assets per CUSIP" decrease 10% in a given month from their baseline March through May 2000 averages, the basis point fee rates would be adjusted up using the formula: Previous Rate divided by .9. When/if a rate adjustment is made, both trigger ratios would be reset at new levels equal to 10% below their previous level. Subsequent adjustments to the rates would be triggered should these ratios decrease in additional 10% increments. Downward adjustments would be made to the rates using the same formula should the trigger ratios increase in 10% increments, but only to the extent that previous upward rate adjustments have been made. The basis point fee rates could not be adjusted below the original rates listed above. TRIGGERS: Average Assets per Account Average Assets per Cusip -------------------------- ------------------------ Bank & Thrift $ 9,733 $ 184,696,341 Prime Rate $113,660 $1,259,736,679 All Others $ 29,452 $ 63,379,993 49 EXHIBIT B, p. 3 NOTES TO THE ABOVE FEE SCHEDULE

BUNDLED PRODUCTS AND SERVICES. The above asset fees cover a comprehensive bundle of products and services. The following products and services are not covered by the asset fees and will continue to be billed separately using the current rates, subject to current allowable periodic increases: * - AWD License Fees * - Escheatment * - Programming * - FANMail * - Vision 45 EXHIBIT B, p.2 p. 2 Additional products and services not currently utilized would be priced separately and would be billed in addition to the asset fees. *Computer-Computer/Technical Personnel (2000 Rates): Business Analyst/Tester: Dedicated - $79,040 per year On Request - $72.80 per hour COBOL Programmer: Dedicated - $129,480 per year On Request - $100.88 per hour Workstation Programmer: Dedicated - $157,040 per year On Request - $128.96 per hour *Full -Full Service Support (2000 Rates): Senior Staff Support - $70.00 per hour Staff Support - $50.00 per hour Clerical Support - $40.00 per hour RATE ADJUSTMENT TRIGGERS: The above asset fees would be adjusted monthly based on the following triggers: Should either "Average Assets per Account" or "Average Assets per CUSIP" decrease 10% in a given month from their baseline March through May 2000 averages, the basis point fee rates would be adjusted up using the formula: Previous Rate divided by .9. When/if a rate adjustment is made, both trigger ratios would be reset at new levels equal to 10% below their previous level. Subsequent adjustments to the rates would be triggered should these ratios decrease in additional 10% increments. Downward adjustments would be made to the rates using the same formula should the trigger ratios increase in 10% increments, but only to the extent that previous upward rate adjustments have been made. The basis point fee rates could not be adjusted below the original rates listed above. TRIGGERS: Average Assets per Account Average Assets per Cusip AVERAGE ASSETS PER ACCOUNT AVERAGE ASSETS PER CUSIP -------------------------- ------------------------ ------------------------- Bank & Thrift $ 9,733 $ 184,696,341 Prime Rate $$ 113,660 $$ 1,259,736,679 All Others $ 29,452 $ 63,379,993 49 EXHIBIT B, p. 3 NOTES TO THE ABOVE FEE SCHEDULE

BUNDLED PRODUCTS AND SERVICES. The above asset fees cover a comprehensive bundle of products and services. The following products and services are not covered by the asset fees and will continue to be billed separately using the current rates, subject to current allowable periodic increases: * AWD License Fees * Escheatment * Programming * FANMail * Vision EXHIBIT B, p.2 p. 2 Additional products and services not currently utilized would be priced separately and would be billed in addition to the asset fees. *Computer/Technical Personnel (2000 Rates): Business Analyst/Tester: Dedicated - $79,040 per year On Request - $72.80 per hour COBOL Programmer: Dedicated - $129,480 per year On Request - $100.88 per hour Workstation Programmer: Dedicated - $157,040 per year On Request - $128.96 per hour *Full Service Support (2000 Rates): Senior Staff Support - $70.00 per hour Staff Support - $50.00 per hour Clerical Support - $40.00 per hour RATE ADJUSTMENT TRIGGERS: The above asset fees would be adjusted monthly based on the following triggers: Should either "Average Assets per Account" or "Average Assets per CUSIP" decrease 10% in a given month from their baseline March through May 2000 averages, the basis point fee rates would be adjusted up using the formula: Previous Rate divided by .9. When/if a rate adjustment is made, both trigger ratios would be reset at new levels equal to 10% below their previous level. Subsequent adjustments to the rates would be triggered should these ratios decrease in additional 10% increments. Downward adjustments would be made to the rates using the same formula should the trigger ratios increase in 10% increments, but only to the extent that previous upward rate adjustments have been made. The basis point fee rates could not be adjusted below the original rates listed above. TRIGGERS: Average Assets per Account Average Assets per Cusip -------------------------- ------------------------ Bank & Thrift $ 9,733 $ 184,696,341 Prime Rate $$ 113,660 $1,259,736,679 All Others $ 29,452 $ 63,379,993 49 EXHIBIT B, p. 3 NOTES TO THE ABOVE FEE SCHEDULE

BUNDLED PRODUCTS AND SERVICES. The above asset fees cover a comprehensive bundle of products and services. The following products and services are not covered by the asset fees and will continue to be billed separately using the current rates, subject to current allowable periodic increases: * AWD License Fees * Escheatment * Programming * FANMail * Vision EXHIBIT B, p.2 p. 2 Additional products and services not currently utilized would be priced separately and would be billed in addition to the asset fees. *Computer/Technical Personnel (2000 Rates): Business Analyst/Tester: Dedicated - $79,040 per year On Request - $72.80 per hour COBOL Programmer: Dedicated - $129,480 per year On Request - $100.88 per hour Workstation Programmer: Dedicated - $157,040 per year On Request - $128.96 per hour *Full Service Support (2000 Rates): Senior Staff Support - $70.00 per hour Staff Support - $50.00 per hour Clerical Support - $40.00 per hour RATE ADJUSTMENT TRIGGERS: The above asset fees would be adjusted monthly based on the following triggers: Should either "Average Assets per Account" or "Average Assets per CUSIP" decrease 10% in a given month from their baseline March through May 2000 averages, the basis point fee rates would be adjusted up using the formula: Previous Rate divided by .9. When/if a rate adjustment is made, both trigger ratios would be reset at new levels equal to 10% below their previous level. Subsequent adjustments to the rates would be triggered should these ratios decrease in additional 10% increments. Downward adjustments would be made to the rates using the same formula should the trigger ratios increase in 10% increments, but only to the extent that previous upward rate adjustments have been made. The basis point fee rates could not be adjusted below the original rates listed above. TRIGGERS: Average Assets per Account Average Assets per Cusip -------------------------- ------------------------ Bank & Thrift $ 9,733 $ 184,696,341 Prime Rate $113,660 $1,259,736,679 All Others $ 29,452 $ 63,379,993 49 EXHIBIT B, p. 3 NOTES TO THE ABOVE FEE SCHEDULE

BUNDLED PRODUCTS AND SERVICES. The above asset fees cover a comprehensive bundle of products and services. The following products and services are not covered by the asset fees and will continue to be billed separately using the current rates, subject to current allowable periodic increases: * AWD License Fees * Escheatment * Programming * FANMail * Vision EXHIBIT B, p.2 P. 2 Additional products and services not currently utilized would be priced separately and would be billed in addition to the asset fees. *Computer/Technical Personnel (2000 Rates): Business Analyst/Tester: Dedicated - $79,040 per year On Request - $72.80 per hour COBOL Programmer: Dedicated - $129,480 per year On Request - $100.88 per hour Workstation Programmer: Dedicated - $157,040 per year On Request - $128.96 per hour *Full Service Support (2000 Rates): Senior Staff Support - $70.00 per hour Staff Support - $50.00 per hour Clerical Support - $40.00 per hour RATE ADJUSTMENT TRIGGERS: The above asset fees would be adjusted monthly based on the following triggers: Should either "Average Assets per Account" or "Average Assets per CUSIP" decrease 10% in a given month from their baseline March through May 2000 averages, the basis point fee rates would be adjusted up using the formula: Previous Rate divided by .9. When/if a rate adjustment is made, both trigger ratios would be reset at new levels equal to 10% below their previous level. Subsequent adjustments to the rates would be triggered should these ratios decrease in additional 10% increments. Downward adjustments would be made to the rates using the same formula should the trigger ratios increase in 10% increments, but only to the extent that previous upward rate adjustments have been made. The basis point fee rates could not be adjusted below the original rates listed above. TRIGGERS: Average Assets per Account Average Assets per Cusip -------------------------- ------------------------ Bank & Thrift $ $9,733 $ $184,696,341 Prime Rate $113,660 $1,259,736,679 All Others $ $29,452 $ $63,379,993 49 EXHIBIT B, p. P. 3 NOTES TO THE ABOVE FEE SCHEDULE

BUNDLED PRODUCTS AND SERVICES. The above asset fees cover a comprehensive bundle of products and services. The following products and services are not covered by the asset fees and will continue to be billed separately using the current rates, subject to current allowable periodic increases: * AWD License Fees * Escheatment * Programming * FANMail * Vision 48 EXHIBIT B, p.2 p. 2 Additional products and services not currently utilized would be priced separately and would be billed in addition to the asset fees. *Computer/Technical Personnel (2000 Rates): Business Analyst/Tester: Dedicated - $79,040 per year On Request - $72.80 per hour COBOL Programmer: Dedicated - $129,480 per year On Request - $100.88 per hour Workstation Programmer: Dedicated - $157,040 per year On Request - $128.96 per hour *Full Service Support (2000 Rates): Senior Staff Support - $70.00 per hour Staff Support - $50.00 per hour Clerical Support - $40.00 per hour RATE ADJUSTMENT TRIGGERS: The above asset fees would be adjusted monthly based on the following triggers: Should either "Average Assets per Account" or "Average Assets per CUSIP" decrease 10% in a given month from their baseline March through May 2000 averages, the basis point fee rates would be adjusted up using the formula: Previous Rate divided by .9. When/if a rate adjustment is made, both trigger ratios would be reset at new levels equal to 10% below their previous level. Subsequent adjustments to the rates would be triggered should these ratios decrease in additional 10% increments. Downward adjustments would be made to the rates using the same formula should the trigger ratios increase in 10% increments, but only to the extent that previous upward rate adjustments have been made. The basis point fee rates could not be adjusted below the original rates listed above. TRIGGERS: Average Assets per Account Average Assets per Cusip AVERAGE ASSETS PER ACCOUNT AVERAGE ASSETS PER CUSIP -------------------------- ------------------------ Bank & Thrift $ 9,733 $ 184,696,341 Prime Rate $$ 113,660 $$ 1,259,736,679 All Others $ 29,452 $ 63,379,993 49 EXHIBIT B, p. 3 NOTES TO THE ABOVE FEE SCHEDULE