Cosmetic Repair definition
Examples of Cosmetic Repair in a sentence
Within the Period of Insurance, We will provide a Cosmetic Repair to Minor Cosmetic Damage to Your Vehicle up to the Claim Limit shown on Your Validation Certificate, subject to the terms and conditions of this policy.
A Cosmetic Repair involves re-surfacing and re-finishing eligible damaged areas as close as possible back to their original condition; however no repair will be identical to the original automotive factory finish.
If upon inspection by the Repairer it is deemed that for technical reasons the Minor Cosmetic Damage cannot be repaired using a Cosmetic Repair or Touch-in Repair method, or the Vehicle is not eligible for cover, the Administrator reserves the right to decline Your claim at this stage.
In the event that a Cosmetic Repair cannot be used to repair Minor Cosmetic Damage on Your Vehicle under this policy, the policy will contribute up to a maximum of £150 including VAT towards the cost of having a conventional body shop repair carried out whereby the Minor Cosmetic Damage has been repaired as a result.
In order to make a claim for a maximum of £150 including VAT towards the cost of a conventional body shop repair, where the Minor Cosmetic Damage cannot be repaired using a Cosmetic Repair technique, the Administrator will require a copy of a valid receipt showing payment has been made following the repair of the Minor Cosmetic Damage.
You will not be covered for Minor Cosmetic Damage: • that cannot be defined as a Light Scratch, Chip, Scuffed Bumper or Minor Dent or any Minor Cosmetic Damage where a Cosmetic Repair is not technically possible; • to horizontal flat surfaces, roofs, bonnets and boot tops; • to paint colours and finishes that cannot be suitably matched by the Repairer.
Within the Period of Insurance, We will provide a Cosmetic Repair or where appropriate a Touch-in Repair to Minor Cosmetic Damage to Your Vehicle up to the Claim Limit shown on Your Validation Certificate, subject to the terms and conditions of this policy.
Direct GAP Cosmetic Repair Insurance is underwritten by Motors Insurance Company Limited (MICL) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 202875.
If You elected Optional Alloy Wheel Cosmetic Repair on the first page of this Contract, and You paid the additional expense for that option, We will repair minor Cosmetic Damage only to Alloy Wheels with a factory wheel brushed or painted surface.
The total amount that We will pay throughout the Term of this Contract for Alloy Wheel Cosmetic Repair is Eight hundred dollars ($800) regardless of the number of occurrences.