Friendly Fire definition
Friendly Fire. A fire that occurs in the place designed for it, such as a fireplace or furnace. A hostile fire is one that occurs where it is not supposed to occur. Fire insurance covers only losses from hostile fires. A friendly fire can become a hostile fire if it spreads out of the place designed for it. ______________________________________________________________________ 21-7 9/92 _____________________________________________________________________ 4350.1 REV-1 ______________________________________________________________________ Hazard - Circumstances that increase the likelihood or probable severity of a loss (e.g., storage of flammable liquids in a basement). Indemnity - Compensation for a loss.