TRANSFER TYPES AND LIMITATIONS definition

TRANSFER TYPES AND LIMITATIONS. Means of Conducting Transfer. You may use your Account and password to transfer funds with Third-party Accounts you have successfully registered with this Service. The types of transfers that can be made are: Same-Day Transaction. Transactions made on banking business days, Monday-Friday, by 7:55 P.M. CT will be processed on the current Business Day. Transactions made after 7:55 P.M. CT will be conducted on the next Business Day. Funds Availability. Our policy is to delay the availability of funds transferred into your Emprise Account from your Third- party Account when such transfer is made under this Addendum. During the delay, you may not withdraw the funds in cash and we may not use the funds to pay items that are presented to your Emprise Account. Even after we have made funds available to you and you have withdrawn the funds, you are still responsible for transfers from your Third-party Account that are returned to us unpaid and for any other problems involving your funds transfer. The length of the delay is counted in Business Days from the day of your deposit. We will delay your funds availability for five Business Days from the date of the transaction. The transfer affecting your Emprise Account will appear in your transaction history on the Business Day after the transaction was processed. FUND TRANSFERS. You can use this Service via online banking or mobile banking to send funds from your designated consumer account with us to other consumer accounts within the United States.