BAL is the Participant's Account balance at the later of: the beginning of the contract year and the most recent date on which the credited interest rate changed.
BAL. Loan FICO DTI LTV GWAC % SFD % PUD ------------------------------------------------------------------------------------------------------------------------------------ 500-524 and > 65% 1.23 11,899,239 169,989 512 42.57 78.97 8.15 93.76 2.89 525-574 and > 65% 11.56 111,453,378 169,125 552 41.22 81.37 7.71 82.74 10.73 575-599 and > 65% 8.37 80,742,019 167,863 587 41.71 85.82 7.70 82.30 8.50 600-619 and > 70% 12.24 118,100,174 155,600 610 42.32 84.86 7.24 78.55 11.28 620-639 and > 70% 16.21 156,342,563 160,681 629 42.94 83.83 7.32 77.49 8.74 640-659 and > 70% 15.14 146,032,576 173,024 650 42.01 84.10 7.16 73.32 12.63 660-679 and > 80% 3.19 30,800,133 105,120 669 42.89 94.94 8.07 76.42 9.33 680-699 and > 80% 2.25 21,744,853 122,162 689 42.12 93.52 7.59 75.62 5.45 700-724 and > 80% 1.53 14,799,831 108,822 711 43.10 94.23 7.79 67.91 12.23 725-749 and > 80% 0.86 8,301,586 113,720 737 38.20 94.09 7.55 61.05 18.09 >=750 and > 90% 0.48 4,601,763 100,038 772 41.78 97.96 7.77 80.13 3.76 % With FICO and LTV %Owner Occ % Investor % 2+ family % Full Doc % Ltd Doc % No Doc % MI % Int Only Seconds -------------------------------------------------------------------------------------------------------------------------------- 500-524 and > 65% 99.38 0.62 0.00 93.12 3.14 0.00 0.00 0.00 0.69 525-574 and > 65% 98.74 0.83 2.10 80.22 2.75 0.00 0.00 14.72 2.94 575-599 and > 65% 99.26 0.74 4.16 74.30 2.51 0.00 0.00 24.79 5.36 600-619 and > 70% 99.01 0.82 4.14 71.71 6.15 0.00 0.00 38.59 38.15 620-639 and > 70% 98.18 1.60 6.53 44.90 2.44 0.00 0.00 46.55 56.55 640-659 and > 70% 97.01 2.45 5.56 38.66 3.69 0.00 0.00 50.19 57.49 660-679 and > 80% 96.37 3.29 4.25 45.65 6.08 0.00 0.00 28.46 1.41 680-699 and > 80% 88.50 11.27 10.98 41.12 3.74 0.00 0.00 24.50 0.45 700-724 and > 80% 92.91 6.22 8.23 38.57 2.06 0.00 0.00 24.49 1.07 725-749 and > 80% 78.86 20.06 6.25 37.25 6.45 0.00 0.00 30.57 1.68 >=750 and > 90% 98.21 0.00 7.62 48.92 0.00 0.00 0.00 6.28 0.00
BAL. PERCENTAGE --------------------------------------------------------------------------- 30-59 DAYS 175 11,138,222.54 3.46% 60-89 DAYS 74 4,710,487.77 1.46% 90 + DAYS 52 3,582,018.67 1.11% ---------------------------------------------------------------------------
BAL. Loan FICO DTI LTV GWAC % SFD % PUD ----------------------------------------------------------------------------------------------------------------------------------- 80-89.99% 56.54 545,391,084 200,217 643 42.78 81.24 6.95 73.66 10.28 90-94.99% 10.66 102,854,762 182,691 620 42.03 90.35 7.39 78.01 11.12 95-99.99% 4.33 41,760,022 141,559 650 41.34 95.69 7.80 78.61 9.30 100-109.99% 8.76 84,483,028 70,344 652 42.47 100.00 9.41 77.98 9.66 >=110% CLTV % Owner Occ % Investor % 2+ family % Full Doc % Ltd Doc % No Doc % MI % Int Only % CA % NY ----------------------------------------------------------------------------------------------------------------------------------- 80-89.99% 97.34 1.79 7.48 45.32 3.06 0.00 0.00 48.66 31.02 1.88 90-94.99% 94.55 5.12 6.33 68.46 5.01 0.00 0.00 35.60 17.82 2.95 95-99.99% 99.18 0.82 1.82 65.68 2.37 0.00 0.00 40.24 21.94 4.21 100-109.99% 99.29 0.32 4.75 52.04 3.23 0.00 0.00 1.83 20.94 0.71 >=110% CLTV % FL 2/28 3/27 5/25 ------------------------------------------------------ 80-89.99% 12.42 70.49 20.99 0.73 90-94.99% 12.17 66.23 20.22 0.97 95-99.99% 13.36 56.49 20.52 1.08 100-109.99% 10.82 32.55 8.58 0.00 >=110%
BAL. PERCENTAGE ------------------------------------------------------------------------------- 30-59 DAYS 158 9,890,781.60 4.17% 60-89 DAYS 53 3,288,993.32 1.39% 90 + DAYS 106 7,370,662.29 3.11% ------------------------------------------------------------------------------- *The number and aggrgate principal balance of delinquent loans includes loans in foreclosure and bankruptcy 4 ------------------------------------------------------------------------------------------------------------------------------------ IMC HOME EQUITY LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-1 ==================================================================================================================================== PAGE # 4 DISTRIBUTION: 27-May-97 GROUP I GROUP II TOTAL ------- -------- -----
BAL. (2) WAC Avg DSCR (1) ------------------------------------------------------------------------ ------------------------------------------------------------------------ Totals ------------------------------------------------------------------------ SEASONING
BAL. Loan FICO DTI LTV GWAC % SFD % PUD ----------------------------------------------------------------------------------------------------------------------------------- 500-524 525-549 550-574 2.00 19,250,481 253,296 562 40.67 78.06 7.31 80.20 15.84 575-599 2.30 22,231,383 267,848 589 42.22 79.71 7.07 81.23 14.37 600-624 7.22 69,613,506 253,140 614 43.21 82.11 6.88 79.34 10.26 625-649 9.45 91,160,499 269,706 636 43.16 81.00 6.77 81.56 8.88 650-674 8.42 81,247,869 262,090 661 42.94 81.12 6.66 72.02 12.44 675-699 4.56 43,985,446 276,638 686 43.42 80.70 6.53 75.61 7.99 700-724 2.97 28,689,665 286,897 712 43.89 80.97 6.54 69.04 11.40 725-749 1.91 18,468,535 293,151 737 42.67 81.12 6.49 66.02 10.03 >=750 1.53 14,802,056 328,935 770 44.46 80.53 6.53 58.92 10.14
BAL. Loan FICO DTI LTV GWAC % SFD % PUD ----------------------------------------------------------------------------------------------------------------------------------- 500-524 525-549 550-574 575-599 600-624 625-649 650-674 675-699 700-724 725-749 >=750 Manufactured Housing FICO % Owner Occ % Investor % 2+ family % Full Doc % Ltd Doc % No Doc % MI % Int Only % CA % NY ----------------------------------------------------------------------------------------------------------------------------------- 500-524 525-549 550-574 575-599 600-624 625-649 650-674 675-699 700-724 725-749 >=750 Manufactured Housing FICO % FL 2/28 3/27 5/25 -------------------------------------------------------- 500-524 525-549 550-574 575-599 600-624 625-649 650-674 675-699 700-724 725-749 >=750
BAL. 159. * 2 Times o f Gey. L . R . 209. -J. N. B 32999 (1/54) 3 30 N . L . R . 363.
BAL. 5/2 Montagu (Basil) Enquiries respecting the Insolvent Debtors Bill; with the Opinions of Dr. Paley, Mr. Burke, and Dr. Johnson, upon imprisonment for Debt. Pamphleteer, vol. 5 (1815), pp. 513-542
