Personal risks definition

Personal risks means homeowners, tenants, private passenger nonfleet automobiles, mobile homes, and other property and casualty insurance for personal, family, or household needs;
Personal risks means homeowners, tenants, private passenger nonfleet automobiles, mobile homes, and other[are those covered by] property and casualty insurance for personal, family, or household needs.
Personal risks means homeowners, tenants, private passenger nonfleet automobiles, mobile homes, and