Censorious definition
Censorious means severely critical of others, while “pedantic” means excessively concerned with minor details or rules or over-scrupulous. “Quintessential” means representing the most perfect or typical example of a quality or class and “conventional” means based on or in accordance with what is generally done or believed. The sentence reflects the tone of the paragraph, which is positive, and hence, the factors are proven to be favourable for the agriculture banks. The other options don’t match the tone of the passage. Hence, option D is the correct answer.