CREDIT CARD AGREEMENT & DISCLOSURE STATEMENTCredit Card Agreement • February 26th, 2024
This Agreement applies to the VISA and/or Mastercard credit Card and Credit Devices issued to you by TIB, National Association, Georgia Branch, although the name on your Card may be that of a different financial institution. Any Card or Credit Device issued to you by us remains our property and must be returned to us or to anyone we designate, upon request. Retaining, signing or using, or permitting others to use, the Card or Credit Device shall constitute the equivalent of signing this Agreement and such retaining, signing or using means you agree to be bound by the terms of this Agreement. The Application you submitted for the Account is hereby incorporated into and made a part of this Agreement. This Agreement begins on the earlier of (i) the date you sign or otherwise submit an Application that is approved by us or (ii) the first date you or someone authorized by you uses the Account in a transaction that we approve (in NY, the first date you or someone authorized by you signs a sa
PLATINUM WAVE CREDIT CARD AGREEMENTCredit Card Agreement • February 7th, 2023 • Florida
In this Agreement, the singular includes the plural; “Agreement” means the terms, conditions and disclosures herein; “Card” means the VISA credit card and any duplicates, renewals or substitutions thereof; “you” and “your” means each person or entity whose name is embossed on the face of the Card, each person or entity who signs, uses or authorizes use of the Card, and each person who signed the Application for the Card; “Account” means your credit card line of credit account with Credit Union; and “Credit Union” means
CREDIT CARD AGREEMENTCredit Card Agreement • July 6th, 2022
IN THIS AGREEMENT, "YOU" AND "YOUR" MEAN ANY PERSON WHO ACCEPTS THIS AGREEMENT OR USES THE CARD. THE "CARD" MEANS ANY CREDIT CARD ISSUED TO YOU OR THOSE DESIGNATED BY YOU UNDER THE TERMS OF THIS AGREEMENT. "WE", "US", "OUR" AND THE "CREDIT UNION" MEANS FOX COMMUNITIES CREDIT UNION OR ITS SUCCESSORS. BY USING YOUR CARD, YOU AGREE TO ALL OF THE TERMS AND CONDITIONS SET FORTH HEREIN.
CONSUMER CREDIT CARD AGREEMENTCredit Card Agreement • October 4th, 2023 • Pennsylvania
This Consumer Credit Card Agreement and Disclosure together with the Account Opening Disclosure and any other Account opening documents or any subsequent documents provided to You related to this Account (hereinafter collectively referred to as “Agreement”) govern the terms and conditions of this Account. “We,” “Us,” “Our” and “Ours” and “Credit Union” refers to Service 1st Federal Credit Union with which this Agreement is made. “You,” “Your,” and “Yours” refers to each applicant and co-applicant for the Account; any person responsible for paying the Account; and anyone You authorize to use, access or service the Account. "Card" means the Visa® credit card and any other access devices, duplicates, renewals, or substitutions, the Credit Union issues to You. "Account" means the line of credit established by this Agreement and includes Your Card.
well as to future transactions.Credit Card Agreement • August 17th, 2018
Either you or the Credit Union may terminate this Agreement at any time, but termination by you or the Credit Union will not affect your obligation to pay the account balance plus any finance and other charges you owe under this Agreement. Your obligation to pay the account balance plus any finance and other charges you owe under this agreement are subject to all applicable laws and regulations regarding repayment requirements. You are also responsible for all transactions made to your account after termination, unless the transactions were unauthorized.
OPENSKY® Plus SECURED VISA® CREDIT CARD AGREEMENT® Credit Card Agreement • December 21st, 2023 • Virginia
This Credit Card Agreement (the “Agreement”) consists of information about the costs of the OpenSky Plus Secured Visa Credit Card, issued by Capital Bank, N.A. and a cardholder agreement.
CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR YOUR GECU EMPOWERMENT CREDIT CARDCredit Card Agreement • March 24th, 2022
Disclosure of variable rates and fees are accurate and based on the Prime Rate of 3.50% in effect as of April 1, 2022 and may have changed. To receive the most recent information, contact GECU at 1-800-772-4328.
VISA PLATINUM CREDIT CARD AGREEMENT AND DISCLOSURECredit Card Agreement • November 16th, 2023 • Oregon
Credit Card AgreementCredit Card Agreement • October 24th, 2023
Target Credit Card AgreementCredit Card Agreement • March 31st, 2020 • Maryland
This Agreement explains the terms that you agree to follow for your Target Credit Card Account (“Account”). Your signature on your application or solicitation for this Account, including without limitation any electronic or digital signature, as well as your signature on sales slips or any Account-related document, represents your signature on this Agreement. The card carrier that accompanied your Target Credit Card is part of this Agreement. In this Agreement “we,” “us,” “our” and “TD Bank” mean TD Bank USA, N.A., a national bank with its main office located in Delaware, and its successors and assigns, which is the issuer of the Target Credit Card. “You” and “your” mean everyone who is liable for payment on this Account. “Card” refers to your Target Credit Card. “Target” means Target Corporation and its affiliates. "PIN" refers to the personal identification number associated with your Card and any other personal identification number you use to authorize a purchase using the Card, in
Credit Card Agreement regulated by the Consumer Credit Act 1974Credit Card Agreement • August 5th, 2022
You can use your card to purchase goods, foreign currency or services and to withdraw cash from cash machines showing the payment scheme logo. If we tell you that you can, you can also transfer balances from other card accounts, transfer money into your bank account, make Buy Now Pay Later transactions and use your account to set up instalment plans.
CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974Credit Card Agreement • July 27th, 2017
CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT (SECURED INTERNATIONAL CONSUMER) Effective Date: June 2023Credit Card Agreement • May 22nd, 2023 • Florida
This Credit Card Agreement and Disclosure Statement, as modified, amended or supplemented from time to time (the “Agreement” or “Terms and Conditions”) governs the use of your credit card account with Banco do Brasil Americas, issued to you, such other persons who are granted, accept or use the credit card Account and any person who has guaranteed payment of the credit card Account. This is a secured credit card and is subject to the following conditions: (i) that you establish a 24-month Certificate of Deposit (Time Deposit) or Personal Secured Credit Card Checking Account (collectively, the “Deposit”) and (ii) pledge such Deposit to Banco do Brasil Americas as provided in that certain Collateral Assignment to be signed by you in the Bank’s favor.
Sample Credit Card AgreementCredit Card Agreement • May 13th, 2015
In condition 10 of the General Credit Card Terms and Conditions, we set out special meanings we have given to some words in this agreement.
CREDIT CARD AGREEMENT FOR BEYOND ONE & BEYOND PLATINUM VISA® & MASTERCARD® OF FIRSTBANK (THE “AGREEMENT”)Credit Card Agreement • January 2nd, 2022
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Balance Transfers 1.99% Introductory APR for the first 6 Statement Closing Dates following the opening of your account. After that, your APR will be the U.S. Prime Rate (“Prime Rate”) + 8.50% to the U.S. Prime Rate (“Prime Rate”) + 18.50% based on your creditworthiness at the time you opened your account. APR for Cash Advances U.S. Prime Rate (“Prime Rate”) + 13.00% to the U.S. Prime Rate (“Prime Rate”) + 20.00% , based on your creditworthiness at the time you opened your account. This APR (“Cash Advance APR”) will vary with the market, based on the Prime Rate. Penalty APR and When it Applies 29.99%*This APR may be a
CONSUMER CREDIT CARD AGREEMENTCredit Card Agreement • October 31st, 2017
Thank you for selecting the First IB Credit Card. This Agreement contains the terms which govern the use of your Visa credit card (“Card”) and corresponding account (“Account”), and outlines your responsibility and ours. You do not have to sign the Agreement. You agree to the terms of this Agreement when you accept, sign or use the Card or Account, and once you do any of those things the Agreement will be in force. Please review and save the following important information about your Account. In this Agreement, the words “you,” “your,” “yours,” mean each cardholder, each person who applied for the Account, and each authorized guarantor (if any), individually and collectively. The words “we,” “us,” “our,” and “ours” mean First Internet Bank of Indiana. The term “Pricing Information” means the “Consumer Card Pricing Information,” or “Consumer Rewards Card Pricing Information,” whichever is applicable to the type of Card you receive.
VARIABLE RATE CREDIT CARD AGREEMENT AND DISCLOSURESCredit Card Agreement • December 30th, 2020
CREDIT CARD AGREEMENT AND DISCLOSURE STATEMENT FOR YOUR GECU REWARDS CREDIT CARDCredit Card Agreement • May 11th, 2021
Disclosure of variable rates and fees are accurate and based on the Prime Rate of 3.25% in effect as of April 1, 2020 and may have changed. To receive the most recent information, contact GECU at 1-800-772-4328.
CREDIT CARD AGREEMENTCredit Card Agreement • October 6th, 2021
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 12.99% How to Avoid Paying Interest on Purchases Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore. Fees Annual Fee None Penalty Fees• Late Payment• Returned Payment Up to $40.00Up to $40.00
Credit Card AgreementCredit Card Agreement • August 5th, 2020 • Delaware
VERITY CREDIT UNION VISA CREDIT CARD AGREEMENTCredit Card Agreement • February 17th, 2021 • Washington
This Agreement covers the use of each credit card (VISA Platinum and VISA Signature) issued by Verity Credit Union (“Credit Union”). In this Agreement the words “you,” “your,” “yours,” “applicant,” and “Borrowers” mean the member who signs the application for this credit card account any joint obligor, guarantor or authorized user. By signing the application or using or allowing others to use the Card, you agree to the terms and conditions of this Agreement.
Credit Card Agreement regulated by the Consumer Credit Act 1974Credit Card Agreement • November 17th, 2014
Rates The Total Amount Payable and APR The APR and Total Amount Payable are notional figures calculated on a set of assumptions which are prescribed by law about how you use the Account.On the basis of these assumptions the total amount payable would be £1318.86 and the APR would be 19.9% APR.The assumptions we have used are:• on the first day of the Agreement the Annual Membership Fee (if applicable) is applied to the Account and is paid by you that day;• on the first day of the Agreement you make a purchase of £1,200 and do not make any further Transactions; • your payment due date falls at equal monthly intervals starting 1 month after the first day of the Agreement;• you repay the £1,200 over a 1 year period by paying off £100 of the capital borrowed each month as well as any interest which has accrued on the outstanding balance by the payment due date;• you do not incur any other fees or charges;• no changes are made to the interest rate or fees. Standard rate Interest on all bala
SERVING OUR COMMUNITIESCredit Card Agreement • August 21st, 2023
This Agreement establishes the terms and conditions of your Visa Credit Card Agreement with the Credit Union. In this Agreement, the words “you” and “your” mean any person who signs this Agreement or who uses any card or other access device that may be issued in connection with this Agreement “Card” means the Visa credit card and any duplicates and renewals the Credit Union issues. “Account” means your Visa credit card account with the Credit Union. “Credit Union,” “we,” “us,” and “our” mean the Credit Union. You must be a member of the Credit Union to apply for a credit card.
CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974Credit Card Agreement • September 14th, 2022
DBS Credit Card AgreementCredit Card Agreement • June 9th, 2022
This Agreement contains the terms and conditions applicable to your Card(s) and your Card Account(s). Please read them carefully.
VISA PLATINUM PREFERRED, VISA PLATINUM PREFERRED REWARDS, and VISA SIGNATURE CREDIT CARD AGREEMENTCredit Card Agreement • August 19th, 2023
Use of your ACCOUNT or the CARD by you or anyone else whom you authorize or permit to use your ACCOUNT or CARD, means you accept this Agreement. In this Agreement, the words you and your mean each and all of those who apply for the CARD, or who use the ACCOUNT or CARD. CARD means the VISA credit card and any duplicates and renewals we issue. ACCOUNT means your VISA Credit Card line of credit account with us. We, us, our, and Credit Union means Credit Union of Colorado, A Federal Credit Union.
Long Beach City Employees Federal Credit UnionCredit Card Agreement • July 1st, 2021
Credit Card AgreementCredit Card Agreement • January 7th, 2018
It is important that you read and understand the following Terms and Conditions governing the use of Standard Chartered Silver/Gold/Platinum/Titanium/Signature Credit Card. If you do not understand any of them, please do not hesitate to contact us. Our staff at Card Services (CS) will be happy to assist you. By signing and/or, activating and/or retaining and/or using the Card, you have agreed to be bound by these Terms and Conditions.
Bank First, N.A. Consumer Credit Card AgreementCredit Card Agreement • May 20th, 2019 • Wisconsin
This Bank First Credit Card Agreement (the “Agreement”), which includes the Statement of Terms and Conditions, explains the terms that will govern your use of the Bank First Credit Card (“Card”). “Account” means your account with us. In this Agreement, “we,” “us,” and “our” mean Bank First, N.A. and its agents, authorized representatives, successors, and assigns. “You” and “your” mean each and all of the persons who are granted, accept, or use the account and persons responsible for paying the account.
VISA PLATINUM PREFERRED and VISA PLATINUM CREDIT CARD AGREEMENTCredit Card Agreement • January 20th, 2023
Use of your ACCOUNT or the CARD by you or anyone else who you authorize or permit to use your ACCOUNT or CARD, means you accept this Agreement. In this Agreement the words you and your mean each and all of those who apply for the CARD, or who use the ACCOUNT or CARD. CARD means the VISA credit card and any duplicates and renewals we issue. ACCOUNT means your VISA Credit Card line of credit account with us. We, us, our and Credit Union means Credit Union of Colorado, A Federal Credit Union.
STATE FARM BANK CREDIT CARD AGREEMENT ANDCredit Card Agreement • June 6th, 2017
This document and the table of Account-Opening Disclosures and other information printed on the card carrier that accompanies this document make up your credit card agreement with State Farm Bank. They are referred to together throughout this document as the Agreement. They contain important terms and disclosures regarding your credit card account. Please read them carefully and keep them for future reference. You will be bound by the terms of the Agreement unless you cancel your account within 30 days after you receive your credit card and before you or someone you have authorized uses your credit card or credit card account.
CREDIT CARD AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974Credit Card Agreement • August 26th, 2015 • England and Wales
VISA PLATINUM CREDIT CARD AGREEMENT AND TRUTH-IN-LENDING DISCLOSURE STATEMENTCredit Card Agreement • July 25th, 2017
THIS IS YOUR VISA PLATINUM CREDIT CARD AGREEMENT. IT CONTAINS DISCLOSURES REQUIRED BY THE FEDERAL TRUTH IN LENDING ACT (15 U.S.C. § 1601 et seq.) AND THE CONSUMER FINANCIAL PROTECTION BUREAU’S REGULATION Z (12 C.F.R. § 1026.1 et seq.), AND THE TERMS AND CONDITIONS OF YOUR VISA PLATINUM CREDIT CARD AGREEMENT WITH COPOCO COMMUNITY CREDIT UNION. BE SURE TO READ THIS AGREEMENT CAREFULLY. CONTACT THE CREDIT UNION IMMEDIATELY AT THE TELEPHONE NUMBER SHOWN IN THIS AGREEMENT IF YOU HAVE ANY QUESTIONS OR CONCERNS ABOUT YOUR OBLIGATIONS AND RESPONSIBILITIES UNDER THIS AGREEMENT.
Credit Card AgreementCredit Card Agreement • August 23rd, 2018 • Washington
PINNACLE BANK/BANK OF COLORADO CREDIT CARD AGREEMENTCredit Card Agreement • August 28th, 2023
This Agreement, along with the credit application and credit disclosures comprises the Credit Agreement between you and Pinnacle Bank/ Bank of Colorado. It applies to you and to all eligible users of your card(s). It is effective on the date your card is activated and terminates on the date of expiration shown on your card. Your signature on the credit card application means that you have read and agree to the terms of this Agreement. You acknowledge receipt of a copy of this Agreement.
