0001628280-26-056680 Sample Contracts

AMENDMENT NO. 2 TO MASTER REPURCHASE AND SECURITIES CONTRACT
Master Repurchase and Securities Contract • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts • New York

AMENDMENT NO. 2 TO MASTER REPURCHASE AND SECURITIES CONTRACT, dated as of September 9, 2025 (this “Amendment”) by and between REFT WATER STREET LLC, a Delaware limited liability company (“Seller”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“Buyer”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Repurchase Agreement (as defined below).

SECOND AMENDMENT TO MASTER REPURCHASE AND SECURITIES CONTRACT AGREEMENT
Master Repurchase and Securities Contract Agreement • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts • New York

THIS SECOND AMENDMENT TO MASTER REPURCHASE AND SECURITIES CONTRACT AGREEMENT (this “Amendment”), dated as of June 24, 2026, is by and between MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company (“MSMCH”), as administrative agent (in such capacity, together with its permitted successors and assigns, the “Administrative Agent”) for MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“MSBNA”, together with its successors and assigns and such other financial institutions from time to time party to the Master Repurchase Agreement (as defined below) and their respective successors and assigns, collectively, “Buyers” and individually, each a “Buyer”), and REFT MULBERRY STREET LLC, a Delaware limited liability company, as seller (“Seller”), and acknowledged and agreed to by GOLDMAN SACHS REAL ESTATE FINANCE TRUST INC., a Maryland corporation (“Guarantor”).

Contract
Master Repurchase Agreement • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts
GUARANTEE AGREEMENT
Guarantee Agreement • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts

GUARANTEE AGREEMENT, dated as of March 11, 2025 (as amended, restated, supplemented, or otherwise modified from time to time, this “Guarantee”), made by GOLDMAN SACHS REAL ESTATE FINANCE TRUST INC., a Maryland corporation having its principal place of business at c/o Goldman Sachs & Co. LLC, 200 West Street, New York, New York 10282 (“Guarantor”), in favor of WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“Buyer”) and any of its parent, subsidiary or affiliated companies.

GUARANTY
Guaranty • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts • New York

THIS GUARANTY, dated as of June 6, 2025 (as amended, restated, supplemented, or otherwise modified from time to time, this “Guaranty”), made by GOLDMAN SACHS REAL ESTATE FINANCE TRUST INC., a Maryland corporation (“Guarantor”), in favor of MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as administrative agent (in such capacity, together with its permitted successors and assigns, the “Administrative Agent”) for MORGAN STANLEY BANK, N.A., a national banking association (“MSBNA”), and such other financial institutions from time to time party to the Repurchase Agreement (as defined below), as buyers (MSBNA, together with its successors and assigns, and together with such other financial institutions from time to time party to the Repurchase Agreement (as defined below) and their respective successors and assigns, collectively “Buyers” and individually, each a “Buyer”).

GUARANTY
Guaranty • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts • New York

GUARANTY (this “Guaranty”), dated as of January 9, 2025 (the “Effective Date”), made by GOLDMAN SACHS REAL ESTATE FINANCE TRUST INC., a Maryland corporation (“Guarantor”), for the benefit of CITIBANK, N.A., a national banking association (“Buyer”).

GUARANTY
Guaranty • August 13th, 2026 • Goldman Sachs Real Estate Finance Trust Inc • Real estate investment trusts • New York

GUARANTY, dated as of March 13, 2026 (this “Guaranty”), made by GOLDMAN SACHS REAL ESTATE FINANCE TRUST INC, a Maryland corporation (“Guarantor”), for the benefit of BANCO SANTANDER, S.A., NEW YORK BRANCH, a branch of a foreign banking institution, as buyer (together with its successors and assigns, “Buyer”).