Common use of Breakpoints Clause in Contracts

Breakpoints. $150 Million $300 Million $400 Million $450 Million $500 Million First $150 to to to to to Million $300 Million $350 Million $450 Million $500 Million $750 Million ----------- -------------- ------------ ------------ ------------ ------------ Alliance Common Stock 0.325% 0.325% 0.325% 0.340% 0.340% 0.340% Alliance Conservative Investors 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% Alliance Equity Index 0.050% 0.050% 0.050% 0.050% 0.050% 0.050% Alliance Global 0.600% 0.500% 0.400% 0.400% 0.400% 0.350% Alliance Growth and Income 0.350% 0.350% 0.350% 0.350% 0.300% 0.300% Alliance Growth Investors 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% Alliance High Yield 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% Alliance Intermediate Gov't 0.280% 0.280% 0.280% 0.280% 0.280% 0.280% Alliance International 0.650% 0.550% 0.450% 0.450% 0.450% 0.400% Alliance Money Market 0.130% 0.130% 0.130% 0.130% 0.130% 0.130% Alliance Quality Bond 0.305% 0.305% 0.305% 0.305% 0.305% 0.305% Alliance Small Cap Growth 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% EQ/Alliance Aggressive* 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% EQ/Alliance Balanced* 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% EQ/Alliance Premier Growth Portfolio 0.500% 0.500% 0.500% 0.500% 0.500% 0.500%

Breakpoints. $150 Million $300 Million $400 Million $450 Million $500 Million First $150 to to to to to Million $300 Million $350 Million $450 Million $500 Million $750 Million ----------- -------------- ------------ ------------ ------------ ------------ First $150 to $300 to $350 to $450 to $500 to $750 to $1 Million Million Million Million Million Million Billion ------- ------- ------- ------- ------- ------- ------- Alliance Common Stock 0.325% 0.325% 0.325% 0.340% 0.340% 0.340% 0.305% Alliance Conservative Investors 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% 0.280% Alliance Equity Index 0.050% 0.050% 0.050% 0.050% 0.050% 0.050% 0.050% Alliance Global 0.600% 0.500% 0.400% 0.400% 0.400% 0.350% 0.350% Alliance Growth and Income 0.350% 0.350% 0.350% 0.350% 0.300% 0.300% 0.300% Alliance Growth Investors 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% Alliance High Yield 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% 0.355% Alliance Intermediate Gov't 0.280% 0.280% 0.280% 0.280% 0.280% 0.280% 0.255% Alliance International 0.650% 0.550% 0.450% 0.450% 0.450% 0.400% 0.400% Alliance Money Market 0.130% 0.130% 0.130% 0.130% 0.130% 0.130% 0.105% Alliance Quality Bond 0.305% 0.305% 0.305% 0.305% 0.305% 0.305% 0.280% Alliance Small Cap Growth 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% EQ/Alliance Aggressive* 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% EQ/Alliance Balanced* 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% 0.280% EQ/Alliance Premier Growth Portfolio 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% 0.500%

Breakpoints. $150 Million $300 Million $400 Million $450 Million $500 Million First $150 to to to to to Million $300 Million $350 Million $450 Million $500 Million $750 Million ----------- -------------- ------------ ------------ ------------ ------------ First $150 to $300 to $350 to $450 to $500 to $750 to $1 Million Million Million Million Million Million Billion ------- ------- ------- ------- ------- ------- ------- Alliance Common Stock 0.325% 0.325% 0.325% 0.340% 0.340% 0.340% Alliance Conservative Investors 0.300% 0.300% 0.300% 0.300% 0.300% 0.3000.305% Alliance Equity Index 0.050% 0.050% 0.050% 0.050% 0.050% 0.050% 0.050% Alliance Global 0.600% 0.500% 0.400% 0.400% 0.400% 0.350% 0.350% Alliance Growth and Income 0.350% 0.350% 0.350% 0.350% 0.300% 0.300% 0.300% Alliance Growth Investors 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% Alliance High Yield 0.380% 0.380% 0.380% 0.380% 0.380% 0.380% 0.355% Alliance Intermediate Gov't 0.280% 0.280% 0.280% 0.280% 0.280% 0.280% 0.255% Alliance International 0.650% 0.550% 0.450% 0.450% 0.450% 0.400% 0.400% Alliance Money Market 0.130% 0.130% 0.130% 0.130% 0.130% 0.130% 0.105% Alliance Quality Bond 0.305% 0.305% 0.305% 0.305% 0.305% 0.305% 0.280% Alliance Small Cap Growth 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% EQ/Alliance Aggressive* 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% EQ/Alliance Balanced* 0.300% 0.300% 0.300% 0.300% 0.300% 0.300% 0.280% EQ/Alliance Premier Growth Portfolio 0.500% 0.500% 0.500% 0.500% 0.500% 0.500% 0.500%