Common use of Available Services Clause in Contracts

Available Services. With the Services, you can (subject to system limitations): • View periodic statements and notices; • Obtain Account information: • Transfer funds between linked Accounts (“Internal Electronic Transfers”), excluding certificates of deposit; • Make advances from and initiate loan payments to eligible linked Accounts (collectively, “Loan Transfers”); • Initiate check stop-payment instructions; • Order checks and change contact information, such as phone number and email address; • Initiate bill payments (“Online Bill Pay” and “Bill Payments”) and electronic bill presentment; • Initiate external transfers to your eligible accounts at other financial institutions (“External Transfers”) • Access some of the Services and deposit checks to your linked accounts using your wireless access device (“Mobile Banking”); and • Initiate nonrecurring fund transfers to third parties (“P2P Service”) Some Services may not be available without a separate application and approval from us, and may be limited to specific types of accounts, and may require you to agree to additional terms and conditions which may be presented online at the time the feature is activated. We may make other services available to you and you agree to be bound by the terms and conditions of the additional services, as they apply, in addition to the terms of this Agreement. The following dollar limits apply: • Bill Payments: Must have sufficient funds in the account for bill payment. • External Transfers: $5,000 daily/$10,000 monthly • Mobile Deposit: $5,000 daily/$10,000 monthly Additional or different dollar limits may be applied to your Service and will be disclosed separately.

Available Services. With the Services, you can (subject to system limitations): • View periodic statements and notices; • Obtain Account information: • Transfer funds between linked Accounts (“Internal Electronic Transfers”), excluding certificates of deposit; • Make advances from and initiate loan payments to eligible linked Accounts (collectively, “Loan Transfers”); • Initiate and revoke check stop-payment instructions; • Order checks and change contact information, such as phone number and email address; • Initiate bill payments (“Online Bill Pay” and “Bill Payments”) and electronic bill presentment; • Initiate external transfers to your eligible accounts at other financial institutions (“External Transfers”) • Access some of the Services and deposit checks to your linked accounts using your wireless access device (“Mobile Banking”); and • Initiate nonrecurring fund transfers to third parties (“P2P Service”) Some Services may not be available without a separate application and approval from us, and may be limited to specific types of accounts, and may require you to agree to additional terms and conditions which may be presented online at the time the feature is activated. We may make other services available to you and you agree to be bound by the terms and conditions of the additional services, as they apply, in addition to the terms of this Agreement. The following dollar limits apply: • Bill Payments: Must have sufficient funds in the account for bill payment. • External Transfers: $5,000 daily/$10,000 monthly • Mobile Deposit: $5,000 daily/$10,000 30,000 daily/$60,000 monthly Additional or different dollar limits may be applied to your Service and will be disclosed separately.

Available Services. With the Services, you can (subject to system limitations): •  View periodic statements and notices; •  Obtain Account information: •  Transfer funds between linked Accounts (“Internal Electronic Transfers”), excluding certificates of deposit; •  Make advances from and initiate loan payments to eligible linked Accounts (collectively, “Loan Transfers”); •  Initiate check stop-payment instructions; •  Order checks and change contact information, such as phone number and email address; •  Initiate bill payments (“Online Bill Pay” and “Bill Payments”) and electronic bill presentment; •  Initiate external transfers to your eligible accounts at other financial institutions (“External Transfers”) •  Access some of the Services and deposit checks to your linked accounts using your wireless access device (“Mobile Banking”); and •  Initiate nonrecurring fund transfers to third parties (“P2P Service”) Some Services may not be available without a separate application and approval from us, and may be limited to specific types of accounts, and may require you to agree to additional terms and conditions which may be presented online at the time the feature is activated. We may make other services available to you and you agree to be bound by the terms and conditions of the additional services, as they apply, in addition to the terms of this Agreement. The following dollar limits apply: •  Bill Payments: Must have sufficient funds in the account for bill payment. •  External Transfers: $5,000 daily/$10,000 monthly •  Mobile Deposit: $5,000 daily/$10,000 monthly Additional or different dollar limits may be applied to your Service and will be disclosed separately.

Available Services. With the Services, you can (subject to system limitations): • View periodic statements and notices; • Obtain Account information: • Transfer funds between linked Accounts (“Internal Electronic Transfers”), excluding certificates of deposit; • Make advances from and initiate loan payments to eligible linked Accounts (collectively, “Loan Transfers”); • Initiate check stop-payment instructions; • Order checks and change contact information, such as phone number and email address; • Initiate bill payments (“Online Bill Pay” and “Bill Payments”) and electronic bill presentment; • Initiate external transfers to your eligible accounts at other financial institutions (“External Transfers”) • Access some of the Services and deposit checks to your linked accounts using your wireless access device (“Mobile Banking”); and • Initiate nonrecurring fund transfers to third parties (“P2P Service”) Some Services may not be available without a separate application and approval from us, and may be limited to specific types of accounts, and may require you to agree to additional terms and conditions which may be presented online at the time the feature is activated. We may make other services available to you and you agree to be bound by the terms and conditions of the additional services, as they apply, in addition to the terms of this Agreement. The following dollar limits apply: • Bill Payments: Must have sufficient funds in the account for bill payment. • External Transfers: $5,000 daily/$10,000 monthly • Mobile Deposit: $5,000 daily/$10,000 monthly Additional or different dollar limits may be applied to your Service and will be disclosed separately.