Capital Ratios definition

Capital Ratios. Stockholders' equity to total assets.................. 6.91% 7.47 7.14 6.65 6.54 Average stockholders' equity to average assets................ 7.33% 7.52 6.81 6.61 6.13
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Capital Ratios means the Tier 1 and Tier 2 capital ratios calculated by a bank to determine if the bank satisfies certain capital requirements of the governmental regulatory agencies with jurisdiction over the bank. For example, assume that the Tier 1 capital ratio of the Initial Issuing Bank was 10% and it decreases to 8.9%. In this event the Landlord would have the right to require Tenant to provide a New L/C.
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Capital Ratios. Average equity to average assets (average equity divided by average total assets) ............... 22.64 24.80 26.31 26.64 28.18 Equity to assets at period end .......... 21.50 23.75 26.37 27.14 27.74 Asset Quality Ratios: Net interest income after provision for loan losses to total other expenses . 171.87 225.58 225.43 226.51 170.92 Non-performing loans to total loans ..... .51 .32 .57 .64 1.12 Non-performing loans to total assets .... .44 .25 .44 .47 .79 Stock Prices and Dividends The following table sets forth the range of high and low sales prices for the common stock as reported by the Wall Street Journal as well as dividends declared in each quarter for 2000 and 1999. Such over-the-counter market quotations reflect inter-dealer prices, without retail ▇▇▇▇-up, ▇▇▇▇-down, or commission and may not necessarily represent actual transactions. Quarterly Stock Information Fiscal 2000 Fiscal 1999 ------------------------------- ---------------------------------- Stock Price Range Stock Price Range ------------------ Per Share ------------------ Per Share Quarter Low High Dividend Low High Dividend -------------------------------------------------------------------------------- 1st $11.38 $14.00 $ .25 $13.75 $15.38 $ .30 2nd 10.50 13.38 .30 13.00 15.06 .20 3rd 9.69 13.00 -- 12.00 13.56 -- 4th 9.50 12.38 .30 12.63 14.00 .30 -------------------------------------------------------------------------------- Total $ .85 $ .80 ======== ========= MANAGEMENTS DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS --------------------------------------------------------------------------------
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Examples of Capital Ratios in a sentence

  • The Borrower similarly will not permit SCM to allow (i) the average of two consecutive month-end Net Capital Ratios to be less than 7%, or (ii) any month-end Net Capital Ratio to be less than 5%.

  • The Borrower will not permit the Broker Subsidiary to allow (a) the average of two consecutive month-end Net Capital Ratios to be less than 7%, or (b) any month-end Net Capital Ratio to be less than 5%.

  • Within ten (10) business days of receipt of such Capital Call Notice, each Member shall give notice to the Manager indicating whether or not it agrees to make an Additional Capital Contribution to the Company in an amount equal to its pro rata share, based upon Capital Ratios, of the required funds.

  • The New Bank’s Capital Ratios shall be the same or better than the Initial Capital Ratios and the New Bank shall be in compliance with all other capital and solvency requirements of the governmental regulatory agencies with jurisdiction over the New Bank.

  • The Capital Ratios set forth on Schedule 1 may be amended from time to time by the unanimous written consent of the Members.

  • The Borrower similarly will not permit MSI to allow (i) the average of two consecutive month-end Net Capital Ratios to be less than 7%, or (ii) any month-end Net Capital Ratio to be less than 5%.

  • All costs associated with the marketing and sale of the Properties under Section 9.4 shall be divided among the Members in proportion to their Capital Ratios.

  • Any Member receiving an Optional Funding Notice shall elect either (i) to permit the Company to accept funds on the terms proposed in such Optional Funding Notice, in which event such Member shall also have the right to provide up to its pro rata share, based on Capital Ratios, of such funds on such terms as set forth below, or (ii) to offer to provide the required funds on terms more favorable to the Company (e.g., at a lower rate of interest or return).

  • After giving effect to the special allocations set forth in Sections 7.2(d) through 7.2(f) and subject to Section 7.2(c), net loss shall be allocated to the Members, pro rata in accordance with their respective Capital Ratios.

  • In either event, each Member shall be entitled to provide up to its pro rata share, based on Capital Ratios, of the required funds by contributing such funds to the Company not later than thirty (30) days after the later of the Optional Funding Notice or the election by the Member who received it to provide funds on terms more favorable to the Company.


More Definitions of Capital Ratios

Capital Ratios. Equity to total assets at end of year . . . . . . . . . . . . . . . . 11.45 11.94 13.45 15.41 7.89 Average equity to average assets . . . 11.47 12.43 14.70 11.50 7.65 Average interest-earning assets to average interest-bearing liabilities. . . . . . . . . . . . . 114.36 115.34 118.24 112.66 107.50
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Capital Ratios. Leverage ratio (Tier 1 capital-to-total assets)...... 10.34% 10.35% 10.25% 10.23% Average shareholders' equity to average total assets. 10.88 10.90 10.89 10.20 Tier 1 risk-based capital ratio...................... 16.61 16.92 17.01 16.93 Total risk-based capital ratio....................... 17.86 18.17 18.25 18.18 -------------------------------------------------------------------------------- MANAGEMENT'S DISCUSSION AND ANALYSIS-(CONTINUED) SELECTED QUARTERLY DATA AS OF AND FOR THE THREE MONTHS ENDED, ----------------------------------------------------------- DECEMBER 31, SEPTEMBER 30, JUNE 30, MARCH 31, 1997 1997 1997 1997 ---------------------------------------------------------------------------------------------------------------------- (DOLLARS IN THOUSANDS, EXCEPT PER SHARE DATA) INCOME STATEMENT DATA: Interest income........................................ $ 28,901 $ 29,001 $ 28,748 $ 28,138 Interest expense....................................... 12,935 12,939 12,728 12,372 ---------------------------------------------------------------------------------------------------------------------- Net interest income.................................... 15,966 16,062 16,020 15,766 Provision for loan losses.............................. 1,962 1,473 1,231 900 ---------------------------------------------------------------------------------------------------------------------- Net interest income after provision for loan losses ... 14,004 14,589 14,789 14,866 Non-interest income.................................... 5,523 5,828 6,054 6,081 Non-interest expenses.................................. 12,790 13,542 13,588 12,669 ---------------------------------------------------------------------------------------------------------------------- Net income before taxes................................ 6,737 6,875 7,255 8,278 Provision for income tax expense....................... 2,372 2,082 2,254 2,909 Minority interest...................................... 132 334 347 375 ---------------------------------------------------------------------------------------------------------------------- Net income............................................. $ 4,233 $ 4,459 $ 4,654 $ 4,994 ====================================================================================================================== PER SHARE DATA: Basic and diluted earnings (quarter) .................. $ 0.22 $ 0.24 $ 0.25 $ 0.26 Book value............................................. 7.27 6.84 6.60 6.32 T...
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Capital Ratios. Average equity to average assets (average equity divided by average total assets) .............. 18.16 22.64 24.80 26.31 26.64 Equity to assets at period end ......... 16.34 21.50 23.75 26.37 27.14
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Capital Ratios. Leverage ratio (Tier 1 capital-to-total assets)...
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