Andover definition

Andover means the Town of Andover, in Essex County, Massachusetts, or its duly authorized agent.
Andover shall have the meaning set forth in the preamble to this Agreement.
Andover or the "Company") is a Delaware corporation that was organized in 1987. Although Andover has corporate authority to engage in any activity permitted by the Delaware General Corporation Law, Andover's primary activity is to act as the holding company for Andover Bank (the "Bank") and Andover Bank NH ("ABNH") (collectively the "Banks"). The Bank is a Massachusetts-chartered savings bank which was incorporated in 1834 and is headquartered in Andover, Massachusetts. On May 8, 1986, Andover Bank converted from mutual to stock form. Deposits at the Bank are insured by the Federal Deposit Insurance Corporation ("FDIC") up to $100,000 per separately insured account and by the Depositors Insurance Fund, Inc. ("DIF") for that portion of deposits in excess of $100,000. ABNH is a de novo guaranty savings bank chartered in September, 1995 and headquartered in Salem, New Hampshire. Deposits at ABNH are insured by the FDIC up to $100,000 per separately insured account. The Banks are engaged principally in the business of attracting deposits from the general public and investing in residential and commercial real estate loans, in construction, consumer, and corporate loans, and in various securities. Emphasis is placed on both retail and corporate banking. Retail activities, an important source of franchise value to the Banks, consist of branch operations, home mortgage and consumer lending, and mortgage banking. The Banks offer a variety of retail products through branch offices, automated teller machines ("ATMs"), its telephone call center and product specialists. Corporate banking activities consist primarily of commercial real estate, construction, land and commercial lending. These are conducted primarily through loan officers and product specialists. The Company's financial performance in 1997 reflects an increase in net interest income, non-interest income and a reduction in the provision for loan losses and losses on real estate operations, offset by an increase in non-interest expenses. The Company's financial performance in 1996 was positively impacted by a one-time gain (in the form of a tax benefit) of $2.5 million and a pre-tax credit of $225,000 for the execution of a merger termination agreement, partially offset by a pre-tax loss of $1.1 million from the sale of low yielding investments and the early extinguishment of debt.

Examples of Andover in a sentence

  • To the full extent permitted by law, no official, employee, agent or representative of the Town of North Andover shall be individually or personally liable on any obligation of the Town under this Contract.

  • Notice to the Contractor shall be deemed sufficient if sent to the address set forth in the Contract and to the Town of North Andover by being sent to the Town Manager, Town Hall, 120 Main Street, North Andover, Massachusetts 01845.

  • This Contract shall not be enforceable against the Town of North Andover unless and until the Contractor complies with this section.

  • Registered office: Hambleden House, Waterloo Court, Andover, Hampshire SP10 1LQ.

  • Members of the public who are disabled and require special accommodations or assistance at the meeting are requested to notify the Board Coordinator, Jessica Olives, in writing at 600 Andover Park West, Seattle, WA 98188 or by calling 206-574-1194 prior to the meeting date.

  • Letter from P.J. Bazick, Field Director, Accounts Management, IRS, Andover, MA, to Mary E.

  • It shall, at all times, itself observe and comply with all such existing and future laws, by-laws, regulations, orders and decrees; and shall protect and indemnify the Town of North Andover, and its duly appointed agents against any claim or liability arising from or based on any violation whether by it or its agents, employees or subcontractors of any such law, by-law, regulation or decree.

  • ROLL CALL Voting members present were: Debra Musgrove, Ramsey; Elizabeth Barnett, Anoka; and Todd Haas, Andover.

  • Registered office, Hambleden House, Waterloo Court, Andover, Hampshire, SP10 1LQ.

  • In Anoka County, all of Columbus Township lying south of County State Aid Highway (CSAH) 18, Anoka County; all of the cities of Ramsey, Andover, Anoka, Coon Rapids, Spring Lake Park, Fridley, Hilltop, Columbia Heights, Blaine, Lexington, Circle Pines, Lino Lakes, and Centerville; and all of the city of Ham Lake except that portion lying north of CSAH 18 and east of U.S. Highway 65.

Related to Andover

  • Forest means an area of land defined by the minimum values for area size, tree crown cover or an equivalent stocking level, and potential tree height at maturity at the place of growth of the trees as specified for each Member State in Annex II. It includes areas with trees, including groups of growing, young, natural trees, or plantations that have yet to reach the minimum values for tree crown cover or an equivalent stocking level or minimum tree height as specified in Annex II, including any area that normally forms part of the forest area but on which there are temporarily no trees as a result of human intervention, such as harvesting, or as a result of natural causes, but which area can be expected to revert to forest;

  • Embalmer means any person engaged in the practice of embalming.

  • MOHLTC means the Minister or the Ministry of Health and Long-Term Care, as the context requires;

  • Arcade means a covered pedestrian thoroughfare not vested in the Council, whether or not located at ground level passing wholly or partly through a building and to which the public normally has regular and unrestricted access.

  • AASHTO means the American Association of State Highway and Transportation Officials.

  • Pioneer or the "Company" means Pioneer Natural Resources Company and its subsidiaries.

  • EMM means eMaryland Marketplace.

  • SADC means the Southern African Development Community;

  • Tree means any object of natural growth.

  • Edge of any water means the outer edge of the water's bankfull width or, where applicable, the outer edge of the associated channel migration zone.

  • Catechumen means a member of the catechumenate of a Catholic Church. This will normally be evidenced by a certificate of reception into the order of catechumens.

  • MT means metric tons.

  • Beacon means a highway traffic signal with one or more signal sections that operate in a flashing mode. (ORC 4511.01(KKK))

  • Crosswalk means that part of a roadway at an intersection included within the connections of the

  • CORA means the Colorado Open Records Act, §§24-72-200.1 et. seq., C.R.S.

  • APN means the Apple Push Notification service that Apple may provide to You to enable You to transmit Push Notifications to Your Application or for use as otherwise permitted herein.

  • DuPont means E. I. du Pont de Nemours and Company.

  • SBS means the New York City Department of Small Business Services.

  • Apple means Apple Inc., a California corporation with its principal place of business at Xxx Xxxxx Xxxx Xxx, Xxxxxxxxx, Xxxxxxxxxx 00000, U.S.A.

  • Terrace means a relatively level step constructed in the face of a graded slope surface for drainage and maintenance purposes.

  • Public university means a public university described in section 4, 5, or 6 of article VIII of the state constitution of 1963.

  • Roomer means a person occupying a dwelling unit that lacks a major bathroom or kitchen facility, in a structure where one or more major facilities are used in common by occupants of the dwelling unit and other dwelling units. Major facility in the case of a bathroom means toilet, or either a bath or shower, and in the case of a kitchen means refrigerator, stove or sink.

  • Public research university means Rutgers, The State University

  • Depot means a depot in respect of which the Franchisee has entered into a Depot Lease;

  • OSSTF means the Ontario Secondary School Teachers' Federation.

  • Parkland means any publicly owned land which is designated or used as a public park, recreation area, wildlife or waterfowl refuge or historic site.