Common use of Authentication Codes Clause in Contracts

Authentication Codes. In addition to your User ID and Password, the use of advanced authentication or Out of Band Authentication (“OOBA”) is required at login. When you initially log in you are prompted for a telephone number, an automated phone call occurs that prompts entering a code that is displayed on screen when accessing the Service. A second option for authentication is to provide a phone number that can receive text messages. In that case, a text message prompt is generated with the ability to reply to the text message with the code displayed on screen. If at any time, the computer being used for access is not recognized, OOBA will be requested when logging in from that computer.