Standardized Approach definition

Standardized Approach means a methodology for calculating capital requirements for credit risk in a standardized manner, supported by credit assessments made by recognized external credit assessment institutions. It is the default option for calculating capital requirements for credit risk, except for banks that have obtained SAMA’s approval to adopt other available options.
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Examples of Standardized Approach in a sentence

  • For computation of capital for credit risk of SFBs, RBI has prescribed Basel II Standardized Approach and has permitted the use of external rating based risk weights for rated exposure and regulatory retail approach for small retail loans.

  • For computation of capital for credit risk of SFBs, RBI has prescribed Basel II Standardized Approach and has permitted the use of external rating-based risk weights for rated exposure and regulatory retail approach for small retail loans.

  • The Company calculates capital requirement as per Basel III regulatory framework, using the Standardized Approach for Credit Risk and Market Risk whereas Basic Indicator Approach for Operational Risk.

  • A Standardized Approach for Habitat Assessments and Visual Encounter Surveys for the Foothill Yellow-Legged Frog (Rana boylii).

  • The Company is fully compliant with Capital Adequacy Requirements of the State Bank of Pakistan under the Standardized Approach for Credit and Market Risk and Basic Indicator Approach for Operational Risk.

  • Surveys were performed at Cresta sites 6b, 9e, 1a, and 1d following A Standardized Approach for Habitat Assessments and Visual Encounter Surveys for the Foothill Yellow-Legged Frog (Rana boylii) (▇▇▇▇▇▇▇▇▇▇ and Pool 2002).

  • The Bank has used the Standardized Approach under the RBI's Basel capital regulations for its credit portfolio.