0001721868-21-000939 Sample Contracts

EXCHANGE AGREEMENT
Exchange Agreement • December 29th, 2021 • Kaya Holdings, Inc. • Pharmaceutical preparations • Delaware

This EXCHANGE AGREEMENT (this “Agreement”) is entered into as of December 27, 2021 by and among KAYA HOLDINGS, INC., Inc., a Delaware corporation (the “Company”), CRAIG FRANK (“Frank”) and BMN CONSULTANTS, INC. (“BMN,” and together with Frank, each, a “Holder,” and collectively, the “Holders”).

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