Andover definition

Andover means the Town of Andover, in Essex County, Massachusetts, or its duly authorized agent.
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Andover or the "Company") is a Delaware corporation that was organized in 1987. Although Andover has corporate authority to engage in any activity permitted by the Delaware General Corporation Law, Andover's primary activity is to act as the holding company for Andover Bank (the "Bank") and Andover Bank NH ("ABNH") (collectively the "Banks"). The Bank is a Massachusetts-chartered savings bank which was incorporated in 1834 and is headquartered in Andover, Massachusetts. On May 8, 1986, Andover Bank converted from mutual to stock form. Deposits at the Bank are insured by the Federal Deposit Insurance Corporation ("FDIC") up to $100,000 per separately insured account and by the Depositors Insurance Fund, Inc. ("DIF") for that portion of deposits in excess of $100,000. ABNH is a de novo guaranty savings bank chartered in September, 1995 and headquartered in Salem, New Hampshire. Deposits at ABNH are insured by the FDIC up to $100,000 per separately insured account. The Banks are engaged principally in the business of attracting deposits from the general public and investing in residential and commercial real estate loans, in construction, consumer, and corporate loans, and in various securities. Emphasis is placed on both retail and corporate banking. Retail activities, an important source of franchise value to the Banks, consist of branch operations, home mortgage and consumer lending, and mortgage banking. The Banks offer a variety of retail products through branch offices, automated teller machines ("ATMs"), its telephone call center and product specialists. Corporate banking activities consist primarily of commercial real estate, construction, land and commercial lending. These are conducted primarily through loan officers and product specialists. The Company's financial performance in 1997 reflects an increase in net interest income, non-interest income and a reduction in the provision for loan losses and losses on real estate operations, offset by an increase in non-interest expenses. The Company's financial performance in 1996 was positively impacted by a one-time gain (in the form of a tax benefit) of $2.5 million and a pre-tax credit of $225,000 for the execution of a merger termination agreement, partially offset by a pre-tax loss of $1.1 million from the sale of low yielding investments and the early extinguishment of debt.
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Andover shall have the meaning set forth in the preamble to this Agreement.
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Examples of Andover in a sentence

  • SALARY: As negotiated by the North Andover School Committee and North Andover School Administrative Assistants’ Association.

  • Members of the Executive Board of the Andover Education Association shall be allowed up to ten days leave for Association business with the Andover Education Association reimbursing the Board for substitute pay and without jeopardy to any Executive Board member’s pay or personal leave.

  • The Andover Education Association and BOE agree that a salary reduction plan that complies with the IRS code under Section 125 will continue to be implemented.

  • The purpose of the professional educator evaluation process in Andover Public Schools is to provide quality instruction that aligns with district goals and objectives.

  • Deductions will be made in twelve installments and will continue to be automatically made on behalf of the employee each year until written notice is given by the employee to the Andover Education Association President, who will then notify the district office.

  • It is the philosophy of USD 385 Andover Public Schools that a combination of effective professional learning and educational experience leads to the professional growth of our staff.

  • Signed (Student) Date: Signed (College) Date: Part-time Courses, Admissions Sparsholt College, ▇▇▇▇▇▇▇ ▇▇ Sparsholt, Winchester, Hants SO21 2NF Tel: ▇▇▇▇▇ ▇▇▇▇▇▇ Email: ▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇.▇▇.▇▇ Part-time Courses, Admissions Andover College, Charlton Road Andover, Hants SP10 1EJ Tel: ▇▇▇▇▇ ▇▇▇▇▇▇ Email: ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇.▇▇.▇▇ PLEASE NOTE THIS FORM IS CORRECT AT THE TIME OF GOING TO PRINT BUT IS DEPENDENT ON GOVERNMENT LEGISLATION AND IS SUBJECT TO CHANGE.

  • No furniture, freight, or equipment of any kind may be brought into the Andover- Aeroflex Airport without first obtaining Landlord’s consent.

  • Tenant shall participate in and comply with all recycling programs in effect in Andover Township, Sussex County.

  • Tenant shall be liable for any injury sustained by other tenants and/or Landlord for damage to paint or plastering, or damage otherwise caused to the Andover Aeroflex Airport, resulting from Tenant’s failure to close all windows in the Leased Premises.