Acceptance of Transactions. All Transactions are subject to verification and acceptance by us and, if not accepted, or if accepted but subsequently determined to be in error or otherwise improper or unauthorized, we may, but are not obliged to, reverse them from your Account(s). Verification may take place at a date later than the date you authorized the Transaction, which may affect the Transaction date. Notwithstanding any other provision herein, if at any time we, acting reasonably, ever determine that a credit to or traced to the Account was made in error or based upon a mistake of fact, or induced through or tainted by fraud or unlawful conduct, we may place a hold on the credit and/or reverse the credit. 20 Agreements & Privacy Policy RECORDS Our records of all Transactions will be deemed to be correct and will be conclusive and binding on you. All Transactions will appear on the regular statements of account for your Account(s). If you believe or suspects that our records contain an error or omission, or reflect unauthorized Account activity, you must give us immediate written notice, and in any event, must do so within the time provided in the Account Agreements and Service Agreements. A copy of any fax or email message or other Remote Instructions or our notes of any Remote Instructions given by telephone may be entered into evidence in any court proceedings as if it were an original document signed by you. You agree that you will not object to the admission of our, or our agents’ or Service Providers’ records as evidence in any legal proceeding on the grounds that such records are not originals, are not in writing, are hearsay, or are documents containing information extracted from a computer, and all such records will be conclusive evidence of the Remote Instructions in the absence of documentary recorded evidence to the contrary. In the absence of evidence to the contrary, our records are conclusive for all purposes, including litigation, in respect of any other matter or thing relating to the state of the Accounts between you and us in respect of any Transaction. TRANSFERS WITH LINKED ACCOUNTS If we, through Direct Services, enable you to link multiple Accounts to allow you to access the Accounts from a Direct Service, it will not constitute merging the Accounts. If the Accounts are linked through Direct Services, then:
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Samples: Debit Card Agreement
