Common use of ACCOUNT OR SERVICE Clause in Contracts

ACCOUNT OR SERVICE. FEE FREQUENCY ACCOUNT MAINTENANCE Corporate Actions — Mandatory (if securities are in physical form) $15 Per security Corporate Actions — Voluntary or Mandatory with Options (if election is made) $25 Per security Express Mail/Overnight Delivery $15 Per shipment unless otherwise noted Extension for Money or Securities Received Past Settlement $15 Per event Interest Charged for Money or Securities Received Past Settlement Cash Due Interest Rate Begins accruing 3 days after trade settlement Legal Transfer — for processing of certificate requiring legal documentation (e.g., power of attorney, court appointment, death certificate, corporate resolution, etc.) $20 Per security Outgoing Account Transfer — for processing full account transfer of all assets and positions to another financial institution (excludes retirement accounts) $125 Per account Outgoing Account Transfer Check — for processing outgoing account transfer of physical checks $15 Per check over $1,000 Return/Rejected Item/Non-Sufficient Funds (NSF) $20 Per item Retirement Account Fees: Annual XXX Maintenance — for custodial and tax reporting services provided to maintain an individual retirement account (XXX) 2 $40 Per year/per account

ACCOUNT OR SERVICE. FEE FREQUENCY ACCOUNT MAINTENANCE Corporate Actions — Mandatory (if securities are in physical form) $15 Per security Corporate Actions — Voluntary or Mandatory with Options (if election is made) $25 Per security Express Mail/Overnight Delivery $15 Per shipment unless otherwise noted Extension for Money or Securities Received Past Settlement $15 Per event Interest Charged for Money or Securities Received Past Settlement Cash Due Interest Rate Begins accruing 3 days after trade settlement Legal Transfer — for processing of certificate requiring legal documentation (e.g., power of attorney, court appointment, death certificate, corporate resolution, etc.) $20 Per security Outgoing Account Transfer — for processing full account transfer of all assets and positions to another financial institution (excludes retirement accounts) $125 Per account Outgoing Account Transfer Check — for processing outgoing account transfer of physical checks $15 Per check over $1,000 Return/Rejected Item/Non-Sufficient Funds (NSF) $20 Per item Retirement Account Fees: Annual XXX IRA Maintenance — for custodial and tax reporting services provided to maintain an individual retirement account (XXXIRA) 2 $40 Per year/per account