0001628280-26-059592 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • August 31st, 2026 • West Coast Community Bancorp • State commercial banks • California

This Employment Agreement ("Agreement”) is made and entered into as of April 21, 2021, by and between Santa Cruz County Bank (the “Bank”) and Angelo De Bernardo (the “Executive”) for the purposes set forth hereinafter.

SALARY CONTINUATION AGREEMENT
Salary Continuation Agreement • August 31st, 2026 • West Coast Community Bancorp • State commercial banks

This Salary Continuation Agreement (the "Agreement") by and between West Coast Community Bank (the "Employer") and Min Cecilia Situ (the "Executive"), made as of the 1st day of May 2025, formalizes the agreements and understanding between the Employer and the Executive.

SPLIT DOLLAR LIFE INSURANCE AGREEMENT
Split Dollar Life Insurance Agreement • August 31st, 2026 • West Coast Community Bancorp • State commercial banks

THIS SPLIT DOLLAR AGREEMENT (this “Agreement”) by and between West Coast Community Bank (the “Employer”) and Min C. Situ (the “Executive”), made this 16th day of December 2025, formalizes the agreements and understanding between the Employer and the Executive.

AGREEMENT AND PLAN OF REORGANIZATION AND MERGER DATED AS OF MAY 20, 2024 BY AND AMONG WEST COAST COMMUNITY BANCORP SANTA CRUZ COUNTY BANK 1ST CAPITAL BANCORP AND IST CAPITAL BANK
Merger Agreement • August 31st, 2026 • West Coast Community Bancorp • State commercial banks • California

AGREEMENT AND PLAN OF REORGANIZATION AND MERGER, dated as of May 20, 2024, by and among West Coast Community Bancorp, a California corporation (“WCCB”), Santa Cruz County Bank, a California state-chartered bank (“SCCB”),(collectively referred to as “CRUZ”), 1st Capital Bancorp, a California corporation and bank holding company (“1CAP”) and 1st Capital Bank, a California state-chartered bank (“1BANK”) (collectively referred to as “FISB”).

INDEMNIFICATION AGREEMENT
Indemnification Agreement • August 31st, 2026 • West Coast Community Bancorp • State commercial banks • California

This Indemnification Agreement, dated as of , 2025, is made by and among West Coast Community Bancorp, a California corporation, West Coast Community Bank, a California banking corporation (West Coast Community Bancorp and West Coast Community Bank being collectively referred to as the “Corporation”), and a director or officer of either West Coast Community Bancorp or West Coast Community Bank (the “Indemnitee”).