Credit Bureau Data definition

Credit Bureau Data means any Consumer Report and/or any other related consumer information received by NCC and/or Client who has a permissible purpose for receiving such information in accordance with the Fair Credit Reporting Act (15 ▇.▇.▇. §▇▇▇▇ et seq.) including, without limitation, all amendments thereto (“FCRA”). Client shall refer to the signatory specifically identified on the Service Order Agreement, includes but not limited to its affiliates, subsidiaries and other business ventures, to receive services. Consumer Information refers to Consumer Reports and other non-public, personally identifiable consumer information obtained from the Credit Bureaus. Consumer Report shall have the meaning set forth in the Fair Credit Reporting Act (“FCRA”), 15 USC 1681(a)(d), as may be amended from time to time. For purposes of this Exhibit, the term Consumer Reports refers to those consumer reports, or any information derived therefrom including, but not limited to scores, obtained from any of the Credit Bureaus. Death Master File (DMF) is made available by the U.S. Department of Commerce National Technical Information Service (NTIS) and subject to regulations found at 15 CFR Part 1110. All users are required to comply with all applicable laws with respect to DMF data. Federal Fair Credit Reporting Act (FCRA) refers to the Federal Fair Credit Reporting Act, 15 USC 1681 et seq., as amended from time to time. Exhibit 1 A-1 [Attached – ASR Security Requirements] Fair ▇▇▇▇▇ Corporation (FICO) formally referred to as Fair ▇▇▇▇▇ and Company and any of the FICO scoring models. Financial Modernization Act of 1999 (GLBA) refers to the Financial Modernization Act of 1999, also known as the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act or GLB Act. Permissible Purpose – NCC and the Client certify that any Consumer Reports or related Credit Bureau Data will only be used for a permissible purpose and used for no other purpose other than prescribed by the Fair Credit Reporting Act (“FCRA”). Services refers to, but not limited to, the services specified on the NCC Service Order signed by the Client. Service Order Agreement (Service Order) references to, but not limited to, the Services agreed to by Client as indicated on the executed Service Order and other related documents. Subscriber Code is the code number (account number) assigned to NCC and Client to access Credit Bureau Data and systems.
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Credit Bureau Data means any Consumer Report and/or any other related consumer information received by NCC and/or Client who has a permissible purpose for receiving such information in accordance with the Fair Credit Reporting Act (15 U.S.C. §1681 et seq.) including, without limitation, all amendments thereto (“FCRA”). Client shall refer to the signatory specifically identified on the Service Order Agreement, includes but not limited to its affiliates, subsidiaries and other business ventures, to receive services. Consumer Information refers to Consumer Reports and other non-public, personally identifiable consumer information obtained from the Credit Bureaus. Consumer Report shall have the meaning set forth in the Fair Credit Reporting Act (“FCRA”), 15 USC 1681(a)(d), as may be amended from time to time. For purposes of this Exhibit, the term Consumer Reports refers to those consumer reports, or any information derived therefrom including, but not limited to scores, obtained from any of the Credit Bureaus.
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Examples of Credit Bureau Data in a sentence

  • Where permitted by applicable law, NCC may require a drug test for illegal substances be performed by a third party for applicants directly working with sensitive Credit Bureau Data and or systems.

  • NCC and Client certify that any Consumer Reports or related Credit Bureau Data will only be used for a permissible purpose and used for no other purpose other than prescribed by the Fair Credit Reporting Act (“FCRA”).

  • Client certifies: o Credit Bureau Data will be used for a permissible purpose under Section 604 of the FCRA for the Consumer Reports.

  • If it is believed that Credit Bureau Data is compromised, the specific Credit Bureau will be notified within twenty-four (24) hours or as otherwise required per contractual agreement and the proper notification procedure shall be followed by NCC according the effected Credit Bureau’s reseller guidelines.

  • When no longer in use, electronic media containing Credit Bureau Data is rendered unrecoverable via a secure wipe program in accordance with industry-accepted standards for secure deletion, or otherwise physically destroying the media (for example, degaussing).

  • Under no circumstances is Credit Bureau Data to be exchanged between secured and nonsecured applications on the mobile device.

  • Audit trails will be enabled and active for systems and applications used to access, store, process, or transmit Credit Bureau Data establish a process for linking all access to such systems and applications.

  • If a third party or third-party software or proprietary system or software, used to access Credit Bureau Data or systems, is replaced or no longer in use, the passwords should be changed immediately.

  • Credit Bureau Data will be used for a permissible purpose under Section 604 of the FCRA for the Consumer Reports.

  • Further, Client will encrypt Credit Bureau Data above AES 256 when stored electronically on any system including but not limited to laptops, tablets, personal computers, servers and/or databases.