0001498547-26-000047 Sample Contracts

AMENDMENT NO. 1 TO MASTER REPURCHASE AND SECURITIES CONTRACT AND CONSENT TO RESTRUCTURING
Master Repurchase and Securities Contract • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

WHEREAS, Buyer and Seller are parties to that certain Master Repurchase and Securities Contract, dated as of August 15, 2025 (as the same has been amended prior to the date hereof, the “Existing Repurchase Agreement”, and as amended by this Amendment, and as hereafter further amended, modified, restated, replaced, waived, substituted, supplemented or extended from time to time, the “Repurchase Agreement”);

SECOND AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND CONSENT TO RESTRUCTURING
Master Repurchase Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

THIS SECOND AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND CONSENT TO RESTRUCTURING, dated as of June

THIRD AMENDMENT TO REVOLVING CREDIT AGREEMENT
Revolving Credit Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

This Revolving Credit Agreement (this “Agreement”) is made as of December 30, 2022, by and among CIM GROUP MANAGEMENT, LLC, a Delaware limited liability company (“Borrower”), the financial institutions from time to time signatory hereto (individually a “Lender,” and any and all such financial institutions, collectively, the “Lenders”), CITY NATIONAL BANK, as the administrative agent for the Lenders (in such capacity, the “Agent”) and each of CITY NATIONAL BANK and TRUIST SECURITIES, INC., as joint lead arrangers and joint bookrunners (collectively in such capacities, the “Lead Arrangers” and each a “Lead Arranger”).

FIRST AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND CONSENT TO RESTRUCTURING
Master Repurchase Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

THIS FIRST AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND CONSENT TO RESTRUCTURING, dated as of June

SIXTH AMENDMENT TO MASTER REPURCHASE AND SECURITIES CONTRACT AND CONSENT TO RESTRUCTURING
Master Repurchase and Securities Contract • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

THIS SIXTH AMENDMENT TO MASTER REPURCHASE AND SECURITIES CONTRACT AND CONSENT TO RESTRUCTURING, dated as of June 24, 2026 (this “Amendment”), is entered into by and among WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“Buyer”), CMFT RE LENDING RF SUB WF, LLC, a Delaware limited liability company (“Seller”), and acknowledged by CIM REAL ESTATE FINANCE TRUST, INC., a Maryland corporation (“Guarantor”), CMFT RE LENDING SUB WF HOLDCO, LLC, a Delaware limited liability company (“Equity Pledgor”), CIM RE LENDING SUB, LLC, a Delaware limited liability company, and CMFT RE LENDING SUB II, LLC, a Delaware limited liability company (each, a “Residual Pledgor” and, together with Equity Pledgor, individually or collectively, as the context may require, “Pledgor”). Capitalized terms used and not otherwise defined herein shall have the meanings given to such terms in the Repurchase Agreement (as defined below and as amended hereby).

NOTE PURCHASE AGREEMENT
Note Purchase Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

Subject to the terms and conditions of this Agreement, the Company will issue and sell to each Purchaser and each Purchaser will purchase from the Company, at the Closing provided for in Section 3, Notes in the principal amount and Series specified opposite such Purchaser’s name in the Purchaser Schedule at the purchase price of 100% of the principal amount thereof. The

THIRD AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND CONSENT TO RESTRUCTURING
Master Repurchase Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

THIS THIRD AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT AND CONSENT TO RESTRUCTURING, dated as of June

AMENDMENT TO
Revolving Credit Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts
FIRST AMENDMENT TO REVOLVING
Revolving Credit Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts
RECITALS
Loan and Servicing Agreement • August 14th, 2026 • Cim Group, Inc. • Real estate investment trusts • New York

The Lenders have agreed, on the terms and conditions set forth herein, to provide a secured term loan facility that provides for Advances under applicable Term Loan Series from time to time in the amounts and in accordance with the terms set forth herein.