Average Loans definition

Average Loans means the average of the unguaranteed portions of SBA 7(a) program loans in the Company’s portfolio for a given period.

Examples of Average Loans in a sentence

  • Net Charge Off Ratio is defined as the three year average ratio of Net Charge Offs to Average Loans, as reported in the Company's Form 10-K, for the periods ending 2009, 2010, and 2011.

  • Net Charge Off Ratio is defined as the average ratio of Net Charge Offs to Average Loans, both as reported in the Company’s Form 10-K, for the fiscal year ending December 31, 2010.

  • Measure the Company’s achievement of growth in PPNR(TE) less Net Charge Offs over the Performance Period as compared to the Company’s starting based defined as Year-end 2023 PPNR(TE) less 0.30% of Annual Average Loans and Leases.

  • Net Charge Off Ratio is defined as the three year average ratio of Net Charge Offs to Average Loans for the periods ending 2006, 2007 and 2008.

  • Net Charge Off Ratio is defined as the three year average ratio of Net Charge Offs to Average Loans for the periods ending 2008, 2009 and 2010.

  • Example (for illustration purposes only): -1996 Fourth Quarter Average Deposits $515MM -1996 Fourth Quarter Average Loans 390MM -1997 First Quarter Average Deposits 525MM -1997 First Quarter Average Loans 395MM Loan growth is $5MM (395-390=5) multiplied by .0009 equals $4,500 divided by 4 equals $1,125.00.

  • Measure the Company’s achievement of growth in PPNR(TE) less Net Charge Offs over the Performance Period as compared to the Company’s starting based defined as Year-end 2022 PPNR(TE) less 0.30% of Annual Average Loans and Leases.

  • Measure the Company’s achievement of growth in PPNR(TE) less Net Charge Offs over the Performance Period as compared to the Company’s starting based defined as Year-end 2021 PPNR(TE) less 0.30% of Annual Average Loans and Leases.

  • Net Charge Off Ratio is defined as the three year average ratio of Net Charge Offs to Average Loans for the periods ending 2007, 2006 and 2009.

  • Net Charge Off Ratio means the three year average ratio of Net Charge Offs to Average Loans, as reported in the Company's Form 10-K, for the periods ending 2009, 2010, and 2011.