## Examples of *Maximum Loan Rate* in a sentence

Over the term of any such Mortgage Loan, the Loan Rate may not exceed the related

**Maximum Loan Rate**, if any.**Maximum Loan Rates**for the Group 2 Mortgage Loans Percent of Weighted Weighted Weighted Weighted Aggregate Number Aggregate Average Average Average Average Average Principal of Principal Current Gross Remaining Credit Combined Balance Mortgage Balance Principal Mortgage Term Bureau Risk Loan-to-Value**Maximum Loan Rate**(%) Outstanding Loans Outstanding Balance Rate (months) Score Ratio -------------------------- ----------- ----- ----------- ------- ---- -------- ----- ----- 9.250....................**Maximum Loan Rates**for the Group 2 Mortgage Loans Percent of Weighted Weighted Aggregate Number Aggregate Average Average Average Principal of Principal Current Gross Remaining Balance Mortgage Balance Principal Mortgage Term**Maximum Loan Rate**(%) Outstanding Loans Outstanding Balance Rate (months) ----------------------------- ---------------- -------- ----------- ------------ -------- --------- 6.000.......................**Maximum Loan Rates**of the Group I HELOCs(1)11.001 - 12.000 33 $ 2,683,852.96 0.66 % 17.001 - 18.000 11,704 403,332,056.62 99.34 Total 11,737 $ 406,015,909.58 100.00 % ___________________(1) The weighted average**Maximum Loan Rate**of the Group I HELOCs as of the Cut-off Date was approximately 17.960% per annum.Rodu and Plurphanswat, “Mortality among Male Cigar and Cigarette Smokers in the USA.”of relative risk of cigar smoking from the Rodu paper (HR 1 to 1.1).

On the first Adjustment Date and on each Adjustment Date thereafter the Loan Rate on each Mortgage Loan will be adjusted to equal the sum of the Index and the related Cross Margin, generally rounded to the nearest multiple of 0.125%, subject to the periodic Rate Cap, the

**Maximum Loan Rate**and the Minimum Loan Rate applicable to such Mortgage Loan.**Maximum Loan Rates**Percent of Initial Subgroup 2 Number of Cut-Off Date HELOCs by**Maximum Loan Rates**Initial Balance Cut-Off Date (%) Subgroup 2 Balance HELOCs 14.001% to 15.000% 1 $45,282.85 0.26% 15.001% to 16.000% 1 90,499.65 0.51% 17.001% to 18.000% 76 5,551,525.84 31.49% 18.001% to 19.000% 120 11,939,569.67 67.74% Total 198 $17,626,878.01 100.00% The weighted average**Maximum Loan Rate**of the Initial Subgroup 2 HELOCs as of the Cut-Off Date is approximately 18.32%.For purposes of calculating the weighted average

**Maximum Loan Rate**, uncapped HELOCs were excluded.**Maximum Loan Rates**of the HELOCs(1)10.001 - 11.000 1 $ 65,000.00 0.01 % 11.001 - 12.000 49 6,412,235.54 0.51 17.001 - 18.000 21,811 1,245,251,490.14 99.48 Total 21,861 $ 1,251,728,725.68 100.00 % ___________________(1) The weighted average**Maximum Loan Rate**of the HELOCs as of the Cut-off Date was approximately 17.969% per annum.**Maximum Loan Rates**Percent of Initial Subgroup 1 Number of Cut-Off Date HELOCs by**Maximum Loan Rates**Initial Balance Cut-Off Date (%) Subgroup 1 Balance HELOCs 14.001% to 15.000% 134 $2,566,007.77 1.52% 15.001% to 16.000% 105 2,386,049.11 1.42% 17.001% to 18.000% 1,646 34,544,278.83 20.53% 18.001% to 19.000% 5,356 128,798,970.58 76.53% Total 7,241 $168,295,306.29 100.00% The weighted average**Maximum Loan Rate**of the Initial Subgroup 1 HELOCs as of the Cut-Off Date is approximately 18.31%.