Declarant’s Name definition
Declarant’s Name. Declarants Address : Declarants Signature : Date : Place : Name of the Borrower : x Signature of the Borrower : Date : Place : (Customer Name LOS No. ) 1 Loan amount 2 Loan term 3 Interest type FIXED
Declarant’s Name. Declarants Address : Declarants Signature : Date : Place : Name of the Borrower : x Signature of the Borrower : Date : Place : (Customer Name LOS No. ) 1 Loan Amount 2 Loan Term 3 Interest Type FIXED 4 Interest chargeable (In case of Fixed Rate Loans) …............% *For Loans upto 36 months, applicable rate would be MCLR plus corresponding tenor premium + Margin 5 Date of reset of interest NA 6 Mode of communication of changes in interest rates NA 7 Fee payable (Processing Fee) * a On Application NA b During the Term of the Loan Duplicate Statement Issuance Charge – Rs. 250/- * Cheque / ECS / SI Swapping Charges – Rs. 500/- * Duplicate No Dues Certificate – Rs. 250/-* Duplicate Amortization Schedule Charge – Rs. 250/- * Loan Re-booking / Rescheduling Charges – Rs. 1,000/-* Loan Cancellation Charges – Rs.1,000/- * Issuance Charges for Photocopy of Loan Agreement / Documents – Rs. 250/- * CIBIL Report – Rs. 50/- * Legal Charges – As per actuals c On Foreclosure % * of amount prepaid, allowed only after repayment of EMI’s. d Fee refundable if loan not sanctioned/disbursed NA e Conversion charges for switching from floating to fixed interest and vice-versa NA f Penalty for delayed payments Payment Dishonor Charges – Rs 450/- * Delayed EMI Payment Charges – Rs 150/- * 8 EMI payable (in Rs. & words) ( * )*