0001564590-21-042128 Sample Contracts

Certain identified information has been excluded from the exhibit because it is both not material and would be competitively harmful if publicly disclosed. REINSTATEMENT PREMIUM PROTECTION REINSURANCE CONTRACT
Interests and Liabilities Agreement • August 6th, 2021 • HCI Group, Inc. • Fire, marine & casualty insurance • Florida

This Contract is to indemnify the Company in respect of the liability that may accrue to the Company as a result of Reinstatement Premium the Company may become liable to pay under the reinstatement provisions of the Property Catastrophe First Excess of Loss Reinsurance Contract, effective at 12:01 a.m., Standard Time, June 1, 2021 and expiring 12:01 a.m., Standard Time, June 1, 2022, Document Number: U8GR0007 (the “Original Contract”), subject to the terms and conditions herein contained. The Original Contract covers losses under Policies covering direct and assumed business classified by the Company as the property perils of Business Owners, Homeowners, Condominium Owners, Renters and Dwelling, in force at the inception of this Contract, or issued or renewed during the term of this Contract. A copy of the Original Contract is attached to and forms part of this Contract.

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