0001362310-08-008155 Sample Contracts

RESIDENTIAL MORTGAGE PROGRAM AGREEMENT
Residential Mortgage Program Agreement • December 12th, 2008 • First Niagara Financial Group Inc • Savings institutions, not federally chartered • New York

This Residential Mortgage Program Agreement (“this Agreement”) is entered into as of November 18, 2004 between Homestead Funding Corp., a New York business corporation having its chief executive office at 8 Airline Drive, Albany, NY 12205, (“Homestead”) and First Niagara Bank, a federal savings association having its chief executive office at 6950 South Transit Road, P.O. Box 514, Lockport, NY 14095-0514, (“First Niagara”).

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