0001683168-26-001856 Sample Contracts

CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT BOTH (I) IS NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. SUCH EXCLUDED INFORMATION HAS BEEN MARKED WITH “[***].”
Receivables Purchase Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York

RECEIVABLES PURCHASE AGREEMENT dated as of April 1, 2025 by and between CONSUMER PORTFOLIO SERVICES, INC., a California corporation (the “Seller”), having its principal executive office at 3800 Howard Hughes Pkwy., Suite 1400, Las Vegas, NV 89169, and CPS RECEIVABLES FIVE LLC, a Delaware limited liability company (the “Purchaser”), having its principal executive office at 3800 Howard Hughes Pkwy., Suite 1400, Las Vegas, NV 89169.

THIRD AMENDED AND RESTATED SALE AND SERVICING AGREEMENT among PAGE EIGHT FUNDING LLC, as Purchaser and Borrower, CONSUMER PORTFOLIO SERVICES, INC., As Seller and Servicer, CITIBANK, N.A., as Administrative Agent and Collateral Agent, and COMPUTERSHARE...
Sale and Servicing Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • Delaware

THIRD AMENDED AND RESTATED SALE AND SERVICING AGREEMENT (as amended, supplemented, restated or otherwise modified from time to time in accordance with the terms hereof, this “Agreement”) dated as of November 1, 2024, among PAGE EIGHT FUNDING LLC, a Delaware limited liability company (in its capacities as Purchaser, the “Purchaser” and as Borrower, the “Borrower”), CONSUMER PORTFOLIO SERVICES, INC., a California corporation (in its capacities as Seller, the “Seller” and as Servicer, the “Servicer,” respectively), CITIBANK, N.A., a national banking association, as Administrative Agent (the “Administrative Agent”) and as Collateral Agent (the “Collateral Agent”), COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, a national banking association (in its capacities as Backup Servicer, the “Backup Servicer”, as Custodian, the “Custodian”, and as Account Bank, the “Account Bank”, respectively).

AMENDED AND RESTATED SECURITY AGREEMENT dated as of November 1, 2024 between PAGE EIGHT FUNDING LLC and CITIBANK, N.A. as Collateral Agent
Security Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York
LOAN AND SECURITY AGREEMENT Dated as of October 17, 2025 among PAGE ELEVEN FUNDING LLC, as the Borrower, CONSUMER PORTFOLIO SERVICES, INC., as the Servicer and as Seller, COMPUTERSHARE TRUST COMPANY, N.A. as Custodian, Backup Servicer and Paying Agent and
Loan and Security Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York

This Loan and Security Agreement, dated as of October 17, 2025 (this “Agreement” or the “Loan and Security Agreement”), is among PAGE ELEVEN FUNDING LLC, a Delaware limited liability company, as borrower (the “Borrower”), CONSUMER PORTFOLIO SERVICES, INC., a California corporation (“CPS”), as servicer (in such capacity, the “Servicer”) and as seller (“Seller”), Computershare Trust Company, N.A., a national banking association (“Computershare”) as Custodian (in such capacity, “Custodian”), backup servicer (in such capacity, “Backup Servicer”) and Paying Agent(in such capacity, the “Paying Agent”) and Capital One, National Association, (“Capital One”), a national banking association, as administrative agent for the Lenders (the “Administrative Agent”), and as a Bank and as a Lender Group Agent.

OMNIBUS AMENDMENT
Second Amendment to Eighth Amended and Restated Credit Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services

WHEREAS, a loan facility has been extended to the Borrower pursuant to (x) that certain Eighth Amended and Restated Credit Agreement, dated as of November 1, 2024 (as amended, modified, supplemented, increased and extended from time to time, the “Credit Agreement”) by and among the Borrower, the Servicer, the Lenders from time to time party thereto (the “Lenders”), the Agent, and the Collateral Agent, and (y) that certain Third Amended and Restated Sale and Servicing Agreement, dated as of November 1, 2024 (as amended, modified, supplemented, increased and extended from time to time, the “Sale and Servicing Agreement”), by and among the Borrower, the Servicer, CTC, as Custodian, Account Bank and Backup Servicer, the Agent and the Collateral Agent;

SERVICING AGREEMENT dated as of November 24, 2015 among
Servicing Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York

This SERVICING AGREEMENT, dated as of November 24, 2015 (the “Agreement”), is entered into by and among PAGE NINE FUNDING LLC, a Delaware limited liability company (the "Borrower"), CONSUMER PORTFOLIO SERVICES, INC., a California corporation ("CPS"), as Servicer (together with its successors and assigns in such capacity, the "Servicer"), ARES AGENT SERVICES, L.P. (“Ares”), as Administrative Agent (together with its successors and assigns in such capacity, the "Administrative Agent") and CREDIT SUISSE, AG, NEW YORK BRANCH (“CS”), as Class A Agent and as Collateral Agent (together with its successors and assigns in such capacity, the "Collateral Agent") for the Lenders.

Third Amendment to Servicing Agreement
Servicing Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services

This THIRD AMENDMENT TO SERVICING AGREEMENT, dated as of August 15, 2022 (this “Amendment”), is entered into by and among PAGE NINE FUNDING LLC, a Delaware limited liability company (the “Borrower”), CONSUMER PORTFOLIO SERVICES, INC., a California corporation (“CPS”) as Servicer (together with its successors and assigns in such capacity, the “Servicer”) and ARES AGENT SERVICES, L.P. (“Ares”), as the Administrative Agent (in such capacity, the “Administrative Agent”), and as Collateral Agent (in such capacity, the “Collateral Agent”) for the Lenders.

PURCHASE AGREEMENT
Purchase Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York

This Purchase Agreement (this “Agreement”) is made as of the 17th day of October, 2025, by and between CONSUMER PORTFOLIO SERVICES, INC., a California corporation (“CPS”) as seller (in such capacity, (the “Seller”), having its chief executive office at 3800 Howard Hughes Pkwy, Suite 1400, Las Vegas, NV 89169 , and PAGE ELEVEN FUNDING LLC, a Delaware limited liability company (the “Purchaser”), as purchaser, having its chief executive office at 3800 Howard Hughes Pkwy, Suite 1400, Las Vegas, NV 89169.

THIRD AMENDMENT TO EIGHTH AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services

THIS THIRD AMENDMENT TO EIGHTH AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”) dated as of October 8, 2025, to the Credit Agreement referenced below, is by and among PAGE EIGHT FUNDING LLC, a Delaware limited liability company (the “Borrower”), CONSUMER PORTFOLIO SERVICES, INC., a California Corporation (“CPS” or the “Servicer”), the Lenders set forth on the signature pages hereto, and CITIBANK, N.A., a national banking association, in its capacity as administrative agent for the Lenders (in such capacity, the “Agent”).

SECOND AMENDMENT TO REVOLVING CREDIT AGREEMENT AND FIRST AMENDMENT TO SERVICING AGREEMENT
Revolving Credit Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services

THIS SECOND AMENDMENT TO REVOLVING CREDIT AGREEMENT AND FIRST AMENDMENT TO SERVICING AGREEMENT, dated as of November 21, 2017 (this “Amendment”), amends:

FIRST AMENDMENT TO EIGHTH AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services

THIS FIRST AMENDMENT TO EIGHTH AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”) dated as of December 16, 2024, to the Credit Agreement referenced below, is by and among PAGE EIGHT FUNDING LLC, a Delaware limited liability company (the “Borrower”), CONSUMER PORTFOLIO SERVICES, INC., a California Corporation (“CPS” or the “Servicer”), the Lenders set forth on the signature pages hereto, and CITIBANK, N.A., a national banking association, in its capacity as administrative agent for the Lenders (in such capacity, the “Agent”).

EIGHTH AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York

This EIGHTH AMENDED AND RESTATED CREDIT AGREEMENT, dated as of November 1, 2024 (as amended, supplemented, restated or otherwise modified from time to time in accordance with the terms hereof, this “Agreement”), is made among PAGE EIGHT FUNDING LLC, a Delaware limited liability company (the “Borrower”), CONSUMER PORTFOLIO SERVICES, INC., a California corporation (“CPS” or the “Servicer”), the LENDERS (as defined in Article I), CITIBANK, N.A., a national banking association, as administrative agent (in such capacity, the “Administrative Agent”) for the Lenders, and as collateral agent (in such capacity, the “Collateral Agent”) for the Secured Parties, and amends and restates in its entirety the Seventh Amended and Restated Credit Agreement, dated as of July 15, 2022, as amended by that First Amendment to the Seventh Amended and Restated Credit Agreement, dated as of July 7, 2023, as further amended by that Second Amendment to the Seventh Amended and Restated Credit Agreement, dated as o

OMNIBUS AMENDMENT
Omnibus Amendment • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York

THIS OMNIBUS AMENDMENT, dated as of April 30, 2025 (this “Amendment”), amends (i) that certain Second Amended and Restated Revolving Credit Agreement, dated as of June 28, 2022 (as amended by that certain Amendment to Second Amended and Restated Revolving Credit Agreement, dated January 31, 2024, that certain Second Amendment to Second Amended and Restated Revolving Credit Agreement, dated February 29, 2024, and that certain Third Amendment to Second Amended and Restated Revolving Credit Agreement, dated March 29, 2024, the “Credit Agreement”), among Page Nine Funding LLC, a Delaware limited liability company (the “Borrower”), Consumer Portfolio Services, Inc., a California corporation (“CPS”), the financial institutions from time to time party thereto, as Lenders, and Ares Agent Services, L.P. (“Ares”), as the Administrative Agent (in such capacity, the “Administrative Agent”), and as Collateral Agent (in such capacity, the “Collateral Agent”) for the Lenders; (ii) that certain Amende

THIRD AMENDMENT TO REVOLVING CREDIT AGREEMENT AND SECOND AMENDMENT TO SERVICING AGREEMENT AND FIRST AMENDMENT TO THE BACKUP SERVICING AGREEMENT
Revolving Credit Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services

THIS THIRD AMENDMENT TO REVOLVING CREDIT AGREEMENT , SECOND AMENDMENT TO SERVICING AGREEMENT AND FIRST AMENDMENT TO THE BACKUP SERVICING AGREEMENT, dated as of December 20, 2019 (this “Amendment”), amends:

SECURITY AGREEMENT dated as of November 24, 2015 between PAGE NINE FUNDING LLC, as Grantor and CREDIT SUISSE AG, NEW YORK BRANCH, as Collateral Agent
Security Agreement • March 16th, 2026 • Consumer Portfolio Services, Inc. • Finance services • New York