0001571049-17-003321 Sample Contracts

SECOND AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 10th, 2017 • Virtus Retirement Trust • Delaware

This Second Amended and Restated Expense Limitation Agreement (the “Agreement”), effective as of April 10, 2017, amends and restates that certain Expense Limitation Agreement effective as of January 8, 2016, as amended, by and between Virtus Retirement Trust, a Delaware statutory trust (the “Registrant”), on behalf of each series of the Registrant listed in Appendix A (each a “Fund” and collectively, the “Funds”) and the Adviser of each of the Funds, Virtus Retirement Investment Advisers, LLC, a Delaware corporation (the “Adviser”).

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