Revolving Loan and Security Agreement Sample Contracts

Diversicare Healthcare Services, Inc. – SIXTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (February 28th, 2019)

THIS SIXTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of December 1, 2018, is by and among CIBC BANK USA, formerly known as The PrivateBank and Trust Company, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Borrower” (individually and collectively, “Borrower”).

Diversicare Healthcare Services, Inc. – FIFTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT AND AMENDMENT TO FINANCING AGREEMENTS (March 1st, 2018)

THIS FIFTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT AND AMENDMENT TO FINANCING AGREEMENTS (this “Amendment”) dated as of February 27, 2018, is by and among CIBC BANK USA, formerly known as The PrivateBank and Trust Company, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Borrower” (individually and collectively, “Borrower”).

Spar Group Inc – TWELFTH AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT (September 25th, 2017)

This Twelfth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of September 6, 2017 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unli

Diversicare Healthcare Services, Inc. – FOURTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (August 3rd, 2017)

THIS FOURTH AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of June 30, 2017, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Original Borrower” (individually and collectively, “Original Borrower”), and DIVERSICARE OF SELMA, LLC, a Delaware limited liability company (“New Opco”) and DIVERSICARE SELMA PROPERTY, LLC, a Delaware limited liability company (“New Propco”; New Propco together with New Opco are hereinafter referred to, individually and collectively, as “New Borrower”). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, “Borrower”.

Spar Group Inc – ELEVENTH AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT (July 5th, 2017)

This Eleventh Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of June 27, 2017 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlimit

Spar Group Inc – TENTH AGREEMENT OF AMENDMENT AND WAIVER TO REVOLVING LOAN AND SECURITY AGREEMENT (May 22nd, 2017)

This Tenth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents (this "Amendment") shall be dated and effective as of April 13, 2017 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlimited

Diversicare Healthcare Services, Inc. – THIRD AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (March 2nd, 2017)

This THIRD AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of December 29, 2016, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Borrower” (individually and collectively, “Borrower”).

Spar Group Inc – EIGHTH AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (December 28th, 2016)

This Eighth Agreement of Amendment to Revolving Loan and Security Agreement and Other Docnments (this "Amendment") shall be dated and effective as of December 22, 2016 and is by and between STERLING NATIONAL BANK, having an office at 489 Fifth Avenue, New York, New York 10017 ("Sterling"), and any other entity becoming a lender pursuant to the Loan Agreement (as hereinafter defined) are individually referred to as a "Lender" and collectively referred to as the "Lenders", and Sterling as the agent for the Lenders as well as acting for the benefit of the Lenders (the "Agent"), and SPAR GROUP, INC., a Delaware corporation, SPAR ASSEMBLY & INSTALLATION, INC. (F/K/A SPAR NATIONAL ASSEMBLY SERVICES, INC.), a Nevada corporation, SPAR GROUP INTERNATIONAL, INC., a Nevada corporation, SPAR ACQUISITION, INC., a Nevada corporation, SPAR TRADEMARKS, INC., a Nevada corporation, SPAR MARKETING FORCE, INC., a Nevada corporation, SPAR CANADA, INC., a Nevada corporation and SPAR CANADA COMPANY, an unlim

Diversicare Healthcare Services, Inc. – CONSENT AND SECOND AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (November 3rd, 2016)

THIS CONSENT AND SECOND AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of October 1, 2016, and effective as of October 3, 2016, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Original Borrower” (individually and collectively, “Original Borrower”), and DIVERSICARE LEASING COMPANY III, LLC, and each of the limited liability companies identified on Appendix 1 attached hereto, each a Delaware limited liability company (individually and collectively, “New Borrower”). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, “Borrower”.

Diversicare Healthcare Services, Inc. – FIRST AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (August 4th, 2016)

THIS FIRST AMENDMENT TO THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of August 3, 2016, is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Borrower” (individually and collectively, “Borrower”).

Diversicare Healthcare Services, Inc. – THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT dated as of February 26, 2016 by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, as a Borrower and (May 5th, 2016)

This THIRD AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of February 26, 2016, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1.1(a) hereto, which are signatories hereto (such entities individually and collectively, the “Borrower” and/or “Borrowers”), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity (“PrivateBank”), and the other financial institutions parties hereto (together with PrivateBank, the “Lenders”), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the “Administrative Agent”).

Enzo Biochem Inc – THIRD AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT (December 8th, 2015)

Third Amendment to Revolving Loan and Security Agreement (“Amendment”) dated as of October 31, 2015 by and among ENZO BIOCHEM, INC., a New York corporation (“Enzo”), ENZO CLINICAL LABS, INC., a New York corporation (“Enzo Clinical Labs”), ENZO LIFE SCIENCES, INC., a New York corporation (“Enzo Life Sciences”), AXXORA, LLC, a Delaware limited liability company (“Axxora”), ENZO REALTY LLC, a New York limited liability company (“Enzo Realty”, together with Enzo, Enzo Clinical Labs, Enzo Life Sciences, Axxora and each other Person joined to the Loan Agreement (as defined below) as a borrower from time to time, collectively, the “Borrowers” and each a “Borrower”), ENZO THERAPEUTICS, INC., a New York corporation, as a Guarantor (“Enzo Therapeutics”, together with Borrowers, the “Loan Parties” and each a “Loan Party”), HFG-HEALTHCO-4 TRUST, a Delaware statutory trust (f/k/a HFG-Healthco-4, LLC, “HFG-4”), in its capacity as a Lender (together with any other financial institutions party to the

Ironclad Performance Wear Corp – REVOLVING LOAN AND SECURITY AGREEMENT (May 11th, 2015)

This REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”) is made as of November 28, 2014, by and among IRONCLAD PERFORMANCE WEAR CORPORATION, a California corporation (“Ironclad California”), IRONCLAD PERFORMANCE WEAR CORPORATION, a Nevada corporation (“Ironclad Nevada”, and, collectively with Ironclad California, “Borrower”), and CAPITAL ONE, N.A. (“Bank”).

Ironclad Performance Wear Corp – REVOLVING LOAN AND SECURITY AGREEMENT (March 16th, 2015)

This REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”) is made as of November 28, 2014, by and among IRONCLAD PERFORMANCE WEAR CORPORATION, a California corporation (“Ironclad California”), IRONCLAD PERFORMANCE WEAR CORPORATION, a Nevada corporation (“Ironclad Nevada”, and, collectively with Ironclad California, “Borrower”), and CAPITAL ONE, N.A. (“Bank”).

CBD Energy Ltd – REVOLVING LOAN AND SECURITY AGREEMENT (December 2nd, 2014)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (the “Security Agreement”) is made and entered into as of November 19, 2014 (the “Effective Date”), by and between GREEN EARTH DEVELOPERS, LLC, a Georgia limited liability company (“Borrower”), and WIND FARM FINANCING PTY LTD., a corporation organized under the laws of Australia (the “Secured Party”).

Diversicare Healthcare Services, Inc. – THIRD AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (August 7th, 2014)

THIS THIRD AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of July 1, 2014 is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Original Borrower” (individually and collectively, “Original Borrower”), and DIVERSICARE OF NICHOLASVILLE, LLC, DIVERSICARE OF RIVERSIDE, LLC, DIVERSICARE OF CHATEAU, LLC, DIVERSICARE OF ST. JOSEPH, LLC, DIVERSICARE OF AVON, LLC, and DIVERSICARE OF MANSFIELD, LLC, each a Delaware limited liability company (individually and collectively, “New Borrower”). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, “Borrower”.

Amphastar Pharmaceuticals, Inc. – REVOLVING LOAN AND SECURITY AGREEMENT by and between AMPHASTAR PHARMACEUTICALS, INC., a Delaware corporation, and CATHAY BANK, a California banking corporation Dated as of April 10, 2012 (May 20th, 2014)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (“Agreement”) is entered into as of the above date between CATHAY BANK, a California banking corporation (“Lender”), with offices at 9650 Flair Drive, El Monte, California 91731, and AMPHASTAR PHARMACEUTICALS, INC., a Delaware corporation (“Borrower”), whose chief executive office is located at 11570 6th Street, Rancho Cucamonga, California 91730 (“Borrower’s Address”).

Diversicare Healthcare Services, Inc. – SECOND AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (May 8th, 2014)

THIS SECOND AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of March 31, 2014 is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Original Borrower” (individually and collectively, “Original Borrower”), and DIVERSICARE OF BIG SPRINGS, LLC, a Delaware limited liability company (“New Borrower”). New Borrower and Original Borrower are hereinafter referred to individually and collectively as, “Borrower”.

Diversicare Healthcare Services, Inc. – FIRST AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (March 6th, 2014)

THIS FIRST AMENDMENT AND CONSENT TO AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) dated as of November 1, 2013 is by and among THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation (together with its successors and assigns, “Administrative Agent”) in its capacity as administrative agent for the Lenders (as defined below), the Lenders, DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and certain of its affiliates parties hereto identified on the signature pages as “Original Borrower” (individually and collectively, “Original Borrower”), and DIVERSICARE LEASING COMPANY II, LLC, a Delaware limited liability company (“DLC II”), DIVERSICARE OF SENECA PLACE, LLC, a Delaware limited liability company (“Seneca”), DIVERSICARE OF BRADFORD PLACE, LLC, DIVERSICARE OF PROVIDENCE, LLC, DIVERSICARE OF SIENA WOODS, LLC and DIVERSICARE OF ST. THERESA, LLC, each a Delaware limited liability company (individually and collectively, “CHP Entities”),

Amphastar Pharmaceuticals, Inc. – REVOLVING LOAN AND SECURITY AGREEMENT by and between AMPHASTAR PHARMACEUTICALS, INC., a Delaware corporation, and CATHAY BANK, a California banking corporation Dated as of April 10, 2012 (December 16th, 2013)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (“Agreement”) is entered into as of the above date between CATHAY BANK, a California banking corporation (“Lender”), with offices at 9650 Flair Drive, El Monte, California 91731, and AMPHASTAR PHARMACEUTICALS, INC., a Delaware corporation (“Borrower”), whose chief executive office is located at 11570 6th Street, Rancho Cucamonga, California 91730 (“Borrower’s Address”).

Spar Group Inc – FIFTH AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (November 14th, 2013)

This Fifth Agreement of Amendment to Revolving Loan and Security Agreement and Other Documents ("Fifth Agreement of Amendment") shall be dated and effective as of October 30, 2013, and is by and among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York, N.Y. 10018-4502 ("Sterling"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the ″Lenders″ and individually as a "Lender;" and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), National Assembly Services, Inc., a New Jersey corporation, and SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., and SPAR Marketing Force, Inc., each a Nevada corporation (collectively, the ″Original Borrower″), SPAR Canada, Inc., a Nevada corporation, and SPAR Canada Company and SPAR Wings & Ink Company, each an unlimited liability company incorporate

Enzo Biochem Inc – REVOLVING LOAN AND SECURITY AGREEMENT dated as of June 7, 2013 among (October 15th, 2013)

REVOLVING LOAN AND SECURITY AGREEMENT (the “Agreement”) dated as of June 7, 2013, between ENZO BIOCHEM, INC., a New York corporation (“Enzo”), ENZO CLINICAL LABS, INC., a New York corporation (“Enzo Clinical Labs”), ENZO LIFE SCIENCES, INC., a New York corporation (“Enzo Life Sciences”), AXXORA, LLC, a Delaware limited liability company (“Axxora”), ENZO REALTY LLC, a New York limited liability company (“Enzo Realty”, together with Enzo, Enzo Clinical Labs, Enzo Life Sciences, Axxora, Enzo Realty and each other Person joined hereto from time to time as a borrower, collectively, the “Borrowers” and each a “Borrower”), ENZO THERAPEUTICS, INC., a New York corporation, as a Guarantor (“Enzo Therapeutics”, together with Borrowers, the “Loan Parties” and each a “Loan Party”), and HEALTHCARE FINANCE GROUP, LLC, a Delaware limited liability company (“HFG”), in its capacity as a lender (together with its successors and permitted assigns in that capacity, the “Lender”).

ValueSetters Corp – REVOLVING LOAN AND SECURITY AGREEMENT (September 3rd, 2013)

THIS REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of July 31, 2013 (the “Effective Date”) is entered into by and between Valusetters Inc., a Utah corporation the “Borrower”), and VaxStar LLC, a Delaware limited liability company (“Lender”).

Diversicare Healthcare Services, Inc. – AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT dated as of April 30, 2013 by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, as a Borrower and (August 8th, 2013)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of April 30, 2013, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the “Borrower”), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity (“PrivateBank”), and the other financial institutions parties hereto (together with PrivateBank, the “Lenders”), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the “Administrative Agent”).

Spar Group Inc – TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (July 15th, 2013)

This Fourth Agreement of Amendment to Revolving Loan and Security Agreement And Other Documents ("Fourth Agreement of Amendment") shall be effective as of July 1, 2013, and is by and among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York, N.Y. 10018-4502 ("Sterling"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the “Lenders” and individually as a "Lender;" and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), National Assembly Services, Inc., a New Jersey corporation, SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., and SPAR Marketing Force, Inc., each a Nevada corporation (together with SGRP, either separately, jointly, or jointly and severally, "Borrower"); all currently having an address at 333 Westchester Avenue, South Building, Suite 204, White Plains, N.Y. 10604.

Diversicare Healthcare Services, Inc. – AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT dated as of April 30, 2013 by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, as a Borrower and (May 17th, 2013)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of April 30, 2013, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the “Borrower”), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity (“PrivateBank”), and the other financial institutions parties hereto (together with PrivateBank, the “Lenders”), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the “Administrative Agent”).

Diversicare Healthcare Services, Inc. – AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT dated as of April 30, 2013 by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, as a Borrower and (May 10th, 2013)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of April 30, 2013, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the “Borrower”), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity (“PrivateBank”), and the other financial institutions parties hereto (together with PrivateBank, the “Lenders”), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the “Administrative Agent”).

Spar Group Inc – TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (April 2nd, 2013)

This Third Agreement of Amendment to Revolving Loan and Security Agreement And Other Documents ("Third Agreement of Amendment") shall be effective as of January 1, 2013, and is by and among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York NY  10018-4502  ("Sterling"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the “Lenders” and individually as a "Lender;" and Sterling as the Agent for the  Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), National Assembly Services, Inc., a New Jersey corporation, SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., and SPAR Marketing Force, Inc., each a Nevada corporation (together with SGRP, either separately, jointly, or jointly and severally, "Borrower"); all currently having an address at 333 Westchester Avenue, South Building, Suite 204, White Plains  NY 10604.

Spar Group Inc – TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (August 10th, 2012)

This Second Agreement of Amendment to Revolving Loan and Security Agreement And Other Documents ("Second Agreement of Amendment") shall be effective as of July 1, 2012, and is by and among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York NY  10018-4502  ("Sterling"), CORNERSTONE BANK, having offices at 6000 Midlantic Drive, Suite 1205, Mt. Laurel, NJ 08054 ("Cornerstone"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the “Lenders” and individually as a  "Lender;" and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), National Assembly Services, Inc., a New Jersey corporation, SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., and SPAR Marketing Force, Inc., each a Nevada corporation (together with SGRP, either separately, jointly, or jointly and severally, "Borrower"); all

Spar Group Inc – AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (March 21st, 2012)

This Agreement of Amendment to Revolving Loan and Security Agreement And Other Documents ("Agreement") is dated as of  September 1, 2011, and effective as of June 1, 2011, among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York NY  10018-4502  ("Sterling"), CORNERSTONE BANK, having offices at 6000 Midlantic Drive, Suite 1205, Mt. Laurel, NJ 08054 ("Cornerstone"), and any other entity becoming a Lender pursuant to the Loan Agreement (defined below) are collectively referred to as the “Lenders” and individually as a  "Lender;" and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders ("Agent"); SPAR Group, Inc., a Delaware corporation ("SGRP"), SPAR Incentive Marketing, Inc., a Delaware corporation, PIA Merchandising Co., Inc., a California corporation (as an original borrower and as successor to, by merger with, Pivotal Sales Company, a California corporation and also an original borrower), National Assembly Services, Inc., a New Jersey

Advocat Inc – AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT dated as of February 28, 2011 by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, as a Borrower and those certain additional Borrowers set forth on Schedule 1 hereto, and THE PRIVATEBANK AND TRUST COMPANY, as Administrative Agent for the Lenders and The Financial Institutions Parties Hereto as the Lenders (May 10th, 2011)

This AMENDED AND RESTATED REVOLVING LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of February 28, 2011, is by and among DIVERSICARE MANAGEMENT SERVICES CO., a Tennessee corporation, and those certain other entities set forth on Schedule 1 hereto, which are signatories hereto (such entities individually and collectively, the “Borrower”), THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its individual capacity (“PrivateBank”), and the other financial institutions parties hereto (together with PrivateBank, the “Lenders”), and THE PRIVATEBANK AND TRUST COMPANY, an Illinois banking corporation in its capacity as administrative agent for the Lenders (together with its successors and assigns, the “Administrative Agent”).

Media Sciences International Inc – SEVENTH AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (September 28th, 2010)

This  Seventh Agreement of Amendment to Revolving Loan and Security Agreement ("Seventh Amendment") is effective September 27, 2010 by and among SOVEREIGN BANK, a federal savings bank, having an address of  830 Morris Turnpike, Short Hills NJ  07078  ("Lender"), MEDIA SCIENCES INTERNATIONAL, INC., a Delaware corporation, MEDIA SCIENCES, INC.,  a New Jersey corporation, and CADAPULT GRAPHIC SYSTEMS, INC., a New Jersey corporation, having their chief executive office at  8 Allerman Road, Oakland  NJ  07436 (either separately, jointly, or jointly and severally, "Borrower").

Worldgate Communications Inc – SECOND AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT (August 13th, 2010)

THIS SECOND AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT (this “Amendment”) is entered into this 11th day of August, 2010, by and between (i) WorldGate Communications, Inc., a Delaware corporation, WorldGate Service, Inc., a Delaware corporation, WorldGate Finance, Inc., a Delaware corporation, Ojo Services LLC, a Pennsylvania limited liability company, and Ojo Video Phones LLC, a Pennsylvania limited liability company (jointly and severally, the “Borrower”), and (ii) WGI Investor LLC, a Delaware limited liability company (“Lender”).

Spar Group Inc – REVOLVING LOAN AND SECURITY AGREEMENT (July 12th, 2010)

This REVOLVING LOAN AND SECURITY AGREEMENT (“Agreement”) among STERLING NATIONAL BANK, having offices at 500 Seventh Avenue, New York  NY   10018-4502 (“Sterling”), CORNERSTONE BANK, having offices at 6000 Midlantic Drive, Suite 1205, Mt. Laurel, NJ 08054 (“Cornerstone”), and any other entity becoming a Lender pursuant to this Agreement are collectively referred to as the “Lenders” and individually as a “Lender;” and Sterling as the Agent for the Lenders as well as acting for the benefit of Lenders (“Agent”); SPAR Group, Inc., a Delaware corporation (“SGRP”), SPAR Incentive Marketing, Inc., a Delaware corporation, PIA Merchandising Co., Inc., a California corporation, Pivotal Sales Company, a California corporation, National Assembly Services, Inc., a New Jersey corporation, SPAR/Burgoyne Retail Services, Inc. (f/k/a Retail Information, Inc.), an Ohio corporation, SPAR Group International, Inc., SPAR Acquisition, Inc., SPAR Trademarks, Inc., SPAR Marketing Force, Inc. and SPAR, Inc., e

Media Sciences International Inc – SIXTH AGREEMENT OF AMENDMENT TO REVOLVING LOAN AND SECURITY AGREEMENT AND OTHER DOCUMENTS (May 13th, 2010)

This  Sixth Agreement of Amendment to Revolving Loan and Security Agreement ("Sixth Amendment") is effective May 12, 2010 by and among SOVEREIGN BANK, a federal savings bank, having an address of 101 Wood Avenue South, Iselin NJ 08830  ("Lender"), MEDIA SCIENCES INTERNATIONAL, INC., a Delaware corporation, MEDIA SCIENCES, INC.,  a New Jersey corporation, and CADAPULT GRAPHIC SYSTEMS, INC., a New Jersey corporation, having their chief executive office at  8 Allerman Road, Oakland  NJ  07436 (either separately, jointly, or jointly and severally, "Borrower").