Www.ukfcu.org Sample Contracts

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • January 31st, 2014

This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of University of Kentucky Federal Credit Union (Credit Union) providing this Agreement (Credit Union). In this Agreement, the words “you,” “your,” and “yours” mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card), or for whom membership and/or service requests are approved through the Credit Union’s online application and authentication process. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more share or other accounts you have with the Credit Union.

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Electronic Banking and E-Sign Agreement
Sign Agreement • March 18th, 2019

This University of Kentucky Federal Credit Union ESIGN Disclosure and Consent (the “Disclosure”) applies to UKFCU’s mobile and online products and services, and all disclosures, notices, receipts, statements, and terms and conditions related to your accounts with University of Kentucky Federal Credit Union. The disclosure also describes your rights relative to conducting electronically receiving periodic account statements, disclosures and notices as well as the consequences of withdrawing your consent.

Online and Mobile Banking Agreement
Online and Mobile Banking Agreement • March 18th, 2019

This University of Kentucky Federal Credit Union ESIGN Disclosure and Consent (the “Disclosure”) applies to UKFCU’s mobile and online products and services, and all disclosures, notices, receipts, statements, and terms and conditions related to your accounts with University of Kentucky Federal Credit Union. The disclosure also describes your rights relative to conducting electronically receiving periodic account statements, disclosures and notices as well as the consequences of withdrawing your consent.

Authorization Agreement for Direct Deposit
July 11th, 2007
  • Filed
    July 11th, 2007

KCTCS requires mandatory direct deposit of payroll checks and reimbursements for employees. Employee payments will be directly deposited in the personal bank account(s) you specify.

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE
Electronic Fund Transfers Agreement and Disclosure • January 31st, 2014 • Kentucky

This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by University Of Kentucky Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. This Agreement does not apply to business or organizational accounts. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more share, share draft, and Senior accounts you have with the Credit Union. Electronic fund transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an application or account Card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any ame

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