Common use of AUTHORIZATION FOR TRANSACTIONS Clause in Contracts

AUTHORIZATION FOR TRANSACTIONS. Merchant shall obtain Authorization for Transactions as follows: (a) Electronically Transmitted Transaction. Merchant shall submit each Normal Transaction for Authorization to the Authorization Center using the Equipment. The Authorization Center shall authorize or decline a Normal Transaction transmitted for Authorization and shall capture and process for Merchant the information relating to the Normal Transaction. (b) Card Not Present Transactions. The following additional requirements apply to Card Not Present Transactions: (1) All Card Not Present Transactions are at Merchants risk. As to each Card Not Present Transaction, Merchant warrants to Bank that the person whose name is submitted to Bank as Cardholder either made or authorized another to make the purchase. Upon breach of this warranty, Bank may charge back the Transaction to Merchant. If Bank charges back the Transaction to Merchant: (i) Merchant shall pay Bank the amount of the Transaction, any Chargeback fee set forth on Schedule A, plus any Association fine or assessment; and (ii) Bank may charge all such amounts to the Operating Account or Reserve Account without prior notice to Merchant; (2) All Card Not Present Transactions must be electronically authorized through the Authorization Center and, in addition to the information required in Section 16 of this Agreement, each such request for Authorization also shall include: (i) an Authorization code, if required; (ii) the Cardholders address and Address Verification results; and (iii) in lieu of the Cardholders signature, a notation of (A) mail order (MO), (B) telephone order (TO), (C) e-commerce order (EO), or (D) pre- authorized order (PO) on the signature line; (3) If Merchant accepts a Pre-Authorized Recurring Order Transaction, the Cardholder shall execute and deliver to Merchant a written request for this pre-authorization. This written request shall be maintained by Merchant and made available upon request to Bank. All annual ▇▇▇▇▇▇▇▇ must be reaffirmed at least once each year. Merchant shall not deliver goods or perform services covered by a pre authorization order after receiving notification from the Cardholder that the pre-authorization is canceled or from Bank that the Card covering the pre-authorization is not to be honored; and (4) Merchant shall verify Cardholders address and card security code from the Association network. For all telephone, e- commerce or mail order sales, Merchant shall transmit a ticket/invoice number and shall do an Address Verification to qualify for the Qualified Transaction discount rate.

AUTHORIZATION FOR TRANSACTIONS. Merchant shall obtain Authorization for authorization of Transactions as follows: (a) Electronically Transmitted Transaction. Merchant shall submit each Normal Card Present Transaction for Authorization authorization to the Bank's/Certegy's Authorization Center using the EquipmentSoftware. The Bank's/Certegy's Authorization Center shall authorize or decline a Normal Card Present Transaction transmitted for Authorization authorization and shall capture and process for Merchant the information relating to the Normal Card Present Transaction.. If a terminal or software application is inoperable at the time of an authorization request, the Transaction may be authorized by using the appropriate dial-up facility. In that case, the Transaction shall be entered as a Forced Sale Transaction, provided the approval number is also entered, and Merchant shall be subject to an additional voice or audio response unit ("ARU") authorization fee as outlined in Schedule B. (b) Card Not Present Transactions. The following additional requirements apply to Card Not Present Transactions: (1) All Card Not Present Transactions are at Merchants Merchant's risk. As to each Card Not Present Transaction, Merchant warrants to Bank Bank/Certegy that the person whose name is submitted to Bank Bank/Certegy as Cardholder either made or authorized another to make the purchase. Upon breach of this warranty, Bank Bank/Certegy may charge back the Transaction to Merchant. If Bank Bank/Certegy charges back the Transaction to Merchant: (i) , Merchant shall pay Bank Bank/Certegy the amount of the Transaction, any Chargeback fee set forth on in Schedule AB, plus any Association fine or assessment; and (ii) Bank . Bank/Certegy may charge all such amounts the Transaction to the Operating Account or Reserve Account without prior notice to Merchant; (2) All Card Not Present Transactions must be electronically authorized through the Authorization Center via Software application and, in addition to the information required in Section 16 of this AgreementParagraph 18, each such request for Authorization also shall includeindicate: (i) an Authorization authorization code, if required; (ii) the Cardholders customer address and Address Verification resultsaddress verification; and (iii) in lieu of the Cardholders Cardholder's signature, a notation of (Ai) mail order (MO), (Bii) telephone order (TO), (Ciii) e-commerce order (EO), or (Div) pre- pre-authorized order (PO) on the signature line; (3) If Merchant accepts a Prepre-Authorized Recurring Order Transactionauthorized recurring order, the Cardholder shall execute and deliver to Merchant a written request for this pre-authorization. This written request request, which shall include on-line consent (i.e., web), shall be maintained by Merchant and made available upon request to Bank/Certegy. All annual ▇▇▇▇▇▇▇▇ must be reaffirmed at least once each a year. Merchant shall not deliver goods or perform services covered by a pre pre-authorization order after receiving notification from the Cardholder that the pre-authorization is canceled or from Bank Bank/Certegy that the Card covering the prePre-authorization is not to be honored; and (4) Merchant shall verify Cardholders Cardholder's address and card security code from the Association network. For all telephone, e- commerce telephone or mail order sales, Merchant shall transmit a ticket/invoice number and shall do an Address Verification to qualify for the Qualified Transaction discount rateMerchant Discount Rate.

AUTHORIZATION FOR TRANSACTIONS. Merchant shall obtain Authorization for Transactions as follows: (a) Electronically Transmitted Transaction. Merchant shall submit each Normal Transaction for Authorization to the Authorization Center using the Equipmentequipment. The Authorization Center shall authorize or decline a Normal Transaction transmitted for Authorization and shall capture and process for Merchant the information relating to the Normal Transaction.. If equipment is inoperable at the time of an Authorization request, the Transaction may be authorized by using the appropriate dial-up facility. In that case, the Transaction shall be entered as a Forced Sale Transaction, provided the approval number is also entered, and Merchant shall be subject to [an additional voice or audio response unit (“ARU”) Authorization Fee as outlined on Schedule A. (b) Card Not Present Full Recourse Transactions. The following additional requirements apply to Card Not Present Full Recourse Transactions: (1) i. All Card Not Present Full Recourse Transactions are at Merchants Merchant’s risk. As to each Card Not Present Full Recourse Transaction, Merchant warrants to Bank that the person whose name is submitted to Bank as Cardholder either made or authorized another to make the purchase. Upon breach of this warranty, Bank may charge back the Transaction to Merchant. If Bank charges back the Transaction to Merchant: (i) Merchant shall pay Bank the amount of the Transaction, any Chargeback fee set forth on Schedule A, plus any Association fine or assessment; and (ii) Bank may charge all such amounts to the Operating Account or Reserve Account without prior notice to Merchant; (2) ii. All Card Not Present Full Recourse Transactions must be electronically authorized through the Authorization Center and, in addition to the information required in Section 16 19 of this Agreement, each such request for Authorization also shall include: (i) an Authorization code, if required; (ii) the Cardholders Cardholder’s address and Address Verification results; and (iii) in lieu of the Cardholders Cardholder’s signature, a notation of (A) mail order (MO), (B) telephone order (TO), (C) e-commerce order (EO), or (D) pre- pre-authorized order (PO) on the signature line; (3) iii. If Merchant accepts a Pre-Authorized Recurring Order Transaction, the Cardholder shall execute and deliver to Merchant a written request for this pre-authorization. This written request shall be maintained by Merchant and made available upon request to Bank. All annual ▇▇▇▇▇▇▇▇ must be reaffirmed at least once each year. Merchant shall not deliver goods or perform services covered by a pre pre-authorization order after receiving notification from the Cardholder that the pre-authorization is canceled or from Bank that the Card covering the pre-authorization is not to be honored; and (4) and iv. Merchant shall verify Cardholders Cardholder’s address and card security code from the Association network. For all telephone, e- commerce telephone or mail order sales, Merchant shall transmit a ticket/invoice number and shall do an Address Verification to qualify for the Qualified Transaction discount rate.

AUTHORIZATION FOR TRANSACTIONS. Merchant shall obtain Authorization for authorization of Transactions as follows: (a) Electronically Transmitted Transaction. Merchant shall submit each Normal Card Present Transaction for Authorization authorization to the Bank's Authorization Center using the EquipmentSoftware. The Bank's Authorization Center shall authorize or decline a Normal Card Present Transaction transmitted for Authorization authorization and shall capture and process for Merchant the information relating to the Normal Card Present Transaction.. If a terminal or software application is inoperable at the time of an authorization request, the Transaction may be authorized by using the appropriate dial-up facility. In that case, the Transaction shall be entered as a Forced Sale Transaction, provided the approval number is also entered, and Merchant shall be subject to an additional voice or audio response unit ("ARU") authorization fee as outlined in Schedule B. (b) Card Not Present Transactions. The following additional requirements apply to Card Not Present Transactions: (1) All Card Not Present Transactions are at Merchants Merchant's risk. As to each Card Not Present Transaction, Merchant warrants to Bank that the person whose name is submitted to Bank as Cardholder either made or authorized another to make the purchase. Upon breach of this warranty, Bank may charge back the Transaction to Merchant. If Bank charges back the Transaction to Merchant: (i) , Merchant shall pay Bank the amount of the Transaction, any Chargeback fee set forth on in Schedule AB, plus any Association fine or assessment; and (ii) . Bank may charge all such amounts the Transaction to the Operating Account or Reserve Account without prior notice to Merchant; (2) All Card Not Present Transactions must be electronically authorized through the Authorization Center via Software application and, in addition to the information required in Section 16 of this AgreementParagraph 18, each such request for Authorization also shall includeindicate: (i) an Authorization authorization code, if required; (ii) the Cardholders customer address and Address Verification resultsaddress verification; and (iii) in lieu of the Cardholders Cardholder's signature, a notation of (Ai) mail order (MO), (Bii) telephone order (TO), (Ciii) e-commerce order (EO), or (Div) pre- pre-authorized order (PO) on the signature line; (3) If Merchant accepts a Prepre-Authorized Recurring Order Transactionauthorized recurring order, the Cardholder shall execute and deliver to Merchant a written request for this pre-authorization. This written request request, which shall include on-line consent (i.e., web), shall be maintained by Merchant and made available upon request to Bank. All annual ▇▇▇▇▇▇▇▇ must be reaffirmed at least once each a year. Merchant shall not deliver goods or perform services covered by a pre pre-authorization order after receiving notification from the Cardholder that the pre-authorization is canceled or from Bank that the Card covering the prePre-authorization is not to be honored; and (4) Merchant shall verify Cardholders Cardholder's address and card security code from the Association network. For all telephone, e- commerce telephone or mail order sales, Merchant shall transmit a ticket/invoice number and shall do an Address Verification to qualify for the Qualified Transaction discount rateMerchant Discount Rate.