Revolving Loan And Security Agreement Sample Contracts

Advocat, Inc. – Fifth Amendment to Third Amended and Restated Revolving Loan and Security Agreement and Amendment to Financing Agreements (March 1st, 2018)

THIS FIFTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT AND AMENDMENT TO FINANCING AGREEMENTS (this "Amendment") dated as of February 27, 2018, is by and among CIBC BANK USA, formerly known as The PrivateBank and Trust Company, an Illinois banking corporation (together with its successors and assigns, "Administrative Agent") in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as "Borrower" (individually and collectively, "Borrower").

SPAR Group, Inc. – Twelfth Agreement of Amendment to Revolving Loan and Security Agreement (September 25th, 2017)

This Twelfth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of September 6, 2017 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unli

SPAR Group, Inc. – Tenth Agreement of Amendment and Waiver to Revolving Loan and Security Agreement (May 22nd, 2017)

This Tenth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of April 13, 2017 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlimited

SPAR Group, Inc. – Ninth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (April 17th, 2017)

This Ninth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of __________ __, 2017 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unli

Advocat, Inc. – Third Amendment to Third Amended and Restated Revolving Loan and Security Agreement (March 2nd, 2017)

This THIRD AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Amendment") dated as of December 29, 2016, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, "Administrative Agent") in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as "Borrower" (individually and collectively, "Borrower").

SPAR Group, Inc. – Eighth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (December 28th, 2016)

This Eighth Agreement of Amendment to Revolving Loan and Security Agreement and Other Docnments (this "Amendment") shall be dated and effective as of December 22, 2016 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlim

Sachem Capital Corp. – Second Amended and Restated Commercial Revolving Loan and Security Agreement (December 23rd, 2016)

THIS IS THE SECOND AMENDED AND RESTATED COMMERCIAL REVOLVING LOAN AND SECURITY AGREEMENT made this ___ day of December, 2016 by and among

Advocat, Inc. – Consent and Second Amendment to Third Amended and Restated Revolving Loan and Security Agreement (November 3rd, 2016)

THIS CONSENT AND SECOND AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Amendment") dated as of October 1, 2016, and effective as of October 3, 2016, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, "Administrative Agent") in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as "Original Borrower" (individually and collectively, "Original Borrower"), and DIVERSICARE LEASING COMPANY III, LLC, and each of the limited liability companies identified on Appendix 1 attached hereto, each a Delaware limited liability company (individually and collectively, "New Borrower"). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, "Borrower".

Advocat, Inc. – First Amendment to Third Amended and Restated Revolving Loan and Security Agreement (August 4th, 2016)

THIS FIRST AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Amendment") dated as of August 3, 2016, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, "Administrative Agent") in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as "Borrower" (individually and collectively, "Borrower").

Advocat, Inc. – Third Amended and Restated Revolving Loan and Security Agreement (May 5th, 2016)

This THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement"), dated as of February 26, 2016, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1.1(a) hereto, which are signatories hereto (such entities individually and collectively, the "Borrower" and/or "Borrowers"), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity ("PrivateBank"), and the other financial institutions parties hereto (together with PrivateBank, the "Lenders"), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the "Administrative Agent").

SPAR Group, Inc. – Seventh Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (March 30th, 2016)

This Seventh Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of September 28, 2015 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR NATIONAL ASSEMBLY SERVICES, INC., a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlimited liability company incorporated in th

AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT by and Among REIS SERVICES, LLC, as Borrower, REIS, INC., as Guarantor and CAPITAL ONE, NATIONAL ASSOCIATION, as Lender, Dated as of January 28, 2016 (February 3rd, 2016)

THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (this "Agreement"), is entered into as of January 28, 2016, by and among CAPITAL ONE, NATIONAL ASSOCIATION, a national banking association, as lender ("Lender"), REIS SERVICES, LLC, a Maryland limited liability company, as borrower ("Borrower") and REIS, INC., a Maryland corporation, as a guarantor ("Parent").

Enzo Biochem, Inc. – Third Amendment to Revolving Loan and Security Agreement (December 8th, 2015)

Third Amendment to Revolving Loan and Security Agreement ("Amendment") dated as of October 31, 2015 by and among ENZO BIOCHEM, INC., a New York corporation ("Enzo"), ENZO CLINICAL LABS, INC., a New York corporation ("Enzo Clinical Labs"), ENZO LIFE SCIENCES, INC., a New York corporation ("Enzo Life Sciences"), AXXORA, LLC, a Delaware limited liability company ("Axxora"), ENZO REALTY LLC, a New York limited liability company ("Enzo Realty", together with Enzo, Enzo Clinical Labs, Enzo Life Sciences, Axxora and each other Person joined to the Loan Agreement (as defined below) as a borrower from time to time, collectively, the "Borrowers" and each a "Borrower"), ENZO THERAPEUTICS, INC., a New York corporation, as a Guarantor ("Enzo Therapeutics", together with Borrowers, the "Loan Parties" and each a "Loan Party"), HFG-HEALTHCO-4 TRUST, a Delaware statutory trust (f/k/a HFG-Healthco-4, LLC, "HFG-4"), in its capacity as a Lender (together with any other financial institutions party to the

SPAR Group, Inc. – Sixth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (May 14th, 2015)

This Sixth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of July 1, 2014 and is by and between STERLING NATIONAL BANK, having an office at 500 Seventh Avenue, New York, New York 10018 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, NATIONAL ASSEMBLY SERVICES, INC., a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlimited liability company incorporated in the Province

Revolving Loan and Security Agreement (May 11th, 2015)

This REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement") is made as of November 28, 2014, by and among IRONCLAD PERFORMANCE WEAR CORPORATION, a California corporation ("Ironclad California"), IRONCLAD PERFORMANCE WEAR CORPORATION, a Nevada corporation ("Ironclad Nevada", and, collectively with Ironclad California, "Borrower"), and CAPITAL ONE, N.A. ("Bank").

Revolving Loan and Security Agreement (March 16th, 2015)

This REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement") is made as of November 28, 2014, by and among IRONCLAD PERFORMANCE WEAR CORPORATION, a California corporation ("Ironclad California"), IRONCLAD PERFORMANCE WEAR CORPORATION, a Nevada corporation ("Ironclad Nevada", and, collectively with Ironclad California, "Borrower"), and CAPITAL ONE, N.A. ("Bank").

CBD Energy Ltd – Revolving Loan and Security Agreement (December 2nd, 2014)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (the "Security Agreement") is made and entered into as of November 19, 2014 (the "Effective Date"), by and between GREEN EARTH DEVELOPERS, LLC, a Georgia limited liability company ("Borrower"), and WIND FARM FINANCING PTY LTD., a corporation organized under the laws of Australia (the "Secured Party").

Advocat, Inc. – Third Amendment and Consent to Amended and Restated Revolving Loan and Security Agreement (August 7th, 2014)

THIS THIRD AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Amendment") dated as of July 1, 2014 is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, "Administrative Agent") in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as "Original Borrower" (individually and collectively, "Original Borrower"), and DIVERSICARE OF NICHOLASVILLE, LLC, DIVERSICARE OF RIVERSIDE, LLC, DIVERSICARE OF CHATEAU, LLC, DIVERSICARE OF ST. JOSEPH, LLC, DIVERSICARE OF AVON, LLC, and DIVERSICARE OF MANSFIELD, LLC, each a Delaware limited liability company (individually and collectively, "New Borrower"). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, "Borrower".

Amphastar Pharmaceuticals, Inc. – REVOLVING LOAN AND SECURITY AGREEMENT by and Between AMPHASTAR PHARMACEUTICALS, INC., a Delaware Corporation, and CATHAY BANK, a California Banking Corporation Dated as of April 10, 2012 (May 20th, 2014)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (Agreement) is entered into as of the above date between CATHAY BANK, a California banking corporation (Lender), with offices at 9650 Flair Drive, El Monte, California 91731, and AMPHASTAR PHARMACEUTICALS, INC., a Delaware corporation (Borrower), whose chief executive office is located at 11570 6th Street, Rancho Cucamonga, California 91730 (Borrowers Address).

Advocat, Inc. – Second Amendment and Consent to Amended and Restated Revolving Loan and Security Agreement (May 8th, 2014)

THIS SECOND AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Amendment") dated as of March 31, 2014 is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, "Administrative Agent") in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as "Original Borrower" (individually and collectively, "Original Borrower"), and DIVERSICARE OF BIG SPRINGS, LLC, a Delaware limited liability company ("New Borrower"). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, "Borrower".

Amphastar Pharmaceuticals, Inc. – REVOLVING LOAN AND SECURITY AGREEMENT by and Between AMPHASTAR PHARMACEUTICALS, INC., a Delaware Corporation, and CATHAY BANK, a California Banking Corporation Dated as of April 10, 2012 (December 16th, 2013)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (Agreement) is entered into as of the above date between CATHAY BANK, a California banking corporation (Lender), with offices at 9650 Flair Drive, El Monte, California 91731, and AMPHASTAR PHARMACEUTICALS, INC., a Delaware corporation (Borrower), whose chief executive office is located at 11570 6th Street, Rancho Cucamonga, California 91730 (Borrowers Address).

SPAR Group, Inc. – Fifth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (November 14th, 2013)

This Fifth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents ("Fifth Agreement of Amendment") shall be dated and effective as of October 30, 2013, and is by and among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York, N.Y. 10018-4502 ("Sterling"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the ''Lenders'' and individually as a "Lender;" and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), National Assembly Services, Inc., a New Jersey corporation, and SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., and SPAR Marketing Force, Inc., each a Nevada corporation (collectively, the ''Original Borrower''), SPAR Canada, Inc., a Nevada corporation, and SPAR Canada Company and SPAR Wings & Ink Company, each an unlimited liability company incorpo

Enzo Biochem, Inc. – REVOLVING LOAN AND SECURITY AGREEMENT Dated as of June 7, 2013 Among (October 15th, 2013)

REVOLVING LOAN AND SECURITY AGREEMENT (the "Agreement") dated as of June 7, 2013, between ENZO BIOCHEM, INC., a New York corporation ("Enzo"), ENZO CLINICAL LABS, INC., a New York corporation ("Enzo Clinical Labs"), ENZO LIFE SCIENCES, INC., a New York corporation ("Enzo Life Sciences"), AXXORA, LLC, a Delaware limited liability company ("Axxora"), ENZO REALTY LLC, a New York limited liability company ("Enzo Realty", together with Enzo, Enzo Clinical Labs, Enzo Life Sciences, Axxora, Enzo Realty and each other Person joined hereto from time to time as a borrower, collectively, the "Borrowers" and each a "Borrower"), ENZO THERAPEUTICS, INC., a New York corporation, as a Guarantor ("Enzo Therapeutics", together with Borrowers, the "Loan Parties" and each a "Loan Party"), and HEALTHCARE FINANCE GROUP, LLC, a Delaware limited liability company ("HFG"), in its capacity as a lender (together with its successors and permitted assigns in that capacity, the "Lender").

Valuesetters Inc – Revolving Loan and Security Agreement (September 3rd, 2013)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement"), dated as of July 31, 2013 (the "Effective Date") is entered into by and between Valusetters Inc., a Utah corporation the "Borrower"), and VaxStar LLC, a Delaware limited liability company ("Lender").

Advocat, Inc. – Amended and Restated Revolving Loan and Security Agreement (August 8th, 2013)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement"), dated as of April 30, 2013, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the "Borrower"), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity ("PrivateBank"), and the other financial institutions parties hereto (together with PrivateBank, the "Lenders"), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the "Administrative Agent").

SPAR Group, Inc. – To Revolving Loan and Security Agreement and Other Documents (July 15th, 2013)

This Fourth Agreement of Amendment to Revolving Loan and Security Agreement And Other Documents ("Fourth Agreement of Amendment") shall be effective as of July 1, 2013, and is by and among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York, N.Y. 10018-4502 ("Sterling"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the "Lenders" and individually as a "Lender;" and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), National Assembly Services, Inc., a New Jersey corporation, SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., and SPAR Marketing Force, Inc., each a Nevada corporation (together with SGRP, either separately, jointly, or jointly and severally, "Borrower"); all currently having an address at 333 Westchester Avenue, South Building, Suite 204, White Plains, N.Y. 10604.

Advocat, Inc. – Amended and Restated Revolving Loan and Security Agreement (May 17th, 2013)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement"), dated as of April 30, 2013, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the "Borrower"), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity ("PrivateBank"), and the other financial institutions parties hereto (together with PrivateBank, the "Lenders"), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the "Administrative Agent").

Advocat, Inc. – Amended and Restated Revolving Loan and Security Agreement (May 10th, 2013)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this "Agreement"), dated as of April 30, 2013, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the "Borrower"), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity ("PrivateBank"), and the other financial institutions parties hereto (together with PrivateBank, the "Lenders"), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the "Administrative Agent").

SPAR Group, Inc. – To Revolving Loan and Security Agreement and Other Documents (April 2nd, 2013)

1.3(a) Interest accrues on the Revolving Loan at Agent's floating Prime Rate (as that term is defined in the Loan Agreement) plus one quarter of one percent (1/4%) per annum.

Advocat, Inc. – Amended and Restated Revolving Loan and Security Agreement (May 10th, 2011)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this Agreement), dated as of February 28, 2011, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the Borrower), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity (PrivateBank), and the other financial institutions parties hereto (together with PrivateBank, the Lenders), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the Administrative Agent).

Media Sciences International Inc. – Seventh Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (September 28th, 2010)

This Seventh Agreement of Amendment to Revolving Loan and Security Agreement ("Seventh Amendment") is effective September 27, 2010 by and among SOVEREIGN BANK, a federal savings bank, having an address of 830 Morris Turnpike, Short Hills NJ 07078 ("Lender"), MEDIA SCIENCES INTERNATIONAL, INC., a Delaware corporation, MEDIA SCIENCES, INC., a New Jersey corporation, and CADAPULT GRAPHIC SYSTEMS, INC., a New Jersey corporation, having their chief executive office at 8 Allerman Road, Oakland 160;NJ 07436 (either separately, jointly, or jointly and severally, "Borrower").

Second Amendment to Revolving Loan and Security Agreement (August 13th, 2010)

THIS SECOND AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT (this "Amendment") is entered into this 11th day of August, 2010, by and between (i) WorldGate Communications, Inc., a Delaware corporation, WorldGate Service, Inc., a Delaware corporation, WorldGate Finance, Inc., a Delaware corporation, Ojo Services LLC, a Pennsylvania limited liability company, and Ojo Video Phones LLC, a Pennsylvania limited liability company (jointly and severally, the "Borrower"), and (ii) WGI Investor LLC, a Delaware limited liability company ("Lender").

SPAR Group, Inc. – Secured Revolving Loan Note (July 12th, 2010)

This Note bears interest during each calendar month from the date hereof until paid as set forth in the Loan Agreement. Interest is to be paid at time intervals as set forth in the Loan Agreement. In no event is the interest rate to be higher than the maximum lawful rate. Interest is calculated on a daily basis upon the unpaid balance with each day representing 1/360th of a year.

SPAR Group, Inc. – Revolving Loan and Security Agreement (July 12th, 2010)
Media Sciences International Inc. – Sixth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (May 13th, 2010)

This Sixth Agreement of Amendment to Revolving Loan and Security Agreement ("Sixth Amendment") is effective May 12, 2010 by and among SOVEREIGN BANK, a federal savings bank, having an address of 101 Wood Avenue South, Iselin NJ 08830 ("Lender"), MEDIA SCIENCES INTERNATIONAL, INC., a Delaware corporation, MEDIA SCIENCES, INC., a New Jersey corporation, and CADAPULT GRAPHIC SYSTEMS, INC., a New Jersey corporation, having their chief executive office at 8 Allerman Road, Oa kland NJ 07436 (either separately, jointly, or jointly and severally, "Borrower").