% Average Loan Principal Balance definition

% Average Loan Principal Balance. $66,083 ($5,008 to $556,223) Weighted Average CLTV: 76.67% (5.71% to 100.00%) % of Pool with CLTVs (greater than) 90% 3.13% Weighted Average Coupon: 10.86% (6.49% to 19.15%) Weighted Average Remaining Term to Maturity (months): 254 (50 to 360) Weighted Average Seasoning (months): 3 (0 to 40) Weighted Average Original Term (months): 257 (60 to 360) Range of Original Terms: Level Pay Balloon ----------------------- ------------------------ Up to 60: 0.11% Up to 60: 0.05% 61 - 120: 1.79% 61 - 120: 0.09% 121 - 180: 16.89% 121 - 180: 31.03% 181 - 240: 8.90% 241 - 300: 1.23% 301 - 360: 39.90% Lien Position: 1st Lien: 85.48% 2nd Lien: 14.52% Property Type: Single Family Detached: 89.75% Single Family Attached: 0.87% 2-4 Family: 7.10% Condominium/Townhouse: 1.23% Other: 1.05% Occupancy Status: Owner Occupied: 94.61% Non-Owner Occupied: 5.39% Geographic Distribution: NY: 14.90% CA: 5.34% (states not listed individually account MI: 8.27% OH: 5.27 for less than 5.00% of the Mortgage FL: 7.94% PA: 5.26 Loan principal balance) NJ: 5.84% Credit Quality: A: 55.70% (per IMC's guidelines) B: 24.29% C: 16.84% D: 3.17%