Business Loan And Security Agreement Sample Contracts

FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of January 5, 2018 by and Among VSE CORPORATION and Other CITIZENS BANK OF PENNSYLVANIA, and Certain Other "Lender" Parties Hereto From Time to Time, Collectively as Lenders, CITIZENS BANK OF PENNSYLVANIA, as Administrative Agent MANUFACTURERS AND TRADERS TRUST COMPANY, PNC BANK, NATIONAL ASSOCIATION and SUNTRUST BANK, as Co-Syndication Agents CAPITAL ONE, NATIONAL ASSOCIATION, as Documentation Agent and CITIZENS BANK, NATIONAL ASSOCIATION, as Sole Lead Arranger and Sole Book Running Manager (January 8th, 2018)

THIS FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of January 5, 2018, and is by and among (a) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank, together with its successors and assigns ("Citizens Bank"), acting in the capacity of Lender, Swing Line Lender, and as Administrative Agent for the Lenders; (b) certain other "Lender" parties to this Fourth Amended and Restated Business Loan and Security Agreement from time to time; (c) VSE CORPORATION, a Delaware corporation, and certain other "Borrower" parties to this Fourth Amended and Restated Business Loan and Security Agreement from time to time; and (d) CITIZENS BANK, NATIONAL ASSOCIATION, as sole and exclusive lead arranger and sole and exclusive book running manager.

NEF Enterprises, Inc. – Business Loan and Security Agreement (January 27th, 2017)

This Business Loan and Security Agreement (this "Agreement") dated July 14, 2014 is between American Express Bank, FSB ("Lender") and the borrower listed below ("Borrower").

NEF Enterprises, Inc. – Business Loan and Security Agreement (January 23rd, 2017)

This Business Loan and Security Agreement (this "Agreement") dated July 14, 2014 is between American Express Bank, FSB ("Lender") and the borrower listed below ("Borrower").

Vapor Hub International Inc. – Business Loan and Security Agreement (June 8th, 2015)

This Business Loan and Security Agreement Supplement is part of (and incorporated by reference into) the Business Loan and Security Agreement. Borrower should keep this important legal document for Borrower's records.

Brooklyn Cheesecake & Dessrt – Amendment to Business Loan and Security Agreement (March 2nd, 2015)

This Amendment is incorporated into the Business Loan and Security Agreement ("BLSA") entered into between Brooklyn Cheesecake and Desserts Co, Inc. ("Borrower") and Lender. Pursuant to the BLSA, Lender loaned Borrower $250,000 and Borrower has agreed to repay Lender $322,500. The parties hereby agree to amend the BLSA as follows:

Brooklyn Cheesecake & Dessrt – Amendment to Business Loan and Security Agreement (March 2nd, 2015)

This Amendment is incorporated into the Business Loan and Security Agreement ("BLSA") entered into between Brooklyn Cheesecake and Desserts Co, Inc. ("Borrower") and Lender. Pursuant to the BLSA, Lender loaned Borrower $250,000 and Borrower has agreed to repay Lender $322,500. The parties hereby agree to amend the BLSA as follows:

First Modification to Fourth Amended and Restated Business Loan and Security Agreement and Other Loan Documents (February 27th, 2015)

THIS FIRST MODIFICATION TO FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this "Modification"), dated as of November 5, 2014, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank ("Citizens Bank"), acting in its capacity as the administrative agent for the Lenders (the "Administrative Agent"); (ii) Citizens Bank, acting in its capacity as a Lender, and the other "Lender" parties to the hereinafter referenced Loan Agreement (collectively, the "Lenders"); and (iii) ICF International, Inc., ICF Consulting Group, Inc., and all other "Borrower" parties to the Loan Agreement from time to time (collectively, the "Borrowers"). Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

Vapor Hub International Inc. – Business Loan and Security Agreement (February 17th, 2015)

This Business Loan and Security Agreement Supplement is part of (and incorporated by reference into) the Business Loan and Security Agreement. Borrower should keep this important legal document for Borrower's records.

THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of January 28, 2015 by and Among VSE CORPORATION and Other "Borrower" Parties Hereto From Time to Time, Collectively as Borrowers, CITIZENS BANK OF PENNSYLVANIA, and Certain Other "Lender" Parties Hereto From Time to Time, Collectively as Lenders, CITIZENS BANK OF PENNSYLVANIA, as Administrative Agent SUNTRUST BANK, as Syndication Agent CAPITAL ONE, NATIONAL ASSOCIATION, M&T BANK and PNC BANK, NATIONAL ASSOCIATION, as Co-Documentation Agents and CITIZENS BANK, NATIONAL ASSOCIATION, as Sole Lead Arranger and Sole Book Runn (January 30th, 2015)

THIS THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of January 28, 2015, and is by and among (a) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank, together with its successors and assigns ("Citizens Bank"), acting in the capacity of Lender, Swing Line Lender, and as Administrative Agent for the Lenders; (b) certain other "Lender" parties to this Third Amended and Restated Business Loan and Security Agreement from time to time; (c) VSE CORPORATION, a Delaware corporation, and certain other "Borrower" parties to this Third Amended and Restated Business Loan and Security Agreement from time to time; and (d) CITIZENS BANK, NATIONAL ASSOCIATION, as sole and exclusive lead arranger and sole and exclusive book running manager.

FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of May 16, 2014 by and Among ICF INTERNATIONAL, INC., ICF CONSULTING GROUP, INC. And Other "Borrower" Parties Hereto From Time to Time, as Borrowers, CITIZENS BANK OF PENNSYLVANIA, and Certain Other "Lender" Parties Hereto From Time to Time, as Lenders, CITIZENS BANK OF PENNSYLVANIA, as Administrative Agent PNC BANK, NATIONAL ASSOCIATION as Syndication Agent and RBS CITIZENS, N.A. And PNC CAPITAL MARKETS LLC, as Joint Lead Arrangers and Joint Book Running Managers (May 21st, 2014)

THIS FOURTH AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of May 16, 2014, and is by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank, acting in the capacity of a Lender, the Swing Line Lender and as the Administrative Agent for the Lenders; (ii) certain other "Lender" parties to this Fourth Amended and Restated Business Loan and Security Agreement from time to time; (iii) ICF INTERNATIONAL, INC., a Delaware corporation, ICF CONSULTING GROUP, INC., a Delaware corporation and certain other "Borrower" parties to this Fourth Amended and Restated Business Loan and Security Agreement from time to time; and (iv) RBS CITIZENS, N.A. and PNC CAPITAL MARKETS LLC, acting in the capacity of joint lead arrangers and joint book running managers.

First Modification to Third Amended and Restated Business Loan and Security Agreement and Other Loan Documents (November 6th, 2013)

THIS FIRST MODIFICATION TO THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this "Modification"), dated as of July 31, 2013, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank ("Citizens Bank"), acting in its capacity as the administrative agent for the Lenders (the "Administrative Agent"); (ii) Citizens Bank, acting in its capacity as a Lender, and the other "Lender" parties to the hereinafter referenced Loan Agreement (collectively, the "Lenders"); and (iii) ICF International, Inc., ICF Consulting Group, Inc., and all other "Borrower" parties to the Loan Agreement from time to time (collectively, the "Borrowers"). Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of March 14, 2012 by and Among ICF INTERNATIONAL, INC., ICF CONSULTING GROUP, INC. And Other Borrower Parties Hereto From Time to Time, as Borrowers, CITIZENS BANK OF PENNSYLVANIA, and Certain Other Lender Parties Hereto From Time to Time, as Lenders, CITIZENS BANK OF PENNSYLVANIA, as Administrative Agent PNC BANK, NATIONAL ASSOCIATION as Syndication Agent and RBS CITIZENS, N.A. And PNC CAPITAL MARKETS LLC, as Joint Lead Arrangers and Joint Book Running Managers (March 19th, 2012)

THIS THIRD AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of March 14, 2012, and is by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank, acting in the capacity of a Lender, the Swing Line Lender and as the Administrative Agent for the Lenders; (ii) certain other Lender parties to this Third Amended and Restated Business Loan and Security Agreement from time to time; (iii) ICF INTERNATIONAL, INC., a Delaware corporation, ICF CONSULTING GROUP, INC., a Delaware corporation and certain other Borrower parties to this Third Amended and Restated Business Loan and Security Agreement from time to time; and (iv) RBS CITIZENS, N.A. and PNC CAPITAL MARKETS LLC, acting in the capacity of joint lead arrangers and joint book running managers.

Second Modification to Second Amended and Restated Business Loan and Security Agreement and Other Loan Documents (November 3rd, 2011)

THIS SECOND MODIFICATION TO SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated as of September 22, 2011, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as the administrative agent for the Lenders (the Administrative Agent), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; and (ii) ICF CONSULTING GROUP, INC., a Delaware corporation (ICFG), ICF INTERNATIONAL, INC., a Delaware corporation (ICF International), and each other Borrower party to the hereinafter referenced Loan Agreement from time to time (together with ICFG and ICF International, each, a Borrower and collectively, the Borrowers), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of June 6, 2011 by and Among VSE CORPORATION and Other "Borrower" Parties Hereto From Time to Time, Collectively as Borrowers, CITIZENS BANK OF PENNSYLVANIA, and Certain Other "Lender" Parties Hereto From Time to Time, Collectively as Lenders, CITIZENS BANK OF PENNSYLVANIA, as Administrative Agent SUNTRUST BANK, as Syndication Agent WELLS FARGO BANK, N.A., as Documentation Agent and RBS CITIZENS, N.A., as Sole Lead Arranger and Sole Book Running Manager (June 9th, 2011)

THIS SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of June _____, 2011, and is by and among (a) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank, together with its successors and assigns ("Citizens Bank"), acting in the capacity of Lender, Swing Line Lender, and as Administrative Agent for the Lenders; (b) certain other "Lender" parties to this Second Amended and Restated Business Loan and Security Agreement from time to time; (c) VSE CORPORATION, a Delaware corporation and certain other "Borrower" parties to this Second Amended and Restated Business Loan and Security Agreement from time to time; and (d) RBS CITIZENS, N.A., as sole and exclusive lead arranger and sole and exclusive book running manager.

Amended and Restated Business Loan and Security Agreement (August 23rd, 2010)

THIS AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT (this "Agreement") is made this 19th day of August, 2010, by and among VSE CORPORATION, a corporation organized under the laws of the State of Delaware ("VSE"), ENERGETICS INCORPORATED, a corporation organized under the laws of the State of Maryland ("Energetics"), VSE SERVICES INTERNATIONAL, INC., a corporation organized under the laws of the State of Delaware ("VSI"), INTEGRATED CONCEPTS AND RESEARCH CORPORATION, a corporation organized under the laws of the District of Columbia ("ICRC"), G&B SOLUTIONS, INC., a corporation organized under the laws of the Commonwealth of Virginia ("G&B"), AKIMEKA, LLC, a limited liability company organized under the laws of the State of Hawaii ("AK"), jointly and severally (each of VSE, Energetics, VSI, ICRC, G&B, and AK, a "Borrower"; and collectively, the "Borrowers"), CITIZENS BANK OF PENNSYLVANIA, a bank chartered in the Commonwealth of Pennsylvania, its successors and assigns ("Citize

SteelCloud Inc. – Business Loan and Security Agreement (July 8th, 2009)

THIS BUSINESS LOAN AND SECURITY AGREEMENT (this "Agreement") is made and entered into effective for all purposes as of the 1st day of July, 2009, by and between (a) CALEDONIA CAPITAL CORPORATION, a Delaware corporation ("Lender"), having an address at 19441 Golf Vista Plaza, Suite 360, Leesburg, VA 20176; and (b) STEELCLOUD, INC., a Virginia corporation (the "Borrower"), having an address at 13962 Park Center Road, Herndon, VA 20171.

First Modification to Second Amended and Restated Business Loan and Security Agreement and Other Loan Documents (April 6th, 2009)

THIS FIRST MODIFICATION TO SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated as of March 31, 2009, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as the administrative agent for the Lenders (the Administrative Agent), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; and (ii) ICF CONSULTING GROUP, INC., a Delaware corporation (ICFG), ICF INTERNATIONAL, INC., a Delaware corporation (ICF International), and each other Borrower party to the hereinafter referenced Loan Agreement from time to time (together with ICFG and ICF International, each, a Borrower and collectively, the Borrowers), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized terms used but not defined herein shall have the meanings attributed to such terms in the Loan Agreement.

SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of February 20, 2008 by and Among ICF INTERNATIONAL, INC., ICF CONSULTING GROUP, INC. And Other Borrower Parties Hereto From Time to Time, as Borrowers, CITIZENS BANK OF PENNSYLVANIA, and Certain Other Lender Parties Hereto From Time to Time, as Lenders, CITIZENS BANK OF PENNSYLVANIA, as Administrative Agent BANK OF AMERICA, N.A. As Syndication Agent CITIBANK, N.A. And SUNTRUST BANK as Documentation Agents and RBS SECURITIES CORPORATION D/B/A RBS GREENWICH CAPITAL, as Lead Arranger and Book Running Manager (February 25th, 2008)

THIS SECOND AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of February 20, 2008, and is by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank, acting in the capacity of Lender, Swing Line Lender and as Administrative Agent for the Lenders; (ii) certain other Lender parties to this Second Amended and Restated Business Loan and Security Agreement from time to time; (iii) ICF INTERNATIONAL, INC., a Delaware corporation, ICF CONSULTING GROUP, INC., a Delaware corporation and certain other Borrower parties to this Second Amended and Restated Business Loan and Security Agreement from time to time; and (iv) RBS SECURITIES CORPORATION d/b/a RBS GREENWICH CAPITAL, as sole and exclusive lead arranger and sole and exclusive book running manager.

Sixth Modification to Amended and Restated Business Loan and Security Agreement and Other Loan Documents (February 15th, 2008)

THIS SIXTH MODIFICATION TO AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated as of February , 2008, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as the agent for the Lenders (the Agent), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; (ii) CITIZENS BANK, acting in its capacity as a Lender, and each other Lender party to the hereinafter defined Loan Agreement (each, a Lender and collectively, the Lenders); and (iii) ICF CONSULTING GROUP, INC., a Delaware corporation (the Primary Operating Company), ICF INTERNATIONAL, INC., a Delaware corporation (the Parent Company), and each other Borrower party to the Loan Agreement (together with the Primary Operating Company and the Parent Company, each, a Borrower and collectively, the Borrowers), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized t

Fifth Modification to Amended and Restated Business Loan and Security Agreement and Other Loan Documents (December 7th, 2007)

THIS FIFTH MODIFICATION TO AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated as of December 3, 2007, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as the agent for the Lenders (the Agent), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; (ii) CITIZENS BANK, acting in its capacity as a Lender, and each other Lender party to the hereinafter defined Loan Agreement (each, a Lender and collectively, the Lenders); and (iii) ICF CONSULTING GROUP, INC., a Delaware corporation (the Primary Operating Company), ICF INTERNATIONAL, INC., a Delaware corporation (the Parent Company), and each other Borrower party to the Loan Agreement (together with the Primary Operating Company and the Parent Company, each, a Borrower and collectively, the Borrowers), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized term

Syntax-Brillian Corporation – Second Amendment to Amended and Restated Business Loan and Security Agreement (July 30th, 2007)

This Second Amendment to Amended and Restated Business Loan and Security Agreement (the Second Amendment or Amendment) is made as of July 26, 2007, between PREFERRED BANK, a California banking corporation (Lender), and SYNTAX-BRILLIAN CORPORATION, a Delaware corporation (SBC), SYNTAX GROUPS CORPORATION, a California corporation (SGC) and SYNTAX CORPORATION, a Nevada corporation, formerly known as Syntax Groups Nevada, Inc. (SC) (SBC, SGC and SC are individually and collectively referred to herein as the Borrower).

Fourth Modification to Amended and Restated Business Loan and Security Agreement and Other Loan Documents (July 5th, 2007)

THIS FOURTH MODIFICATION TO AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated as of June 28, 2007, is made by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as the agent for the Lenders (the Agent), having offices at 8521 Leesburg Pike, Suite 405, Vienna, Virginia 22182; (ii) CITIZENS BANK, acting in its capacity as a Lender, and each other Lender party to the hereinafter defined Loan Agreement (each, a Lender and collectively, the Lenders); and (iii) ICF CONSULTING GROUP, INC., a Delaware corporation (the Primary Operating Company), ICF INTERNATIONAL, INC., a Delaware corporation (the Parent Company), and each other Borrower party to the Loan Agreement (together with the Primary Operating Company and the Parent Company, each, a Borrower and collectively, the Borrowers), each having offices at 9300 Lee Highway, Fairfax, Virginia 22031. Capitalized terms

First Amendment to Business Loan and Security Agreement (April 24th, 2007)

This First Amendment (First Amendment) dated as of April 19, 2007, for reference purposes, is made to the BUSINESS LOAN AND SECURITY AGREEMENT (the Domestic Agreement) entered into as of January 16, 2007, by and between Mid-Peninsula Bank, part of Greater Bay Bank N.A. (Bank) and Iridex Corporation (Borrower), combining two credit facilities provided by Bank to Borrower, with one facility being a $6,000,000 principal amount asset-based revolving line of credit (Line of Credit) and the other facility being a $6,000,000 principal amount term loan (Term Loan).

Business Loan and Security Agreement (January 22nd, 2007)

THIS BUSINESS LOAN AND SECURITY AGREEMENT dated January 16, 2007, for reference purposes is made and executed between Iridex Corporation (Borrower), having its principal place of business and executive offices located at 1212 Terra Bella Avenue, Mountain View, CA 94043, and Mid-Peninsula Bank, part of Greater Bay Bank N.A. (Lender), with its Palo Alto office located at 420 Cowper Street, Palo Alto, CA 94301, on the following terms and conditions. Capitalized words and phrases used in the Agreement shall have the meanings set forth below under the caption Definitions or as otherwise defined in the Agreement.

AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of October 5, 2005 by and Among ICF CONSULTING GROUP HOLDINGS, INC. And ICF CONSULTING GROUP, INC. And Other Borrower Parties Hereto From Time to Time, as Borrowers, CITIZENS BANK OF PENNSYLVANIA, CHEVY CHASE BANK, F.S.B., PNC BANK, NATIONAL ASSOCIATION, COMMERCE BANK, N.A., and Other Lender Parties Hereto From Time to Time, as Lenders, and CITIZENS BANK OF PENNSYLVANIA, as Agent (September 12th, 2006)

THIS AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of October 5th, 2005, and is by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in the capacity of Lender, Swing Line Lender and as Agent for the Lenders; (ii) CHEVY CHASE BANK, F.S.B., a federal savings bank (Chevy Chase Bank), PNC BANK, NATIONAL ASSOCIATION, as successor-in-interest to Riggs Bank, N.A., a national banking association (PNC Bank), COMMERCE BANK, N.A., a national banking association (Commerce Bank), and other Lender parties to this Amended and Restated Business Loan and Security Agreement from time to time; (iii) ICF CONSULTING GROUP, INC., a Delaware corporation, ICF CONSULTING GROUP HOLDINGS, INC., a Delaware corporation, ICF CONSULTING LIMITED, a private limited company organized under the laws of England and Wales, COMMENTWORKS.COM COMPANY, L.L.C., a Delaware limited liability company, THE K.S. CRUMP GROUP, L.L.C., a Delaware limited

Opinion Research Corp – Fifth Modification to Business Loan and Security Agreement and Other Loan Documents (August 14th, 2006)

THIS FIFTH MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated as of May 24, 2006, is made by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as agent for the Lenders (the Agent); (ii) Citizens Bank, acting in its individual capacity as Swing Line Lender (the Swing Line Lender); (iii) Citizens Bank, acting in its individual capacity as a Lender and First Horizon Bank, a division of First Tennessee Bank National Association (First Horizon and collectively with Citizens Bank, acting in its individual capacity as a Lender, the Lenders); and (iv) Opinion Research Corporation, a Delaware corporation, Macro International Inc., a Delaware corporation, Social and Health Services, Ltd., a Maryland corporation, ORC Holdings, Ltd., an English Company, O.R.C. International Ltd., an English Company, and any other Borrower party to the hereinafter referenced Loan Agreement fr

AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT Dated as of October 5, 2005 by and Among ICF CONSULTING GROUP HOLDINGS, INC. And ICF CONSULTING GROUP, INC. And Other Borrower Parties Hereto From Time to Time, as Borrowers, CITIZENS BANK OF PENNSYLVANIA, CHEVY CHASE BANK, F.S.B., PNC BANK, NATIONAL ASSOCIATION, COMMERCE BANK, N.A., and Other Lender Parties Hereto From Time to Time, as Lenders, and CITIZENS BANK OF PENNSYLVANIA, as Agent (May 11th, 2006)

THIS AMENDED AND RESTATED BUSINESS LOAN AND SECURITY AGREEMENT is executed as of October 5th, 2005, and is by and among (i) CITIZENS BANK OF PENNSYLVANIA, a Pennsylvania state chartered bank (Citizens Bank), acting in the capacity of Lender, Swing Line Lender and as Agent for the Lenders; (ii) CHEVY CHASE BANK, F.S.B., a federal savings bank (Chevy Chase Bank), PNC BANK, NATIONAL ASSOCIATION, as successor-in-interest to Riggs Bank, N.A., a national banking association (PNC Bank), COMMERCE BANK, N.A., a national banking association (Commerce Bank), and other Lender parties to this Amended and Restated Business Loan and Security Agreement from time to time; (iii) ICF CONSULTING GROUP, INC., a Delaware corporation, ICF CONSULTING GROUP HOLDINGS, INC., a Delaware corporation, ICF CONSULTING LIMITED, a private limited company organized under the laws of England and Wales, COMMENTWORKS.COM COMPANY, L.L.C., a Delaware limited liability company, THE K.S. CRUMP GROUP, L.L.C., a Delaware limited

Opinion Research Corp – Fourth Modification to Business Loan and Security Agreement and Other Loan Documents (March 31st, 2006)

THIS FOURTH MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated January 18, 2006, but effective for all purposes as of December 31, 2005, is made by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as agent for the Lenders (the Agent); (ii) Citizens Bank, acting in its individual capacity as Swing Line Lender (the Swing Line Lender); (iii) Citizens Bank, acting in its individual capacity as a Lender and First Horizon Bank, a division of First Tennessee Bank National Association (First Horizon and collectively with Citizens Bank, the Lenders); and (iv) Opinion Research Corporation, a Delaware corporation, Macro International Inc., a Delaware corporation, Social and Health Services, Ltd., a Maryland corporation, ORC Holdings, Ltd., an English Company, O.R.C. International Ltd., an English Company, and any other Borrower party to the hereinafter referenced Loan Agre

Opinion Research Corp – Third Modification to Business Loan and Security Agreement and Other Loan Documents (March 31st, 2006)

THIS THIRD MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated November 30, 2005, is made by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as agent for the Lenders (the Agent); (ii) Citizens Bank, acting in its individual capacity as Swing Line Lender (the Swing Line Lender); (iii) Citizens Bank, acting in its individual capacity as a Lender and First Horizon Bank, a division of First Tennessee Bank National Association (First Horizon and collectively with Citizens Bank, the Lenders) and (iv) Opinion Research Corporation, a Delaware corporation, Macro International Inc., a Delaware corporation, ORC ProTel, LLC, a Delaware limited liability company, Social and Health Services, Ltd., a Maryland corporation, ORC Holdings, Ltd., an English Company, O.R.C. International Ltd., an English Company, and any other Borrower party to the hereinafter referenced Loan Agreem

Syntax-Brillian Corporation – Business Loan and Security Agreement (February 21st, 2006)

THIS BUSINESS LOAN AND SECURITY AGREEMENT (this Agreement), dated as of September 28, 2005, is entered into between PREFERRED BANK, a California banking corporation (Lender), and SYNTAX GROUPS CORPORATION, a California corporation (SGC) and SYNTAX CORPORATION, a Nevada corporation, formerly known as Syntax Groups Nevada, Inc. (SC, SGC and SC are individually and collectively the Borrower).

Syntax-Brillian Corporation – Second Amendment to Business Loan and Security Agreement (February 21st, 2006)

This Second Amendment to Business Loan and Security Agreement (the Second Amendment or Amendment) is made as of January 31, 2006, between PREFERRED BANK, a California banking corporation (Lender), SYNTAX GROUPS CORPORATION, a California corporation (SGC) and SYNTAX CORPORATION, a Nevada corporation, formerly known as Syntax Groups Nevada, Inc. (SC) (SGC and SC are sometimes referred to collectively as the Borrowers and individually as the Borrower).

Comdial – BUSINESS LOAN AND SECURITY AGREEMENT BY AND BETWEEN COMDIAL CORPORATION AND [REDACTED] CORPORATION DATED: October 1, 2004 (April 18th, 2005)

THIS BUSINESS LOAN AND SECURITY AGREEMENT (Agreement) is made this 1st day of October, 2004 between COMDIAL CORPORATION, a Delaware corporation, maintaining an office at 106 Cattlemen Road, Sarasota, Florida 34232 (Lender) and [REDACTED], a [REDACTED] corporation, maintaining an office at [REDACTED] (Borrower), [REDACTED] and [REDACTED] ([REDACTED]), and [REDACTED] and [REDACTED] ([REDACTED]) (individually, and jointly, the Sureties).

Opinion Research Corp – First Modification to Business Loan and Security Agreement and Other Loan Documents (March 31st, 2005)

THIS FIRST MODIFICATION TO BUSINESS LOAN AND SECURITY AGREEMENT AND OTHER LOAN DOCUMENTS (this Modification), dated March 15, 2005, is made by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (Citizens Bank), acting in its capacity as agent for the Lenders (the Agent); (ii) Citizens Bank, acting in its individual capacity as Swing Line Lender (the Swing Line Lender); (iii) Citizens Bank, acting in its individual capacity as a Lender, First Horizon Bank, a division of First Tennessee Bank National Association (First Horizon) (collectively, the Lenders); (iv) Opinion Research Corporation, a Delaware corporation, Macro International Inc., a Delaware corporation, ORC ProTel, LLC, a Delaware limited liability company, Social and Health Services, Ltd., a Maryland corporation, ORC Holdings, Ltd., an English Company and O.R.C. International Ltd., an English Company (each individually, a Borrower and collectively, the Borrowers)1; and (v) each other person or ent

Opinion Research Corp – BUSINESS LOAN AND SECURITY AGREEMENT Dated as of May 4, 2004 by and Among OPINION RESEARCH CORPORATION, ORC INC., MACRO INTERNATIONAL INC., ORC PROTEL, INC., SOCIAL AND HEALTH SERVICES, LTD., ORC HOLDINGS, LTD. And O.R.C. INTERNATIONAL LTD, as Borrowers, and Other Borrower Parties Hereto From Time to Time, CITIZENS BANK OF PENNSYLVANIA and FIRST HORIZON BANK, as Lenders, and Other Lender Parties Hereto From Time to Time, and CITIZENS BANK OF PENNSYLVANIA, as Agent (August 12th, 2004)

THIS BUSINESS LOAN AND SECURITY AGREEMENT is executed as of the day of May, 2004, and is by and among (i) Citizens Bank of Pennsylvania, a Pennsylvania state chartered bank (Citizens Bank), acting in the capacity of Lender, Swing Line Lender and as the Agent for the Lenders; (ii) First Horizon Bank, a division of First Tennessee Bank National Association, as Lender, (iii) other Lender parties to this Business Loan and Security Agreement from time to time; (iv) Opinion Research Corporation, a Delaware corporation, whose address is 600 College Road East, Suite 4100, Princeton, NJ 08540, ORC Inc., a Delaware corporation, whose address is 600 College Road East, Suite 4100, Princeton, NJ 08540, Macro International Inc., a Delaware corporation, whose address is 11785 Beltsville Drive, Calverton, MD 20705, ORC ProTel, Inc., a Delaware corporation, whose address is 17213 Continental Drive, Lansing, IL 60438, Social and Health Services, Ltd., a Maryland corporation, whose address is 11426