Gross Charge-Off definition

Gross Charge-Off means, for any period, the aggregate amounts charged off during such period, including fees and finance charges, in accordance with Bank’s guidelines in effect throughout 2008, copies of which have been delivered to Bon-Ton, such guidelines to be applied in a manner consistent with their application for the year ending December 31, 2008, or Applicable Law (but only to the extent that changes to the guidelines are required by Applicable Law).