procurement costs means the attorney fees and expenses incurred in obtaining a settlement or judgment). 2018 Evidence of Coverage for UnitedHealthcare(r) Group Medicare Advantage (PPO) Chapter 11: Legal notices 11-3 b. Second: Apply the ratio calculated above to our payment. The result is our share of procurement costs. c. Third: Subtract our share of procurement costs from our payments. The remainder is our reimbursement amount.