0001580642-16-006832 Sample Contracts

FUND SERVICES AGREEMENT between FORETHOUGHT VARIABLE INSURANCE TRUST
Fund Services Agreement • February 12th, 2016 • Forethought Variable Insurance Trust • New York

THIS FUND SERVICES AGREEMENT (this “Agreement”) effective as of the 10th day of September, 2013, by and between FORETHOUGHT VARIABLE INSURANCE TRUST, a Delaware statutory trust having its principal office and place of business at 300 North Meridian Street, Suite 1800, Indianapolis, Indiana 46204 (the "Trust") and GEMINI FUND SERVICES, LLC, a Nebraska limited liability company having its principal office and place of business at 17605 Wright Street, Suite 2, Omaha, Nebraska 68130 (“GFS”). This Agreement replaces and supersedes all prior understandings and agreements between the parties hereto for the services described below.

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INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • February 12th, 2016 • Forethought Variable Insurance Trust • Indiana

THIS AGREEMENT dated this January 2, 2014 as amended February 11, 2014, March 12, 2014, February 6, 2015,and February 9, 2016 between Forethought Variable Insurance Trust, a Delaware statutory trust (the "Trust"), and Forethought Investment Advisors LLC, an Indiana limited liability company (the "Advisor").

UNDERWRITING AGREEMENT
Underwriting Agreement • February 12th, 2016 • Forethought Variable Insurance Trust • Nebraska

THIS UNDERWRITING AGREEMENT effective the 30th day of April, 2015, by and between FORETHOUGHT VARIABLE INSURANCE TRUST, a Delaware statutory trust having its principal office and place of business at 300 North Meridian Street, Suite 1800, Indianapolis, Indiana 46204 (the “Trust”), and NORTHERN LIGHTS DISTRIBUTORS, LLC, a Nebraska limited liability company having its principal office and place of business at 17605 Wright Street, Omaha, Nebraska 68130 (“NLD”).

FORETHOUGHT VARIABLE INSURANCE TRUST OPERATING EXPENSES LIMITATION AGREEMENT
Forethought Variable Insurance Trust Operating Expenses Limitation Agreement • February 12th, 2016 • Forethought Variable Insurance Trust • Indiana

THIS OPERATING EXPENSES LIMITATION AGREEMENT (the “Agreement”) is effective as of the 10th day of September, 2013, as amended February 11, 2014, March 12, 2014, February 6, 2015, April 8, 2015, April 27, 2015 and February 9, 2016 by and between FORETHOUGHT VARIABLE INSURANCE TRUST, a Delaware statutory trust (the “Trust”), on behalf of each fund listed in Appendix A, (each a “Fund” and collectively the “Funds”) each a series of the Trust, and the Advisor of such Funds, Forethought Investment Advisors, LLC (the “Advisor”).

FORM OF INVESTMENT ADVISORY AGREEMENT FOR SUBADVISER
Investment Advisory Agreement • February 12th, 2016 • Forethought Variable Insurance Trust • New York

AGREEMENT made as of the _____ day of ____________, 2016 by and among Forethought Investment Advisors LLC, an Indiana limited liability company (the "Investment Adviser"), Forethought Variable Insurance Trust, a Delaware statutory trust (the "Trust"), on behalf of its series listed in Schedule A (each a “Fund” and together, the “Funds”), and Wilshire Associates Incorporated (the “Sub-adviser"), a California corporation.

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