Common use of BAL Clause in Contracts

BAL. PERCENTAGE --------------------------------------------------------------------------- 30-59 DAYS 181 11,707,018.37 3.63% 60-89 DAYS 82 5,325,236.53 1.65% 90 + DAYS 53 3,943,606.62 1.22% --------------------------------------------------------------------------- *The number and aggregate principal balance of delinquent loans includes loans in foreclosure and bankruptcy 4 ------------------------------------------------------------------------------------------------------------------------------------ IMC HOME EQUITY LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-2 ==================================================================================================================================== PAGE # 4 DISTRIBUTION: 20-May-97 GROUP I GROUP II TOTAL ------- -------- -----

BAL. PERCENTAGE --------------------------------------------------------------------------- ------------------------------------------------------------------------------- 30-59 DAYS 181 11,707,018.37 3.63158 9,890,781.60 4.17% 60-89 DAYS 82 5,325,236.53 1.6553 3,288,993.32 1.39% 90 + DAYS 53 3,943,606.62 1.22106 7,370,662.29 3.11% --------------------------------------------------------------------------- ------------------------------------------------------------------------------- *The number and aggregate aggrgate principal balance of delinquent loans includes loans in foreclosure and bankruptcy 4 ------------------------------------------------------------------------------------------------------------------------------------ IMC HOME EQUITY LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-2 1 ==================================================================================================================================== PAGE # 4 DISTRIBUTION: 2027-May-97 GROUP I GROUP II TOTAL ------- -------- -----