Common use of AUTOMATIC ACCEPTANCE LIMITS Clause in Contracts

AUTOMATIC ACCEPTANCE LIMITS. A. LIFE You will accept automatically 10% of each risk. For the purposes of this Agreement, the maximum binding in all reinsurers is shown in the following table: Acceptance limits for Single Life and First-to-Die policies: Ages Standard 125%- 200% 225% and Up 0 - 14 $ 6,400,000 $ 2,000,000 $ 2,000,000 15 - 70 $ 6,400,000 $ 6,400,000 $ 3,200,000 71 - 75 $ 6,400,000 $ 4,000,000 $ 1,200,000 76 - 80 $ 6,400,000 $ 4,000,000 $ 1,200,000 81 - 85 $ 2,400,000 $ 1,600,000 $ None EXHIBIT A - Amended (Effective October 1, 1998)

AUTOMATIC ACCEPTANCE LIMITS. A. LIFE You will accept automatically 10% of each risk. For the purposes of this Agreement, the maximum binding in all reinsurers is shown in the following table: Acceptance limits for Single Life and First-to-Die policies: Ages Standard 125%- 200125%-200% 225% and Up 0 - 0-14 $ 6,400,000 $ 2,000,000 $ 2,000,000 15 - 15-70 $ 6,400,000 $ 6,400,000 $ 3,200,000 71 - 71-75 $ 6,400,000 $ 4,000,000 $ 1,200,000 76 - 76- 80 $ 6,400,000 $ 4,000,000 $ 1,200,000 81 - 81-85 $ 2,400,000 $ 1,600,000 $ None EXHIBIT A - A- Amended (Effective October 1, 1998September 1,2000)

AUTOMATIC ACCEPTANCE LIMITS. A. LIFE You will accept automatically 10% of each risk. For the purposes of this Agreement, the maximum binding in all reinsurers is shown in the following table: Acceptance limits for Single Life and First-to-Die policies: Ages Standard 125%- 125% - 200% 225% and Up 0 - 14 $ 6,400,000 $ 2,000,000 $ 2,000,000 15 - 70 $ 6,400,000 $ 6,400,000 $ 3,200,000 71 - 75 $ 6,400,000 $ 4,000,000 $ 1,200,000 76 - 80 $ 6,400,000 $ 4,000,000 $ 1,200,000 81 - 85 $ 2,400,000 $ 1,600,000 $ None EXHIBIT A - Amended (Effective October September 1, 19982000)

AUTOMATIC ACCEPTANCE LIMITS. A. LIFE You will accept automatically 10% of each risk. For the purposes of this Agreement, the maximum binding in all reinsurers is shown in the following table: Acceptance limits for Single Life and First-to-Die policies: Ages Standard 125%- 200125%-200% 225% and Up 0 - 0-14 $ 6,400,000 $ 2,000,000 $ 2,000,000 15 - 15-70 $ 6,400,000 $ 6,400,000 $ 3,200,000 71 - 71-75 $ 6,400,000 $ 4,000,000 $ 1,200,000 76 - 76-80 $ 6,400,000 $ 4,000,000 $ 1,200,000 81 - 81-85 $ 2,400,000 $ 1,600,000 $ None EXHIBIT A - Amended (Effective October 1, 1998)

AUTOMATIC ACCEPTANCE LIMITS. A. LIFE You will accept automatically 10% of each risk. For the purposes of this Agreement, the maximum binding in all reinsurers is shown in the following table: Acceptance limits for Single Life and First-to-Die policies: Ages Standard 125%- 125% - 200% 225% and Up 0 - 14 $ 6,400,000 $ 2,000,000 2,500,000 $ 2,000,000 15 - 70 $ 6,400,000 $ 6,400,000 $ 3,200,000 71 - 75 $ 6,400,000 $ 4,000,000 5,000,000 $ 1,200,000 76 - 80 $ 6,400,000 $ 4,000,000 5,000,000 $ 1,200,000 81 - 85 $ 2,400,000 $ 1,600,000 $ None Continued... EXHIBIT A - Amended (Effective October 1, 1998)

AUTOMATIC ACCEPTANCE LIMITS. A. LIFE You will accept automatically 10% of each risk. For the purposes of this Agreement, the maximum binding in all reinsurers is shown in the following table: Acceptance limits for Single Life and First-to-Die policies: Ages Standard 125%- 125% - 200% 225% and Up 0 - 0- 14 $ 6,400,000 $ 2,000,000 2,500,000 $ 2,000,000 15 - 15- 70 $ 6,400,000 $ 6,400,000 $ 3,200,000 71 - 75 $ 6,400,000 $ 4,000,000 5,000,000 $ 1,200,000 76 - 76- 80 $ 6,400,000 $ 4,000,000 5,000,000 $ 1,200,000 81 - 85 $ 2,400,000 $ 1,600,000 $ None Continued... EXHIBIT A - Amended (Effective October 1, 19981,1998)