CEFCU definition

CEFCU means Citizens Equity First Credit Union; “FIS” means a non-affiliated third party that provides Account set up and management, Card activation/registration, the Website for managing your Card, and support services for your Account and Card including receiving and processing your notice of loss, theft or unauthorized use of your Card and errors involving a transaction made with your Card; and, “Website” means the FIS My Account website at ▇▇▇▇▇://▇▇▇.▇▇▇▇▇.▇▇▇/MySpend. PLEASE SIGN THE BACK OF YOUR CARD IMMEDIATELY. BY SIGNING, ACTIVATING AND REGISTERING, OR USING OR PERMITTING ANOTHER PERSON TO USE THE CARD, YOU AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT. earn dividends or interest and is not connected in any way to any other CEFCU account you may have. The Card is not a gift card and should not be used for gifting purposes. The Card is not a payroll card and cannot be used to make payroll to anyone. The Card is not a credit card and may not provide the same rights to you as those available in credit card transactions. Cardholder must notify us to revoke permission for any Secondary Cardholder he or she previously authorized to use the Card. If the Primary Cardholder notifies us to revoke a Secondary Cardholder’s use of the Card, we may close your Account and issue a new Card with a different number.
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CEFCU. “we”, “us”, or “our”) may provide you (“you” or “your”) and supplements the CEFCU On-Line® and Mobile Banking Agreement and Disclosures. You may use ▇▇▇▇ Pay to make payments from your designated CEFCU Checking account (“Checking”) to your designated payee(s) (“Payee(s)”) in accordance with the terms and conditions of this Agreement. The terms and conditions of this Agreement are in addition to the terms and conditions of your CEFCU Deposit Account Agreement or Business Services Deposit Account Agreement (the “Deposit Account Agreement”), Truth-in-Savings Rate Schedule or Business Savings & Checking Accounts Rate Schedule (the “Rate Schedule”), and the Fee Schedule or Business Fee Schedule (the “Fee Schedule”) in effect from time to time governing the Checking which are incorporated by reference and made a part of this Agreement. In the event of a conflict or inconsistency between the terms of the Deposit Account Agreement, the Rate Schedule and/or the Fee Schedule with respect to ▇▇▇▇ Pay, the terms of this Agreement shall control to the extent of the conflict or inconsistency. Your use of ▇▇▇▇ Pay Services is subject to the fees set forth in the Fee Schedule. To use CEFCU Mobile ▇▇▇▇ Pay Services you need: • An active CEFCU Savings and CEFCU Checking account in good standing. • To enroll in CEFCU On-Line and CEFCU ▇▇▇▇ Pay. • To agree to this Agreement. • To download one of CEFCU’s Mobile Banking Apps. As is more fully described in this Agreement, fewer types of ▇▇▇▇ Pay transactions may be initiated using CEFCU Mobile Banking than may be initiated using CEFCU On-Line. Through ▇▇▇▇ Pay you can: • Initiate payment of your bills from your Checking; or • Schedule the date or dates on which you want to pay your bills from your Checking.
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CEFCU mean Citizens Equity First Credit Union, the issuer of the Card and account. The words “you” and “your” mean the CEFCU Business Member establishing the account. The word “cardholder(s)” means you if you are a sole proprietorship. If Business Member is a partnership, corporation or other form of organization other than a sole proprietorship, the word “cardholder(s)” mean one or more of your officers and/or employees for whom a cardholder account under the account has been established (the “cardholder account(s)”) and to whom a Card has been issued in accordance with CEFCU’s procedures prescribed for this purpose. This agreement will be binding on your personal and legal representatives, successors and assigns. Please have each cardholder sign the back of the Card when they receive it. You will be bound by this agreement even if a cardholder does not sign the Card. If a Card has been issued to a cardholder; or if a cardholder has been provided with a renewal or replacement Card; or if we have provided the cardholder with Convenience Checks, and the cardholder keeps or uses the Card or Convenience Checks, it means that you understand and agree to be bound by the terms of this agreement. Your application for the account and all other disclosure documents which we provide to you form an integral part of this agreement.‌‌
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Examples of CEFCU in a sentence

  • Payments made by mail or in person at a CEFCU office must be accompanied by the specified detachable portion of your statement or a separate writing setting forth your name and correct Credit Card Account Number.

  • You acknowledge that the Credit Card ATP Program and the ALC Program are offered as a convenience to CEFCU members and each is optional.

  • If you have executed a Credit Card ATP Program request or an ALC Program transfer authorization, you have authorized and directed CEFCU to make transfers in accordance with that request.

  • The current Guide is available at any CEFCU Member Center or can be requested by contacting CEFCU.

  • If you do not pay your entire balance by the due date, interest will be imposed from the date the Purchase or Balance Transfer transaction occurs, unless the Purchase or Balance Transfer transaction is not posted to your account until a later billing cycle in which event interest on that Purchase or Balance Transfer will be imposed from the first day of the billing cycle in which it is posted to your account, and will continue until the date payment is received by CEFCU.

  • We will begin charging interest on Cash Advances on the transaction date, unless the Cash Advance transaction is not posted to your account until a date in a billing cycle beginning after the billing cycle in which the Cash Advance transaction occurred, and, in that event, interest will be imposed from the first day of the billing cycle in which the Cash Advance transaction is posted to your account, and will continue until the date payment is received by CEFCU.

  • We may close your account and require you to return your Card and to pay your total obligations immediately and without prior notice if CEFCU is served with any garnishment, attachment, execution or other process is issued against you, or in the event of your death, insolvency or bankruptcy; or if you fail to honor any term of this agreement, including failing to make any payment when it is due or using the Card or account for an illegal purpose or transaction.

  • You agree to pay CEFCU for all such obligations, at such place as CEFCU designates, with applicable interest charges and any Fees that may be due, in accordance with ▇▇▇▇▇▇▇▇ and the current Extended Payment Schedule.

  • If you have authorized payment through the ALC Program, then the amount you have specified in the ALC Program transfer authorization will, subject to the availability of sufficient funds in your designated Savings or Checking Account, be transferred in accordance with the ALC Program transfer authorization unless you make written request to CEFCU not less than three (3) business days prior to the scheduled date of transfer.

  • The statement shall be conclusively deemed correct and accepted by you unless CEFCU receives a proper written notification of a billing error within 60 days of the first mailing or delivery to you of the monthly statement on which the disputed item(s) or amount(s) is/are reflected.


More Definitions of CEFCU

CEFCU mean Citizens Equity First Credit Union, the issuer of the Card and account. The words “you” and “your” mean the CEFCU Business Member establishing the account. The word “cardholder(s)” means you if you are a sole proprietorship. If Business Member is a partnership, corporation or other form of organization other than a sole proprietorship, the word “cardholder(s)” mean one or more of your officers and/or employees for whom a cardholder account under the account has been established (the “cardholder account(s)”) and to whom a Card has been issued in accordance with CEFCU’s procedures prescribed for this purpose. This agreement will be binding on your personal and legal representatives, successors and assigns. Please have each cardholder sign the back of the Card when they receive it. You will be bound by this agreement even if a cardholder does not sign the Card. If a Card has been issued to a cardholder; or if a cardholder has been provided with a renewal or replacement Card; or if we have provided the cardholder with Convenience Checks, and the cardholder keeps or uses the Card or Convenience Checks, it means that you understand and agree to be bound by the terms of this agreement. Your application for the account and all other disclosure documents which we provide to you form an integral part of this agreement. BUSINESS PURPOSE‌‌ You and each cardholder acknowledge that you have entered into this agreement for business purposes only. You and each cardholder represent, warrant and agree that the Cards issued pursuant to this agreement shall be used for business purposes only. Provided that the account is in good standing, as defined in the Paragraph titled “Keeping The Account and Each Cardholder Account In Good Standing”, a cardholder may draw on the cardholder account by using the Card, by use of the Card together with their Card Personal Identification Number (PIN), by use of their account number without presenting the Card or by use of a CEFCU Mastercard® Convenience Check provided the cardholder by us (“Convenience Check(s)” and/or other access devices included in the word “Card” when referring herein collectively to the access devices that we have issued to permit the cardholder to obtain credit under this agreement) wherever the Card or Convenience Checks are accepted or by balance transfers we allow or by overdraft protection we approve and up to the maximum amount that has been set as the cardholder’s credit limit and your aggregate credit limit f...
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