Business Loan and Security Agreement Sample Contracts

Business Loan and Security Agreement July 9, 2024
Business Loan and Security Agreement • July 11th, 2024 • PishPosh, Inc. • Retail-nonstore retailers • New Jersey

This Business Loan and Security Agreement is an important legal document. Borrower should keep this document for Borrower’s records.

SEVENTH AMENDMENT TO FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • May 9th, 2024 • Vse Corp • Services-engineering services • New York

THIS SEVENTH AMENDMENT TO FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT (this “Seventh Amendment”), dated as of April 23, 2024, by and among VSE Corporation, a Delaware corporation (“VSE”; and together with each other Borrower party hereto, collectively, the “Borrowers”), the Lenders (as defined below) party hereto and Citizens Bank, National Association, as administrative agent (as successor by merger to Citizens Bank of Pennsylvania) (in such capacity, the “Administrative Agent”).

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • April 11th, 2025 • ECD Automotive Design, Inc. • Motor vehicles & passenger car bodies • Delaware

THIS BUSINESS LOAN AND SECURITY AGREEMENT (as the same may be amended, restated, modified, or supplemented from time to time, this “Agreement”) dated as of April , 2025 (the “Effective Date”) among as collateral agent (in such capacity, together with its successors and assigns in such capacity, “Collateral Agent”), and , a Delaware limited liability company (“Lead Lender”) and each assignee that becomes a party to this Agreement pursuant to Section 12.1 (each individually with the Lead Lender, a “Lender” and collectively with the Lead Lender, the “Lenders”), and ECD AUTOMOTIVE DESIGN, INC., A Domestic Delaware Corporation(“Parent” or “Borrower”) and its subsidiaries, HUMBLE IMPORTS INC, A Domestic Florida Corporation, individually and collectively, jointly and severally, “Guarantors”), and provides the terms on which the Lenders shall lend to Borrower and Borrower shall repay the Lenders the loans described herein. The Collateral Agent, Lenders, and Borrower, each a “Party” and collect

BUSINESS LOAN AND SECURITY AGREEMENT (REVOLVING LINE OF CREDIT)
Business Loan and Security Agreement • May 19th, 2021 • Iron Bridge Mortgage Fund, LLC • Real estate • Oregon

This Business Loan and Security Agreement (Revolving Line of Credit) (this “Agreement”) is made as of May 7, 2021, by and between IRON BRIDGE MORTGAGE FUND, LLC, an Oregon limited liability company (the “Borrower”), on the one hand, and UMPQUA BANK, an Oregon state-chartered bank (“Lender”), on the other hand:

RECITALS
Business Loan and Security Agreement • May 11th, 2007 • Syntax-Brillian Corp • Radio & tv broadcasting & communications equipment • California
FIRST MODIFICATION TO SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • May 5th, 2020

THIS FIRST MODIFICATION TO SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated as of March 31, 2009, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as the administrative agent for the Lenders (the “Administrative Agent”), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; and (ii) ICF CONSULTING GROUP, INC., a Delaware corporation (“ICFG”), ICF INTERNATIONAL, INC., a Delaware corporation (“ICF International”), and each other “Borrower” party to the hereinafter referenced Loan Agreement from time to time (together with ICFG and ICF International, each, a “Borrower” and collectively, the “Borrowers”), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT dated as of October 5, 2005 by and among ICF CONSULTING GROUP HOLDINGS, INC. and ICF CONSULTING GROUP, INC. and other “Borrower” parties hereto from time to time, as Borrowers, CITIZENS BANK OF...
Business Loan and Security Agreement • September 12th, 2006 • ICF International, Inc. • Services-management consulting services • Virginia

THIS AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of October 5th, 2005, and is by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in the capacity of Lender, Swing Line Lender and as Agent for the Lenders; (ii) CHEVY CHASE BANK, F.S.B., a federal savings bank (“Chevy Chase Bank”), PNC BANK, NATIONAL ASSOCIATION, as successor-in-interest to Riggs Bank, N.A., a national banking association (“PNC Bank”), COMMERCE BANK, N.A., a national banking association (“Commerce Bank”), and other “Lender” parties to this Amended and Restated Business Loan and Security Agreement from time to time; (iii) ICF CONSULTING GROUP, INC., a Delaware corporation, ICF CONSULTING GROUP HOLDINGS, INC., a Delaware corporation, ICF CONSULTING LIMITED, a private limited company organized under the laws of England and Wales, COMMENTWORKS.COM COMPANY, L.L.C., a Delaware limited liability company, THE K.S. CRUMP GROUP, L.L.C., a Delawa

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • August 14th, 2025 • Nuburu, Inc. • Miscellaneous electrical machinery, equipment & supplies • Virginia

THIS BUSINESS LOAN AND SECURITY AGREEMENT (as the same may be amended, restated, modified, or supplemented from time to time, this “Agreement”) dated as of May 30, 2025 (the “Effective Date”) among Agile Capital Funding, LLC as collateral agent (in such capacity, together with its successors and assigns in such capacity, “Collateral Agent”), and Agile Lending, LLC, a Virginia limited liability company (“Lead Lender”) and each assignee that becomes a party to this Agreement pursuant to Section 12.1 (each individually with the Lead Lender, a “Lender” and collectively with the Lead Lender, the “Lenders”), and NUBURU INC., A Domestic Delaware Corporation(“Parent” or “Borrower”) and its subsidiaries, Nuburu Subsidiary, Inc., A Domestic Delaware Corporation, individually and collectively, jointly and severally,“Guarantors”), and provides the terms on which the Lenders shall lend to Borrower and Borrower shall repay the Lenders the loans described herein. The Collateral Agent, Lenders, and Bo

EX-10.16 6 panther_8ka-ex1016.htm BUSINESS LOAN AND SECURITY AGREEMENT BUSINESS LOAN AND SECURITY AGREEMENT [Monthly Financing ID # 1424316446 - 5114071400 ]
Business Loan and Security Agreement • May 5th, 2020 • Utah

This Business Loan and Security Agreement (this "Agreement") dated July 14, 2014 is between American Express Bank, FSB ("Lender") and the borrower listed below ("Borrower").

THE LOAN EVIDENCED HEREBY IS SUBORDINATED TO FULL PAYMENT OF THE INDEBTEDNESS DUE SENIOR LENDER (DEFINED BELOW) PURSUANT TO THAT DEBT AND LIEN SUBORDINATION AGREEMENT BY AND BETWEEN LENDER AND SENIOR LENDER
Business Loan and Security Agreement • May 15th, 2018 • SharedLabs, Inc • Services-computer programming services • California

This Business Loan and Security Agreement (“Agreement”), dated as of August 11, 2017, is entered into by the Borrower named below and Super G Capital, LLC, a Delaware limited liability company (“Lender”).

BUSINESS LOAN AND SECURITY AGREEMENT Contract No. ~AccountNumber~
Business Loan and Security Agreement • April 14th, 2023

If you do not understand anything in this Agreement, you should seek independent advice. You should keep this Agreement in a safe place.

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • July 8th, 2009 • Steelcloud Inc • Electronic computers • Virginia

THIS BUSINESS LOAN AND SECURITY AGREEMENT (this "Agreement") is made and entered into effective for all purposes as of the 1st day of July, 2009, by and between (a) CALEDONIA CAPITAL CORPORATION, a Delaware corporation ("Lender"), having an address at 19441 Golf Vista Plaza, Suite 360, Leesburg, VA 20176; and (b) STEELCLOUD, INC., a Virginia corporation (the "Borrower"), having an address at 13962 Park Center Road, Herndon, VA 20171.

Business Loan and Security Agreement
Business Loan and Security Agreement • June 30th, 2025 • Nextnrg, Inc. • Retail-auto dealers & gasoline stations • Utah

This Business Loan and Security Agreement (as amended, restated, supplemented, or otherwise modified, this “Agreement”), together with all exhibits and other attachments hereto, governs the business loan (the “Loan”) made by Lender to Borrower as of the Effective Date (defined below). Please read this Agreement and keep it for your reference. In this Agreement, the words “Borrower”, “you”, “your” and other words of similar import each mean the Person or Persons, collectively and individually, jointly and severally, identified as “Borrower” on the signature page of this Agreement. Each Person identified on the signature page of this Agreement as a “Guarantor”, and all such Persons, shall be referred to herein individually and collectively (as the context requires) as “Guarantor”. The words “Lender”, “we”, “us”, “our” and other words of similar import each mean and its successors and assigns. “Person” means an individual, corporation, association, partnership, an estate, a trust and any

FIRST AMENDMENT TO BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • April 24th, 2007 • Iridex Corp • Electromedical & electrotherapeutic apparatus

This First Amendment (“First Amendment”) dated as of April 19, 2007, for reference purposes, is made to the BUSINESS LOAN AND SECURITY AGREEMENT (the “Domestic Agreement”) entered into as of January 16, 2007, by and between Mid-Peninsula Bank, part of Greater Bay Bank N.A. (“Bank”) and Iridex Corporation (“Borrower”), combining two credit facilities provided by Bank to Borrower, with one facility being a $6,000,000 principal amount asset-based revolving line of credit (“Line of Credit”) and the other facility being a $6,000,000 principal amount term loan (“Term Loan”).

FIRST MODIFICATION TO THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • November 6th, 2013 • ICF International, Inc. • Services-management consulting services

THIS FIRST MODIFICATION TO THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated as of July 31, 2013, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as the administrative agent for the Lenders (the “Administrative Agent”); (ii) Citizens Bank, acting in its capacity as a Lender, and the other “Lender” parties to the hereinafter referenced Loan Agreement (collectively, the “Lenders”); and (iii) ICF International, Inc., ICF Consulting Group, Inc., and all other “Borrower” parties to the Loan Agreement from time to time (collectively, the “Borrowers”). Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

SECOND MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • November 15th, 2002 • Mantech International Corp • Services-management services

THIS SECOND MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT (this “Modification”) is made as of the 9th day of July, 2002, by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as a Lender, Swing Line Lender and as the Administrative Agent for the Lenders (hereinafter defined), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; (ii) PNC BANK, NATIONAL ASSOCIATION, a national banking association (“PNC”), acting in its capacity of Lender and as the Documentation Agent for the Lenders, having offices at One PNC Plaza, 6th Floor, 249 Fifth Avenue, Pittsburgh, Pennsylvania 15222; (iii) BRANCH BANKING AND TRUST COMPANY OF VIRGINIA, a Virginia banking corporation (“BB&T”), having offices at 8200 Greensboro Drive, Suite 250, McLean, Virginia 22102, (iv) CHEVY CHASE BANK, F.S.B., a federal savings bank (“Chevy Chase”) having offices at 7501 Wisconsin Avenue, 12th Floor, Bethesda, Maryland 20814, (

SECOND AMENDMENT TO AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • July 30th, 2007 • Syntax-Brillian Corp • Radio & tv broadcasting & communications equipment • California

This Second Amendment to Amended and Restated Business Loan and Security Agreement (the “Second Amendment” or “Amendment”) is made as of July 26, 2007, between PREFERRED BANK, a California banking corporation (“Lender”), and SYNTAX-BRILLIAN CORPORATION, a Delaware corporation (“SBC”), SYNTAX GROUPS CORPORATION, a California corporation (“SGC”) and SYNTAX CORPORATION, a Nevada corporation, formerly known as Syntax Groups Nevada, Inc. (“SC”) (SBC, SGC and SC are individually and collectively referred to herein as the “Borrower”).

Contract
Business Loan and Security Agreement • March 29th, 2017 • ONE Group Hospitality, Inc. • Retail-eating places
BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • July 29th, 2026 • Change Agents Corporation. • Services-computer programming services • Virginia

THIS BUSINESS LOAN AND SECURITY AGREEMENT (as the same may be amended, restated, modified, or supplemented from time to time, this “Agreement”) dated as of July 24, 2026 (the “Effective Date”) among Agile Capital Funding, LLC as collateral agent (in such capacity, together with its successors and assigns in such capacity, “Collateral Agent”), and Agile Lending, LLC, a Virginia limited liability company (“Lead Lender”) and each assignee that becomes a party to this Agreement pursuant to Section 12.1 (each individually with the Lead Lender, a “Lender” and collectively with the Lead Lender, the “Lenders”), and CHANGE AGENTS CORPORATION, F/K/A AVALON GLOBOCARE CORP., A DELAWARE CORPORATION(“Parent” or “Borrower”) and its subsidiaries, AVALON HEALTHCARE SYSTEM INC., A DELAWARE CORPORATION, AVALON LABORATORY SERVICES, INC., A DELAWARE CORPORATION and AVALON QUANTUM AI LLC, A DELAWARE LIMITED LIABILITY COMPANY individually and collectively, jointly and severally, “Guarantors”), and provides t

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • August 28th, 2019 • Kentucky

day of , 2019 (the “Effective Date”), by and between HANDZY LTD. CO., a Kentucky limited liability company with a principal office of 15 W. Pike Street, Covington, Kentucky (hereinafter referred to as the "Business"), and the CITY OF COVINGTON, KY (hereinafter referred to as the "City").

SECOND MODIFICATION TO SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • November 3rd, 2011 • ICF International, Inc. • Services-management consulting services

THIS SECOND MODIFICATION TO SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated as of September 22, 2011, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as the administrative agent for the Lenders (the “Administrative Agent”), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; and (ii) ICF CONSULTING GROUP, INC., a Delaware corporation (“ICFG”), ICF INTERNATIONAL, INC., a Delaware corporation (“ICF International”), and each other “Borrower” party to the hereinafter referenced Loan Agreement from time to time (together with ICFG and ICF International, each, a “Borrower” and collectively, the “Borrowers”), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

BUSINESS LOAN AND SECURITY AGREEMENT Dated As of JUNE 8, 2001 Among COMMUNITY BANKSHARES, INC., EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST,
Business Loan and Security Agreement • April 1st, 2002 • Community Bankshares Inc /Ga/ • State commercial banks • Georgia

THIS BUSINESS LOAN AND SECURITY AGREEMENT, dated as of June 8, 2001, by and among COMMUNITY BANKSHARES, INC., a Georgia corporation (together with its successors, the “Borrower”), COMMUNITY BANKSHARES, INC. Employee Stock Ownership Plan and Trust (the “Trust”), a Trust created and existing under that certain Employee Stock Ownership Plan and Trust Agreement dated as of December 29, 1995, and effective as of January 1, 1995 (as the same may be amended, supplemented, restated or otherwise modified and in effect from time to time, the “Trust Agreement”), between the Borrower and Steve Adams, J. Alton Wingate and Elton Collins, collectively as trustee (together with any successor trustees under the Trust Agreement, and forming a part of the COMMUNITY BANKSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN (the “ESOP”), and SUNTRUST BANK, a Georgia banking corporation (together with endorsees, successors and assigns, the “Bank”).

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • July 2nd, 2025 • Urban-Gro, Inc. • Wholesale-machinery, equipment & supplies • Virginia

THIS BUSINESS LOAN AND SECURITY AGREEMENT (as the same may be amended, restated, modified, or supplemented from time to time, this “Agreement”) dated as of June 24, 2025(the “Effective Date”) among Agile Capital Funding, LLC as collateral agent (in such capacity, together with its successors and assigns in such capacity, “Collateral Agent”), and Agile Lending, LLC, a Virginia limited liability company (“Lead Lender”) and each assignee that becomes a party to this Agreement pursuant to Section 12.1 (each individually with the Lead Lender, a “Lender” and collectively with the Lead Lender, the “Lenders”), and URBAN-GRO, INC., A DOMESTIC DELAWARE CORPORATION (“Parent” or “Borrower”) and its subsidiaries, 2WR OF COLORADO INC, A DOMESTIC COLORADO CORPORATION, AND UG CONSTRUCTION, INC., A DOMESTIC COLORADO CORPORATION, AND 2WR OF GEORGIA, INC., A DOMESTIC GEORGIA CORPORATION, AND URBAN-GRO CANADA TECHNOLOGIES INC., A DOMESTIC CANADA CORPORATIONAND URBAN-GRO ENGINEERING, INC, A DOMESTIC COLORA

Contract
Business Loan and Security Agreement • May 15th, 2023 • ParcelPal Logistics Inc. • Trucking & courier services (no air)

[***] Certain information in this document has been excluded pursuant to Regulation S-K, Item 601(b)(10). Such excluded information is not material and would likely cause competitive harm if publicly disclosed.

FIRST AMENDMENT TO FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • December 2nd, 2019 • Vse Corp • Services-engineering services • Virginia

THIS FIRST AMENDMENT TO FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT (this “First Amendment”), dated as of November 26, 2019, by and among VSE Corporation, a Delaware corporation (“VSE”; and together with each other Borrower party hereto, collectively, the “Borrowers”), Citizens Bank, N.A., as administrative agent (as successor by merger to Citizens Bank of Pennsylvania) (in such capacity, the “Administrative Agent”) for itself in its individual capacity as a lender and for the existing Lenders, certain of the Existing Lenders, the lenders signatory hereto providing the First Amendment Term Loans (including each New Lender (as defined below), collectively the “First Amendment Term Loan Lenders”) and the lenders signatory hereto providing the First Amendment Revolving Loans, (the “First Amendment Revolving Loan Lenders”; together with the First Amendment Term Loan Lenders, the “First Amendment Lenders”).

FIFTH MODIFICATION TO AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • December 7th, 2007 • ICF International, Inc. • Services-management consulting services

THIS FIFTH MODIFICATION TO AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated as of December 3, 2007, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as the agent for the Lenders (the “Agent”), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; (ii) CITIZENS BANK, acting in its capacity as a Lender, and each other “Lender” party to the hereinafter defined Loan Agreement (each, a “Lender” and collectively, the “Lenders”); and (iii) ICF CONSULTING GROUP, INC., a Delaware corporation (the “Primary Operating Company”), ICF INTERNATIONAL, INC., a Delaware corporation (the “Parent Company”), and each other “Borrower” party to the Loan Agreement (together with the Primary Operating Company and the Parent Company, each, a “Borrower” and collectively, the “Borrowers”), each having offices at 9300 Lee Highway, Fairfax, Virginia 2

FIRST MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • March 31st, 2005 • Opinion Research Corp • Services-engineering, accounting, research, management • Virginia

THIS FIRST MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated March 15, 2005, is made by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as agent for the Lenders (the “Agent”); (ii) Citizens Bank, acting in its individual capacity as Swing Line Lender (the “Swing Line Lender”); (iii) Citizens Bank, acting in its individual capacity as a Lender, First Horizon Bank, a division of First Tennessee Bank National Association (“First Horizon”) (collectively, the “Lenders”); (iv) Opinion Research Corporation, a Delaware corporation, Macro International Inc., a Delaware corporation, ORC ProTel, LLC, a Delaware limited liability company, Social and Health Services, Ltd., a Maryland corporation, ORC Holdings, Ltd., an English Company and O.R.C. International Ltd., an English Company (each individually, a “Borrower” and collectively, the “Borrowers”)1; and (v) each oth

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • September 3rd, 2025 • Hub Cyber Security Ltd. • Computer communications equipment • Virginia

THIS BUSINESS LOAN AND SECURITY AGREEMENT (as the same may be amended, restated, modified, or supplemented from time to time, this “Agreement”) dated as of April 29, 2025(the “Effective Date”) among Agile Capital Funding, LLC as collateral agent (in such capacity, together with its successors and assigns in such capacity, “Collateral Agent”), and Agile Lending, LLC, a Virginia limited liability company (“Lead Lender”) and each assignee that becomes a party to this Agreement pursuant to Section 12.1 (each individually with the Lead Lender, a “Lender” and collectively with the Lead Lender, the “Lenders”), and Hub Cyber Security Ltd., a domestic Israeli company (“Parent” or “Borrower”), and its subsidiaries, Comsec Distribution Ltd., a domestic Israeli company, and HUB Cyber Security, Inc., and a domestic California corporation, individually and collectively, jointly and severally, “Guarantors”), and provides the terms on which the Lenders shall lend to Borrower and Borrower shall repay t

Exhibit 10.16 BUSINESS LOAN AND SECURITY AGREEMENT dated as of August 12 1999,
Business Loan and Security Agreement • May 12th, 2000 • Iconixx Corp
FOURTH MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • March 31st, 2006 • Opinion Research Corp • Services-engineering, accounting, research, management

THIS FOURTH MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated January 18, 2006, but effective for all purposes as of December 31, 2005, is made by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as agent for the Lenders (the “Agent”); (ii) Citizens Bank, acting in its individual capacity as Swing Line Lender (the “Swing Line Lender”); (iii) Citizens Bank, acting in its individual capacity as a Lender and First Horizon Bank, a division of First Tennessee Bank National Association (“First Horizon” and collectively with Citizens Bank, the “Lenders”); and (iv) Opinion Research Corporation, a Delaware corporation, Macro International Inc., a Delaware corporation, Social and Health Services, Ltd., a Maryland corporation, ORC Holdings, Ltd., an English Company, O.R.C. International Ltd., an English Company, and any other “Borrower” party to the hereinafter refere

FIRST MODIFICATION TO THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS
Business Loan and Security Agreement • May 5th, 2020

THIS FIRST MODIFICATION TO THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this “Modification”), dated as of July 31, 2013, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (“Citizens Bank”), acting in its capacity as the administrative agent for the Lenders (the “Administrative Agent”); (ii) Citizens Bank, acting in its capacity as a Lender, and the other “Lender” parties to the hereinafter referenced Loan Agreement (collectively, the “Lenders”); and (iii) ICF International, Inc., ICF Consulting Group, Inc., and all other “Borrower” parties to the Loan Agreement from time to time (collectively, the “Borrowers”). Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • February 21st, 2006 • Syntax-Brillian Corp • Radio & tv broadcasting & communications equipment • California

THIS BUSINESS LOAN AND SECURITY AGREEMENT (this “Agreement”), dated as of September 28, 2005, is entered into between PREFERRED BANK, a California banking corporation (“Lender”), and SYNTAX GROUPS CORPORATION, a California corporation (“SGC”) and SYNTAX CORPORATION, a Nevada corporation, formerly known as Syntax Groups Nevada, Inc. (“SC,” SGC and SC are individually and collectively the “Borrower”).

BUSINESS LOAN AND SECURITY AGREEMENT
Business Loan and Security Agreement • February 10th, 2026 • Urban-Gro, Inc. • Wholesale-machinery, equipment & supplies • Virginia

THIS BUSINESS LOAN AND SECURITY AGREEMENT (as the same may be amended, restated, modified, or supplemented from time to time, this “Agreement”) dated as of February 03, 2026 (the “Effective Date”) among Agile Capital Funding, LLC as collateral agent (in such capacity, together with its successors and assigns in such capacity, “Collateral Agent”), and Agile Lending, LLC, a Virginia limited liability company (“Lead Lender”) and each assignee that becomes a party to this Agreement pursuant to Section 12.1 (each individually with the Lead Lender, a “Lender” and collectively with the Lead Lender, the “Lenders”), and URBAN-GRO, INC., A DOMESTIC DELAWARE CORPORATION (“Parent” or “Borrower”) and its subsidiaries URBAN-GRO CANADA TECHNOLOGIES INC., A DOMESTIC CANADA individually and collectively, jointly and severally, “Guarantors”) and provides the terms on which the Lenders shall lend to Borrower and Borrower shall repay the Lenders the loans described herein. The Collateral Agent, Lenders, a