0001558370-20-005779 Sample Contracts

PENNYMAC FINANCIAL SERVICES, INC. RESTRICTED STOCK UNIT SUBJECT TO PERFORMANCE COMPONENTS AWARD AGREEMENT
Award Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents

THIS AGREEMENT is dated as of February 26, 2020, between PennyMac Financial Services, Inc., a corporation organized under the laws of the State of Delaware (the “Company”), and the individual identified in the table below (the “Recipient”).

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PENNYMAC FINANCIAL SERVICES, INC. RESTRICTED STOCK UNIT SUBJECT TO CONTINUED SERVICE AWARD AGREEMENT
Award Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents

THIS AGREEMENT is dated as of February 26, 2020, between PennyMac Financial Services, Inc., a corporation organized under the laws of the State of Delaware (the “Company”), and the individual identified in the table below (the “Recipient”).

PENNYMAC FINANCIAL SERVICES, INC. RESTRICTED STOCK UNIT SUBJECT TO CONTINUED SERVICE AWARD AGREEMENT
Award Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents

THIS AGREEMENT is dated as of February 26, 2020, between PennyMac Financial Services, Inc., a corporation organized under the laws of the State of Delaware (the “Company”), and the individual identified in the table below (the “Recipient”).

JOINT AMENDMENT NO. 3 TO THE MASTER REPURCHASE AGREEMENT AND AMENDMENT NO. 2 TO THE FOURTH AMENDED AND RESTATED PRICING SIDE LETTER
Master Repurchase Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Joint Amendment No. 3 to the Series 2016-MSRVF1 Repurchase Agreement (as defined below) and Amendment No. 2 to the Pricing Side Letter (as defined below), is entered into as of April 24, 2020 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH (“CSCIB” or the “Buyer”) and PENNYMAC LOAN SERVICES, LLC (“PLS” or the “Seller”) and acknowledged by PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC, as guarantor (the “Guarantor”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Series 2016-MSRVF1 Repurchase Agreement.

PENNYMAC FINANCIAL SERVICES, INC. STOCK OPTION AWARD AGREEMENT
Stock Option Award Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • Delaware

THIS AGREEMENT is dated as of February 26, 2020, between PennyMac Financial Services, Inc., a corporation organized under the laws of the State of Delaware (the “Company”), and the individual identified in Section 1 below (the “Recipient”).

JOINT AMENDMENT NO. 1 TO THE MASTER REPURCHASE AGREEMENT AND AMENDMENT NO. 1 TO THE PRICING SIDE LETTER
Master Repurchase Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Joint Amendment No. 1 to the Series 2020-SPIADVF1 Repurchase Agreement (as defined below) and Amendment No. 1 to the Pricing Side Letter (as defined below), is entered into as of April 24, 2020 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH (“CSCIB” or the “Buyer”) and PENNYMAC LOAN SERVICES, LLC (“PLS” or the “Seller”) and acknowledged by PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC, as guarantor (the “Guarantor”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Series 2020-SPIADVF1 Repurchase Agreement.

JOINT AMENDMENT NO. 3 TO LOAN AND SECURITY AGREEMENT (FREDDIE MAC MSRS) AND AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT AMENDED AND RESTATED PRICING SIDE LETTER
Loan and Security Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Joint Amendment No. 3 to Loan and Security Agreement and Amendment No. 2 to Pricing Side Letter (this “Amendment”) is made as of this 24th day of April, 2020, by and among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH (the “Lender”), PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC (the “Guarantor”) and PENNYMAC LOAN SERVICES, LLC (the “ Borrower” and the “Servicer”), and amends that certain Loan and Security Agreement, dated as of February 1, 2018, as amended by Amendment No. 1, dated as of January 29, 2020, and Amendment No. 2, dated as of April 1, 2020 (as amended, restated, supplemented or otherwise modified from time to time, the “Loan Agreement”), by and among the Lender, the Guarantor and the Borrower, and that certain Loan and Security Agreement Amended and Restated Pricing Side Letter, dated as of September 11, 2019, as amended by Amendment No. 1, dated as of April 1, 2020 (as amended, restated, supp

JOINT AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT (FREDDIE MAC MSRS) AND AMENDMENT NO. 1 TO LOAN AND SECURITY AGREEMENT AMENDED AND RESTATED PRICING SIDE LETTER
Loan and Security Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Joint Amendment No. 2 to Loan and Security Agreement and Amendment No. 1 to Pricing Side Letter (this “Amendment”) is made as of this 1st day of April, 2020, by and among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH (the “Lender”), PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC (the “Guarantor”) and PENNYMAC LOAN SERVICES, LLC (the “ Borrower” and the “Servicer”), and amends that certain Loan and Security Agreement, dated as of February 1, 2018, as amended by Amendment No. 1, dated as of January 29, 2020 (as amended, restated, supplemented or otherwise modified from time to time, the “Loan Agreement”), by and among the Lender, the Guarantor and the Borrower, and that certain Loan and Security Agreement Amended and Restated Pricing Side Letter, dated as of September 11, 2019 (the “Pricing Side Letter” and Pricing Side Letter, together with the Loan Agreement, the “Agreements”), by and among the Borrower, th

CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC, as Administrative Agent and CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH, as Buyer and PENNYMAC LOAN SERVICES, LLC, as Seller and acknowledged by PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC as...
Master Repurchase Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Amendment No. 2 (this “Amendment”) to the Series 2016-VF1 Repurchase Agreement (defined below), is entered into as of April 1, 2020, by and among Credit Suisse First Boston Mortgage Capital LLC, as administrative agent (the “Administrative Agent”), Credit Suisse AG, Cayman Islands Branch, as buyer (“Buyer”), and PennyMac Loan Services, LLC (“PLS”), as seller (“Seller”), and is acknowledged by Private National Mortgage Acceptance Company, LLC, as guarantor (“Guarantor”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Series 2016-VF1 Repurchase Agreement or the Base Indenture (defined below), as applicable.

AMENDMENT NO. 10 TO THIRD AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 10 to Third Amended and Restated Master Repurchase Agreement, dated as of April 24, 2020 (this “Amendment”), among Credit Suisse First Boston Mortgage Capital LLC (the “Administrative Agent”), Credit Suisse AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (a “Buyer”), Alpine Securitization LTD (a “Buyer”), PennyMac Loan Services, LLC (the “Seller”) and Private National Mortgage Acceptance Company, LLC (the “Guarantor”).

JOINT AMENDMENT NO. 1 TO THE MASTER REPURCHASE AGREEMENT AND AMENDMENT NO. 2 TO THE PRICING SIDE LETTER
Master Repurchase Agreement • May 7th, 2020 • PennyMac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Joint Amendment No. 1 to the MSR PC Repo Agreement (as defined below) and Amendment No. 2 to the Pricing Side Letter (as defined below), is entered into as of April 24, 2020 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH (“CSCIB” or the “Buyer”), PENNYMAC LOAN SERVICES, LLC (“PLS” or the “Seller”) and PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC, as guarantor (the “Guarantor”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the MSR PC Repo Agreement.

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