Common use of AUTOMATIC BINDING LIMITS Clause in Contracts

AUTOMATIC BINDING LIMITS. Life -------------------------------------------- Oldest Issue Age Maximum Pool Autobind -------------------------------------------- [ages] [dollar amount] -------------------------------------------- [ages] [dollar amount] -------------------------------------------- [ages] [dollar amount] -------------------------------------------- [ages] [dollar amount] -------------------------------------------- EXHIBIT B Page 2 (Revised January 1, 2005) The Ceding Company may not cede reinsurance automatically if the sum of all amounts in force and applied for on the joint lives with the Ceding Company, excluding amounts being internally replaced, exceed the above Automatic Binding Limits. The above automatic binding limits are also subject to the Ceding Company's age and insurability procedures for the Succession Select product, as outlined in subsection B.7 of this Exhibit.

AUTOMATIC BINDING LIMITS. Life -------------------------------------------- ----------------------------------------- Oldest Issue Age Maximum Pool Autobind -------------------------------------------- ----------------------------------------- [ages] [dollar amount] -------------------------------------------- ----------------------------------------- [ages] [dollar amount] -------------------------------------------- ----------------------------------------- [ages] [dollar amount] -------------------------------------------- ----------------------------------------- [ages] [dollar amount] -------------------------------------------- ----------------------------------------- EXHIBIT B Page 2 (Revised January 1, 2005) The Ceding Company may not cede reinsurance automatically if the sum of all amounts in force and applied for on the joint lives with the Ceding Company, excluding amounts being internally replaced, exceed the above Automatic Binding Limits. The above automatic binding limits are also subject to the Ceding Company's age and insurability procedures for the Succession Select product, as outlined in subsection B.7 of this Exhibit.