CSAM or "Credit Suisse" (or any combination thereof).
Panchayat means an institution (by whatever name called) of self-government constituted under article 243B, for the rural areas;
Catechumen means a member of the catechumenate of a Catholic Church. This will normally be evidenced by a certificate of reception into the order of catechumens.
TELRIC means Total Element Long-Run Incremental Cost.
EUMA means the “SAP Delivered Support Agreement” which sets out the terms and conditions under which SAP provides support to End Users and which will be provided by SAP on a deal by deal basis.