0001493152-26-029634 Sample Contracts

Oxbridge Re Holdings Limited Ordinary Shares (par value $0.001 per share) At- the-Market Sales Agreement Sales Agreement
At-the-Market Sales Agreement • June 22nd, 2026 • OXBRIDGE RE HOLDINGS LTD • Fire, marine & casualty insurance • New York

Oxbridge Re Holdings Limited, a Cayman Islands exempted company (the “Company”), confirms its agreement (this “Agreement”) with Chardan Capital Markets LLC (the “Agent”), as follows:

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