0001829126-22-018483 Sample Contracts

FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT
Universal Life Separate Account Fortune VII • November 1st, 2022

This is the entire Contract. This Contract is issued in return for the Contributions to be made to us under this Contract. This Contract becomes effective on the Contract Date. The Annuitant and the Owner must be living on the Contract Date. In this Contract, “we”, “our” and “us” mean Universal Life Insurance Company. “You” and “your” mean the Owner.

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