Common use of Allocation of Purchase Payments Clause in Contracts

Allocation of Purchase Payments. You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to change this percentage at any time on a non-discriminatory basis with notification. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your allocation instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our corporate office. PURCHASE PAYMENT CREDITS If shown under Contract Data, We add a purchase payment credit to Your contract for each purchase payment You make. Any purchase payment credit is allocated to Your Contract Value when the applicable purchase payment is applied, according to allocation instructions in effect for Your purchase payments. The purchase payment credit will be determined using one of the following crediting methods. The crediting method used for Your contract, if applicable, will be shown under Contract Data.

Allocation of Purchase Payments. You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to change this percentage at any time on a non-discriminatory basis with notification. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your allocation instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our corporate office. PURCHASE PAYMENT CREDITS If shown under Contract Data, We add a purchase payment credit to Your contract for each purchase payment You makeICC12 411381 Page 10 (04/2013) ACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is part of Our general account. Any purchase payment credit It is allocated to Your Contract Value when the applicable purchase payment is applied, according to allocation instructions in effect for Your purchase payments. The purchase payment credit will be determined using one made up of the following crediting methods. The crediting method used for Your contract, if applicable, will be shown under Contract Data.all Our assets other than those in:

Allocation of Purchase Payments. You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to change this percentage at any time on a non-discriminatory basis with notification. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your allocation instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our corporate office. PURCHASE PAYMENT CREDITS If shown under Contract Data, We add a purchase payment credit to Your contract for each purchase payment You makeACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is part of Our general account. Any purchase payment credit It is allocated to Your Contract Value when the applicable purchase payment is applied, according to allocation instructions in effect for Your purchase payments. The purchase payment credit will be determined using one made up of the following crediting methods. The crediting method used for Your contract, if applicable, will be shown under Contract Data.all Our assets other than those in:

Allocation of Purchase Payments. You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to change this percentage at any time on a non-discriminatory basis with notification. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your allocation instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our corporate office. PURCHASE PAYMENT CREDITS If shown under Contract Data, We add a purchase payment credit to Your contract for each purchase payment You makeACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is Our general account. Any purchase payment credit It is allocated to Your Contract Value when the applicable purchase payment is applied, according to allocation instructions in effect for Your purchase payments. The purchase payment credit will be determined using one made up of the following crediting methods. The crediting method used for Your contract, if applicable, will be shown under Contract Data.all Our assets other than those in:

Allocation of Purchase Payments. You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to change this percentage at any time restrict payments to the Regular Fixed Account on a non-discriminatory nondiscriminatory basis with notification. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time30 Days written notice. In addition, allocations if We waive any restrictions on payments to the Regular Fixed Account, You will be notified in writing, signed by an officer of the company. Allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your allocation instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our corporate office. PURCHASE PAYMENT CREDITS If shown under Contract Data, We add a purchase payment credit to Your contract for each purchase payment You makeACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is Our general account. Any purchase payment credit It is allocated to Your Contract Value when the applicable purchase payment is applied, according to allocation instructions in effect for Your purchase payments. The purchase payment credit will be determined using one made up of the following crediting methods. The crediting method used for Your contract, if applicable, will be shown under Contract Data.all Our assets other than those in:

Allocation of Purchase Payments. You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to change this percentage at any time on a non-discriminatory basis with notification. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your allocation instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our corporate office. PURCHASE PAYMENT CREDITS If shown under Contract Data, We add a purchase payment credit to Your contract for each purchase payment You makeICC12 411382 Page 10 (04/2013) ACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is part of Our general account. Any purchase payment credit It is allocated to Your Contract Value when the applicable purchase payment is applied, according to allocation instructions in effect for Your purchase payments. The purchase payment credit will be determined using one made up of the following crediting methods. The crediting method used for Your contract, if applicable, will be shown under Contract Data.all Our assets other than those in: